Artwork

Kandungan disediakan oleh Scott Sierens. Semua kandungan podcast termasuk episod, grafik dan perihalan podcast dimuat naik dan disediakan terus oleh Scott Sierens atau rakan kongsi platform podcast mereka. Jika anda percaya seseorang menggunakan karya berhak cipta anda tanpa kebenaran anda, anda boleh mengikuti proses yang digariskan di sini https://ms.player.fm/legal.
Player FM - Aplikasi Podcast
Pergi ke luar talian dengan aplikasi Player FM !

Do You Need Life Insurance In Retirement?

33:27
 
Kongsi
 

Manage episode 366756017 series 2891513
Kandungan disediakan oleh Scott Sierens. Semua kandungan podcast termasuk episod, grafik dan perihalan podcast dimuat naik dan disediakan terus oleh Scott Sierens atau rakan kongsi platform podcast mereka. Jika anda percaya seseorang menggunakan karya berhak cipta anda tanpa kebenaran anda, anda boleh mengikuti proses yang digariskan di sini https://ms.player.fm/legal.

We commonly get asked if life insurance is needed in retirement. With many advertisements and commercials emphasizing the importance of life insurance, this can be an understandably confusing topic. So, in today’s episode, we’re going to talk about the purpose of life insurance, explore the circumstances that warrant its need, and discuss what you can do with your policies if you find it unnecessary.

Here's what we’ll discuss in this episode:

  • What is life insurance and its purpose? (3:19)
  • How do you know if you will need life insurance in retirement? (6:39)
  • Case 1: If you haven’t saved enough and one Social Security won’t be enough for the remaining spouse to maintain and thrive. (8:32)
  • Case 2: If you have a pension with no spousal benefits or reduced benefits. (12:05)
  • Case 3: You just want a death benefit for burial costs. (14:02)
  • How much life insurance will I need? (16:32)
  • What if I don’t need insurance anymore? + What to do with old policies. (20:37)
  • Emotional versus logical decisions when dealing with life insurance policies. (28:42)

Get your FREE Social Security benefits guide here!

Want to get in touch?

Web: https://sierensfinancialgroup.com/

Email: office@sierensfinancialgroup.com

Phone: 847-235-6989

  continue reading

154 episod

Artwork
iconKongsi
 
Manage episode 366756017 series 2891513
Kandungan disediakan oleh Scott Sierens. Semua kandungan podcast termasuk episod, grafik dan perihalan podcast dimuat naik dan disediakan terus oleh Scott Sierens atau rakan kongsi platform podcast mereka. Jika anda percaya seseorang menggunakan karya berhak cipta anda tanpa kebenaran anda, anda boleh mengikuti proses yang digariskan di sini https://ms.player.fm/legal.

We commonly get asked if life insurance is needed in retirement. With many advertisements and commercials emphasizing the importance of life insurance, this can be an understandably confusing topic. So, in today’s episode, we’re going to talk about the purpose of life insurance, explore the circumstances that warrant its need, and discuss what you can do with your policies if you find it unnecessary.

Here's what we’ll discuss in this episode:

  • What is life insurance and its purpose? (3:19)
  • How do you know if you will need life insurance in retirement? (6:39)
  • Case 1: If you haven’t saved enough and one Social Security won’t be enough for the remaining spouse to maintain and thrive. (8:32)
  • Case 2: If you have a pension with no spousal benefits or reduced benefits. (12:05)
  • Case 3: You just want a death benefit for burial costs. (14:02)
  • How much life insurance will I need? (16:32)
  • What if I don’t need insurance anymore? + What to do with old policies. (20:37)
  • Emotional versus logical decisions when dealing with life insurance policies. (28:42)

Get your FREE Social Security benefits guide here!

Want to get in touch?

Web: https://sierensfinancialgroup.com/

Email: office@sierensfinancialgroup.com

Phone: 847-235-6989

  continue reading

154 episod

Semua episod

×
 
Loading …

Selamat datang ke Player FM

Player FM mengimbas laman-laman web bagi podcast berkualiti tinggi untuk anda nikmati sekarang. Ia merupakan aplikasi podcast terbaik dan berfungsi untuk Android, iPhone, dan web. Daftar untuk melaraskan langganan merentasi peranti.

 

Panduan Rujukan Pantas

Podcast Teratas