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Kandungan disediakan oleh Rod Turner. Semua kandungan podcast termasuk episod, grafik dan perihalan podcast dimuat naik dan disediakan terus oleh Rod Turner atau rakan kongsi platform podcast mereka. Jika anda percaya seseorang menggunakan karya berhak cipta anda tanpa kebenaran anda, anda boleh mengikuti proses yang digariskan di sini https://ms.player.fm/legal.
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The Specialist Mortgage Market

49:54
 
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Manage episode 455930674 series 2823358
Kandungan disediakan oleh Rod Turner. Semua kandungan podcast termasuk episod, grafik dan perihalan podcast dimuat naik dan disediakan terus oleh Rod Turner atau rakan kongsi platform podcast mereka. Jika anda percaya seseorang menggunakan karya berhak cipta anda tanpa kebenaran anda, anda boleh mengikuti proses yang digariskan di sini https://ms.player.fm/legal.

I am joined by Ryan Etchells the Chief Commercial Officer at Together https://togethermoney.com/

Ryan describes his role as CCO being between the raw products (in this case pound notes) and the sales team.

This is a cracking episode that has so much information for any investor wanting to understand the specialist mortgage market better, including;

The mortgage market review.

Production costs of credit vs costs of risks.

How the way the UK lives and works determines the demand of products.

How the specialist mortgage market has changed over the years.

How the low base rate decade affected the mortgage market.

The shift in types of property investors over the years.

Changes in Demand for Buy to let property.

Credit lines for lenders vs SWAP rates.

Examples of why the ability to Hedge a loanbook can change mortgage product pricing.

Historical spreads between high street lenders and specialist mortgage products.

How lender price specialist mortgages.

Why savings rates have lagged lending rates.

How banking regulation has built resilience in the UK.

Mortgage product and application fees vs interest rates.

Managing customers expectations when base rates double.

Differences in the housing market compared with other period when rates increased.

The need to unlock SME Housebuilders.

Market responses to politics and of course their Residential Market report which can be found here https://togethermoney.com/residential-property-market-report-2024?utm_medium=referral&utm_source=general&utm_campaign=resi2024&utm_content=div_groupaud_direct041024campaignutm15


If you are interested in our Property Business Workshop on the 16th January in London please check out the details here https://www.tickettailor.com/events/boardroomclubconsultingltd/1433877


Hosted on Acast. See acast.com/privacy for more information.

  continue reading

114 episod

Artwork
iconKongsi
 
Manage episode 455930674 series 2823358
Kandungan disediakan oleh Rod Turner. Semua kandungan podcast termasuk episod, grafik dan perihalan podcast dimuat naik dan disediakan terus oleh Rod Turner atau rakan kongsi platform podcast mereka. Jika anda percaya seseorang menggunakan karya berhak cipta anda tanpa kebenaran anda, anda boleh mengikuti proses yang digariskan di sini https://ms.player.fm/legal.

I am joined by Ryan Etchells the Chief Commercial Officer at Together https://togethermoney.com/

Ryan describes his role as CCO being between the raw products (in this case pound notes) and the sales team.

This is a cracking episode that has so much information for any investor wanting to understand the specialist mortgage market better, including;

The mortgage market review.

Production costs of credit vs costs of risks.

How the way the UK lives and works determines the demand of products.

How the specialist mortgage market has changed over the years.

How the low base rate decade affected the mortgage market.

The shift in types of property investors over the years.

Changes in Demand for Buy to let property.

Credit lines for lenders vs SWAP rates.

Examples of why the ability to Hedge a loanbook can change mortgage product pricing.

Historical spreads between high street lenders and specialist mortgage products.

How lender price specialist mortgages.

Why savings rates have lagged lending rates.

How banking regulation has built resilience in the UK.

Mortgage product and application fees vs interest rates.

Managing customers expectations when base rates double.

Differences in the housing market compared with other period when rates increased.

The need to unlock SME Housebuilders.

Market responses to politics and of course their Residential Market report which can be found here https://togethermoney.com/residential-property-market-report-2024?utm_medium=referral&utm_source=general&utm_campaign=resi2024&utm_content=div_groupaud_direct041024campaignutm15


If you are interested in our Property Business Workshop on the 16th January in London please check out the details here https://www.tickettailor.com/events/boardroomclubconsultingltd/1433877


Hosted on Acast. See acast.com/privacy for more information.

  continue reading

114 episod

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