Spending It All: Retirement Planning for the Ultimate Lifestyle Goal

Your Retirement Elevated Podcast with Scott Dougan

Your Retirement Elevated Podcast with Scott Dougan

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Tag Team Talent Podcast

1
Tag Team Talent Bonus Show #1 "Mack & Jamie" 5:37

12 days ago5:37

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5:37

Great short Bonus Show for all our loyal podcast fans. This week a tremendous comedy team shares comedy and music...it's "Mack & Jamie" , stars of TV's "Comedy Break"; sharing loads of musical humor. Enjoy!

about a year ago 21:50

MP3•Laman utama episod

Here’s what we cover in this episode:

0:00 – Intro

3:08 – Strained spending

7:16 – Defining lifestyle needs

11:05 – Mindset shift

15:13 – Our process

Want to connect with us?

Web: https://listentoscott.com/

Schedule a call: https://elevatemyretirement.com/contact/ or 913-393-4724

Watch the show on YouTube: https://bit.ly/3RiT7Ky

176 episod

#Business #Business News #Scott Dougan #News #Trading #Retirement Planning

Your Retirement Elevated Podcast with Scott Dougan

Spending It All: Retirement Planning for the Ultimate Lifestyle Goal

Your Retirement Elevated Podcast with Scott Dougan

published about a year ago

Kongsi

MP3•Laman utama episod

Here’s what we cover in this episode:

0:00 – Intro

3:08 – Strained spending

7:16 – Defining lifestyle needs

11:05 – Mindset shift

15:13 – Our process

Want to connect with us?

Web: https://listentoscott.com/

Schedule a call: https://elevatemyretirement.com/contact/ or 913-393-4724

Watch the show on YouTube: https://bit.ly/3RiT7Ky

176 episod

#Business #Business News #Scott Dougan #News #Trading #Retirement Planning

Semua episod

Your Retirement Elevated Podcast with Scott Dougan

1
What Your Advisor CANNOT Do For You 26:01

6 days ago26:01

26:01

Many people enter into a relationship with their financial advisor with unrealistic expectations, often believing they can control the uncontrollable. The reality is an advisor can provide great value, but they can’t help you with everything. Today it’s part two of our series on things your advisor can and can't do for you, and we’re going to clarify some misconceptions and set proper expectations regarding what an advisor cannot do. Here’s what we cover in this episode: Here’s what we cover in this episode: 0:00 – Intro 2:23 – Guaranteed returns 7:51 – Make you rich overnight 10:08 – Eliminate all risk 11:41 – Change behavior for you 14:04 – Final takeaways 💼 Want expert help in planning for your financial future? Apply for a consultation here 👉 https://calendly.com/erg-kc/introductory-phone-call-with-erg 📞 Call us: 913-393-4724 📚 Get a FREE copy of our latest book, Exceptional Retirement! Download here 👉 https://keap.page/bu413/kiplinger-toolkit.html 🛠️ Check out our Retirement Toolkit https://keap.page/bu413/exceptional-retirement-youtube.html 🎥 Subscribe to our YouTube channel for more retirement insights! 🔔 http://youtube.com/@erg-kc?sub_confirmation=1 📰 Read our latest articles on Kiplinger: https://www.kiplinger.com/author/scott-m-dougan-rfc-investment-adviser 📌 Follow us for expert retirement planning tips! https://www.facebook.com/elevatedretirementgroupkc/ #retirement #retirementplanning…

Your Retirement Elevated Podcast with Scott Dougan

1
Things Your Financial Advisor CAN Do For You 28:42

13 days ago28:42

28:42

In the world of finance, the role of a financial advisor can often be misunderstood. Many individuals think that hiring a financial advisor is solely about investment management or picking stocks. However, the role of an advisor is multifaceted so understanding what they can and can't help you with will allow you to make more informed decisions. In this video, you’ll discover the five key things a financial advisor can do for you, from creating a personalized financial plan to helping you avoid emotional decision-making. Here’s what we cover in this episode: 0:00 – Intro 1:15 – Create a personalized financial plan 5:30 – Preventing emotional decisions 12:35 – Discipline & Accountability 17:48 – Simplifying complex decisions 20:42 – Optimize investments 23:03 – The Number One Question to Ask 💼 Want expert help in planning for your financial future? Apply for a consultation here 👉 https://calendly.com/erg-kc/introductory-phone-call-with-erg 📞 Call us: 913-393-4724 📚 Get a FREE copy of our latest book, Exceptional Retirement! Download here 👉 https://keap.page/bu413/kiplinger-toolkit.html 🛠️ Check out our Retirement Toolkit https://keap.page/bu413/exceptional-retirement-youtube.html 🎥 Subscribe to our YouTube channel for more retirement insights! 🔔 http://youtube.com/@erg-kc?sub_confirmation=1 📰 Read our latest articles on Kiplinger: https://www.kiplinger.com/author/scott-m-dougan-rfc-investment-adviser 📌 Follow us for expert retirement planning tips! https://www.facebook.com/elevatedretirementgroupkc/ #retirement #retirementplanning…

