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Can You Finance A House AND Include The Lot Beside It?

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Manage episode 352264694 series 3159246
Kandungan disediakan oleh Tim Hart. Semua kandungan podcast termasuk episod, grafik dan perihalan podcast dimuat naik dan disediakan terus oleh Tim Hart atau rakan kongsi platform podcast mereka. Jika anda percaya seseorang menggunakan karya berhak cipta anda tanpa kebenaran anda, anda boleh mengikuti proses yang digariskan di sini https://ms.player.fm/legal.

I see this situation often. Seller is selling a house and they own the land beside or behind it. They want to include the land in the sale BUT the land is a separate parcel.

Can this all be financed with one mortgage, or does the lot have to be joined with the house on the same parcel? The short answer is that as long as the lot is connected to the subject property you should be ok. If the lot is not connected to the subject property then you will not be able to include it in the new mortgage.

In this video I answer that question and go into more detail on what will and won’t work.

Have you seen this issue blow up a deal? Just curious.. Have a rate day!

I do Mortgages for a living, if I can ever help you buy or refinance a home let me know!

· Apply for a mortgage now at https://myvandyk.vandykmortgage.com/dr/c/qojpr

· TEXT “APPLY” to 239-437-4278

· Call me or text me 239-910-5668

· Talk to my team were here to help! 239-437-4278

· Check out my website www.TimHartJr.com

Connect with me on Social Media

YouTube - http://bit.ly/2Ourk8c

Instagram - https://www.instagram.com/timhart453/?hl=en

Facebook - https://www.facebook.com/TimHartJr

LinkedIn - https://www.linkedin.com/in/timhartjr/

  continue reading

103 episod

Artwork
iconKongsi
 
Manage episode 352264694 series 3159246
Kandungan disediakan oleh Tim Hart. Semua kandungan podcast termasuk episod, grafik dan perihalan podcast dimuat naik dan disediakan terus oleh Tim Hart atau rakan kongsi platform podcast mereka. Jika anda percaya seseorang menggunakan karya berhak cipta anda tanpa kebenaran anda, anda boleh mengikuti proses yang digariskan di sini https://ms.player.fm/legal.

I see this situation often. Seller is selling a house and they own the land beside or behind it. They want to include the land in the sale BUT the land is a separate parcel.

Can this all be financed with one mortgage, or does the lot have to be joined with the house on the same parcel? The short answer is that as long as the lot is connected to the subject property you should be ok. If the lot is not connected to the subject property then you will not be able to include it in the new mortgage.

In this video I answer that question and go into more detail on what will and won’t work.

Have you seen this issue blow up a deal? Just curious.. Have a rate day!

I do Mortgages for a living, if I can ever help you buy or refinance a home let me know!

· Apply for a mortgage now at https://myvandyk.vandykmortgage.com/dr/c/qojpr

· TEXT “APPLY” to 239-437-4278

· Call me or text me 239-910-5668

· Talk to my team were here to help! 239-437-4278

· Check out my website www.TimHartJr.com

Connect with me on Social Media

YouTube - http://bit.ly/2Ourk8c

Instagram - https://www.instagram.com/timhart453/?hl=en

Facebook - https://www.facebook.com/TimHartJr

LinkedIn - https://www.linkedin.com/in/timhartjr/

  continue reading

103 episod

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