S2 E4 The PTP: Plan, Track & Plan some more!

The Swan Effect - Creating and Sustaining Your Financial Wellbeing

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In Episode 4 of Season 2, Arthi and Malika dive in a deeper into the third financial superpower that was mentioned in Episode 1, being PTP: Plan Track & Plan some more!
In the month of November, it's all about coping: coping with work demands in the wrap up to the year 2022, and coping with the financial demands on our money pot, from festive gifting specials, and holiday plans, to preparing for next year's schooling needs.
What is needed, is some savvy planning and tracking in order to ride this wave into 2023 in a comfortable position.
Malika and Arthi discuss:

• Hacks that can help you pause and think before purchasing items
• Planning your give, save and spend portions of your income
• Using your kinesthetic sense (writing) to help you acknowledge your expense plan and change habits
• paying yourself first
• top tips to activate your spending leash

Become motivated to tackle this upcoming month with enthusiasm and awareness, towards healthier money management habits and outcomes.

We would love to hear your views based on the concepts covered in this episode.

Do rate, write a review, and share with others.
This episode is proudly sponsored by Old Mutual Wealth.

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1. Advertisement: Old Mutual Wealth (00:00:00)

2. Introduction (00:01:11)

3. About Arthi Rabikrisson and Malika Petersen (00:01:46)

4. Welcome listeners! (00:02:34)

5. The festive season is upon us! (00:02:51)

6. More emphasis on saving from South Africans (00:04:18)

7. Arthi's mental hack before splurging on specials (00:05:33)

8. Malika emphasizes the PTP is imperative to undertake during this time of year (00:08:09)

9. Some steps to get into PTP mode (00:10:09)

10. Arthi shares some neuroscience to help adjust money behaviour, through use of senses (00:11:58)

11. Language is important - using different ways to describe budgeting (00:15:08)

12. How and why to track our savings and expenses (00:16:50)

13. Pay yourself first (00:18:03)

14. Reiterating the spending leash concept: financial super power 4, which can lead to financial happiness! (00:19:42)

15. Some tips to gain control over your expenses and spending (00:21:32)

16. Malika's parting shot: simple tips towards financial freedom (00:26:42)

17. Arthi's parting shot: take greater financial control to result in financial happiness (00:26:56)

18. Financial happiness like Scrooge McDuck! (00:29:50)

19. Thank you listeners! (00:31:17)

20. Swanning out for now! (00:31:41)