Your Retirement Elevated Podcast with Scott Dougan

1
What Do Proposed Trump Tariffs Mean For Your Portfolio? 17:54

20 days ago17:54

17:54

The day President Trump took office, he announced plans to implement a 25 percent tariff on goods from Mexico and Canada. Additional tariff conversations have exploded since that day. What could these mean to your personal finances and the economy? Today, we’ll explain a bit of the backstory of tariffs and discuss the possible financial pros and cons. Here’s what we cover in this episode: 0:00 – Intro 0:53 – What is a tariff? 3:32 – History of tariffs 4:43 – Economic implications 8:30 – Benefits 10:45 – Market volatility 12:45 – Emotional reactions Want to connect with us? Web: https://listentoscott.com/ Schedule a call: https://elevatemyretirement.com/contact/ or 913-393-4724 Watch the show on YouTube: https://bit.ly/3RiT7Ky…

Your Retirement Elevated Podcast with Scott Dougan

1
The Five Love Languages of Financial Planning 23:33

27 days ago23:33

23:33

In honor of Valentine’s Day, we’re going to talk about the five love languages made popular by author Gary Chapman. If you’re not familiar with them, they include acts of service, quality time, words of affirmation, gifts, and physical touch. Today we’ll tell you what those have to do with planning for retirement. You'll be surprised by some of the connections Scott is able to make here. Here’s what we cover in this episode: 0:00 – Intro 3:02 – Acts of Service 7:08 – Quality time 8:22 – Words of affirmation 13:35 – Gifts 17:16 – Physical touch 20:02 – Final thoughts Want to connect with us? Web: https://listentoscott.com/ Schedule a call: https://elevatemyretirement.com/contact/ or 913-393-4724 Watch the show on YouTube: https://bit.ly/3RiT7Ky…

Your Retirement Elevated Podcast with Scott Dougan

1
Retirement Lessons from Andy Reid: Super Bowl-Worthy Financial Strategies 16:08

5 weeks ago16:08

16:08

As we gear up for another Super Bowl featuring the Kansas City Chiefs, let's take a moment to appreciate one of the best coaches in the game, Andy Reid. Whether you’re planning the perfect play on the field or preparing for retirement, success comes down to strategy, discipline, and knowing when to adjust. Today, we’re breaking down some of Coach Reid’s best quotes and how they apply to building a winning retirement plan. Here’s what we cover in this episode: 0:00 – Intro 2:40 – Quote 1 4:05 – Quote 2 8:11 – Quote 3 11:02 – Quote 4 13:17 – Super Bowl prediction Want to connect with us? Web: https://listentoscott.com/ Schedule a call: https://elevatemyretirement.com/contact/ or 913-393-4724 Watch the show on YouTube: https://bit.ly/3RiT7Ky…

Your Retirement Elevated Podcast with Scott Dougan

1
Spending It All: Retirement Planning for the Ultimate Lifestyle Goal 21:50

6 weeks ago21:50

21:50

Everyone views their retirement differently, and there’s a segment of the population that wants to live life to the fullest. If they could build the perfect plan, that last check they write would barely clear the bank. For those that don’t want to leave a large legacy and would rather spend down their assets over their lifetime, we’ll talk about how personalized planning can help accomplish that goal and ensure you’re not going to run out of money too soon. Here’s what we cover in this episode: 0:00 – Intro 3:08 – Strained spending 7:16 – Defining lifestyle needs 11:05 – Mindset shift 15:13 – Our process Want to connect with us? Web: https://listentoscott.com/ Schedule a call: https://elevatemyretirement.com/contact/ or 913-393-4724 Watch the show on YouTube: https://bit.ly/3RiT7Ky…

Your Retirement Elevated Podcast with Scott Dougan

1
How Do You Find Your Retirement Number? 11:52

7 weeks ago11:52

11:52

Chasing that magic number in retirement can be pretty anxiety-inducing. Many in the financial industry get fixated on saving and saving to reach this gigantic number, but there’s so much more detail that goes into figuring out what you will need to support your lifestyle. Today we’re going to tell you what goes into finding that financial independence number for you. Read the article that Scott wrote for Kiplinger about this topic here: https://www.kiplinger.com/retirement/your-enough-is-enough-number-for-retirement Here’s what we cover in this episode: 0:00 – Intro 2:23 – Essential questions 5:06 – The factors we consider 7:32 – Easing the anxiety Want to connect with us? Web: https://listentoscott.com/ Schedule a call: https://elevatemyretirement.com/contact/ or 913-393-4724 Watch the show on YouTube: https://bit.ly/3RiT7Ky…

Your Retirement Elevated Podcast with Scott Dougan

1
The Snowbird Retirement: Is a Seasonal Move Right for You? 17:12

8 weeks ago17:12

17:12

As the cold winds of winter sweep across the Midwest, many retirees find themselves yearning for a change of scenery—a warmer, sunnier place to call home during the colder months. Enter the snowbird lifestyle, a popular choice for those looking to escape the harsh winter climate and embrace a more temperate environment. In this show, we explore the world of snowbirding, the reasons why so many retirees are drawn to this lifestyle, and how it can be seamlessly integrated into your retirement plan. Here’s what we cover in this episode: 0:00 – Intro 2:40 – Where people are enjoying their snowbird retirements 7:56 – Healthier lifestyles in warmer climates 10:05 – Zoombirds Want to connect with us? Web: https://listentoscott.com/ Schedule a call: https://elevatemyretirement.com/contact/ or 913-393-4724 Watch the show on YouTube: https://bit.ly/3RiT7Ky…

Your Retirement Elevated Podcast with Scott Dougan

1
Retirement Crisis Sparks Unlikely Agreement Between Democrats and Republicans 14:47

9 weeks ago14:47

14:47

Maybe the biggest news of the new year is that Democrats and Republicans actually agree on something. The stats show that around 80% of people on both sides believe that the nation is facing a retirement crisis. So what are the biggest problem areas and how do we correct them? This video will dive into results from a recent survey that reveal a vast majority of Americans, regardless of political affiliation, recognize the challenges of inadequate retirement savings, increasing debt, and inflation. Here’s what we cover in this episode: 0:00 – Intro 0:31 – What is the retirement crisis? 3:04 – Debt 4:13 – Inflation 6:40 – Guaranteed income 9:55 – Social Security Want to connect with us? Web: https://listentoscott.com/ Schedule a call: https://elevatemyretirement.com/contact/ or 913-393-4724 Watch the show on YouTube: https://bit.ly/3RiT7Ky…

Your Retirement Elevated Podcast with Scott Dougan

1
Will Social Security Benefits Be Slashed 40% For High-Income Earners? 13:55

10 weeks ago13:55

13:55

In today’s episode, Scott breaks down a recent Social Security solvency proposal that suggests a 40% reduction in benefits for high-income earners. Proposed by the American Enterprise Institute, this plan targets wealthier individuals to bear the brunt of reductions, allowing lower-income retirees to face less drastic cuts. Scott weighs in on whether this proposal is likely to gain traction and examines broader challenges facing the Social Security system. He’ll also share what the potential adoption of a proposal like this could mean for the future of retirement planning. Here’s what we cover in this episode: 0:00 – Intro 1:28 – Social Security proposal 3:05 – Challenges in the Social Security system 5:39 – How does this impact financial planning? 9:40 – Staying educated and communicating with your advisor Social Security Reform Article: https://www.fa-mag.com/news/social-security-reform-proposal-would-slash-benefits-40--for-high-earners-80419.html?section=131&utm_source=FA+Magazine&utm_campaign=e6e275dc58-FAN_Retirement_Allspring+Lead+Gen_112524+GTG&utm_medium=email&utm_term=0_-02ce404ce3-244628203 Want to connect with us? Web: https://listentoscott.com/ Schedule a call: https://elevatemyretirement.com/contact/ or 913-393-4724 Watch the show on YouTube: https://bit.ly/3RiT7Ky…

Your Retirement Elevated Podcast with Scott Dougan

1
5 Tax Strategies to Save You Money in Retirement 16:36

11 weeks ago16:36

16:36

Retirement planning is more than just saving money; it's about making your savings last as long as you do. Today Scott is going to share five crucial tax strategies that can significantly impact your financial future. Here’s what we cover in this episode: 0:00 – Intro 1:19 – Why tax planning is critical to today’s retirement plan. 3:13 – Roth conversions 5:38 – Harvesting capital gains 7:15 – Tax diversification 9:41 – Required minimum distributions 12:39 – Health savings accounts Read Scott's Kiplinger article: https://www.kiplinger.com/retirement/tax-strategies-to-help-your-money-last-in-retirement Want to connect with us? Web: https://listentoscott.com/ Schedule a call: https://elevatemyretirement.com/contact/ or 913-393-4724 Watch the show on YouTube: https://bit.ly/3RiT7Ky…

Your Retirement Elevated Podcast with Scott Dougan

1
$1 to $5 Million Saved – Should I Change Advisors? 17:24

12 weeks ago17:24

17:24

In this show, we explore why people in this financial bracket often rethink their strategy and discuss key topics like tax planning, withdrawal strategies, and income guardrails. With more at stake and no room for mistakes, the importance of having a skilled team to guide you through retirement is greater than ever. Here’s what we cover in this episode: 0:00 – Intro 1:52 – Shift to Distribution 5:25 – Are you paying too much in taxes? 10:58 – Will your money last? 14:07 – Final thoughts Want to connect with us? Web: https://listentoscott.com/ Schedule a call: https://elevatemyretirement.com/contact/ or 913-393-4724 Watch the show on YouTube: https://bit.ly/3RiT7Ky…

Your Retirement Elevated Podcast with Scott Dougan

1
Costly Year-End Financial Planning Mistakes 20:44

14 weeks ago20:44

20:44

As the year draws to a close, it's the perfect time to reflect on your financial health and make strategic decisions for the future. In this week’s episode, Scott takes us through four major year-end financial planning mistakes and how to avoid them. Here’s what we cover in this episode: 0:00 – Intro 1:44 – Ignoring the issues that debt creates. 5:50 – Overlooking the costs of your go-go years. 11:16 – Failing to plan for inflation’s long-term impacts. 13:13 – Not addressing poor lifestyle habits and decisions. 17:51 – Get in touch with Scott Want to connect with us? Web: https://listentoscott.com/ Schedule a call: https://elevatemyretirement.com/contact/ or 913-393-4724 Watch the show on YouTube: https://bit.ly/3RiT7Ky…

Your Retirement Elevated Podcast with Scott Dougan

1
The Perfect Holiday Flowchart: Are You Ready for Thanksgiving? 23:21

15 weeks ago23:21

23:21

If you have watched any of our podcasts and videos, or if you've ever engaged as a client with Scott Dougan and the Elevated Retirement Group team, you've probably come across a lot of flow charts. We're going to poke a little bit of fun at Scott today as he has prepared us a beautiful flow chart. It’s not the typical chart about finances but about Thanksgiving instead. Check out the flowchart here: https://listentoscott.com/wp-content/uploads/2024/11/Thanksgiving-Flow-Chart.pdf Here’s what we cover in this episode: 0:00 – Intro 2:12 – Start of the flowchart 4:51 – Turkey prep 7:44 – Stretchy pants 9:10 – TV 10:40 – Cranberry sauce 14:30 – Master plan for the day 16:40 – Ready for things to not go as planned 19:30 – Scott’s message for this Thanksgiving Want to connect with us? Web: https://listentoscott.com/ Schedule a call: https://elevatemyretirement.com/contact/ or 913-393-4724 Watch the show on YouTube: https://bit.ly/3RiT7Ky…

Your Retirement Elevated Podcast with Scott Dougan

1
Key Ages To Remember for Retirement Planning 17:36

16 weeks ago17:36

17:36

Did you know there are three specific birthdays that can have a huge impact on your tax situation? It’s true, and today we’re going to tell you why 50, 65, and 73 are key ages for retirement planning. Here’s what we cover in this episode: 0:00 – Intro 1:44 – Age 50 4:38 – Changes in catch-up rules 8:30 – Age 65 11:33 – Age 73 Want to connect with us? Web: https://listentoscott.com/ Schedule a call: https://elevatemyretirement.com/contact/ or 913-393-4724…

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