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Credit Cards (The Financial Series)| #36 | podcast | superb diamond range

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Kandungan disediakan oleh Superb Diamond Range. Semua kandungan podcast termasuk episod, grafik dan perihalan podcast dimuat naik dan disediakan terus oleh Superb Diamond Range atau rakan kongsi platform podcast mereka. Jika anda percaya seseorang menggunakan karya berhak cipta anda tanpa kebenaran anda, anda boleh mengikuti proses yang digariskan di sini https://ms.player.fm/legal.

#36

What are Credit Cards? How do they work?

My personal experience with Credit Cards?

Interest. Billing cycle. Grace Period. Interest free period. Balance Transfer.

Rewards i.e. Airmiles or Cashback. It lures you to spend more.

Late fees. Balance Transfers.

Pay in full each month.

Section 75 consumer credit act: Gives protection if companies go bust but visa debit cards also have these protections in place.

Do you really need a Credit Card?

Cash is still king! Always has and will be!

Emergency savings are a better option then running up Credit Card balances.

Credit Card merchant fees can lead to paying more than necessary.

Not always wise to use credit cards, have you proven to yourself and others to be a good steward of money?

Podcast: https://podcasts.apple.com/us/podcast/superb-diamond-range/id930684983?mt=2 https://podcasts.google.com/?feed=aHR0cDovL3N1cGVyYmRpYW1vbmRyYW5nZS5saWJzeW4uY29tL3Jzcw https://tunein.com/podcasts/Educational/Superb-Diamond-Range-p677627/ https://www.stitcher.com/podcast/libsyn-9/superb-diamond-range Follow on: https://twitter.com/superbdiamondra https://www.youtube.com/channel/UCztKXSrR8fC4CbVVJ9aC8_w Contact the show: superbdiamondrange@gmail.com
  continue reading

52 episod

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iconKongsi
 
Manage episode 173561472 series 1237152
Kandungan disediakan oleh Superb Diamond Range. Semua kandungan podcast termasuk episod, grafik dan perihalan podcast dimuat naik dan disediakan terus oleh Superb Diamond Range atau rakan kongsi platform podcast mereka. Jika anda percaya seseorang menggunakan karya berhak cipta anda tanpa kebenaran anda, anda boleh mengikuti proses yang digariskan di sini https://ms.player.fm/legal.

#36

What are Credit Cards? How do they work?

My personal experience with Credit Cards?

Interest. Billing cycle. Grace Period. Interest free period. Balance Transfer.

Rewards i.e. Airmiles or Cashback. It lures you to spend more.

Late fees. Balance Transfers.

Pay in full each month.

Section 75 consumer credit act: Gives protection if companies go bust but visa debit cards also have these protections in place.

Do you really need a Credit Card?

Cash is still king! Always has and will be!

Emergency savings are a better option then running up Credit Card balances.

Credit Card merchant fees can lead to paying more than necessary.

Not always wise to use credit cards, have you proven to yourself and others to be a good steward of money?

Podcast: https://podcasts.apple.com/us/podcast/superb-diamond-range/id930684983?mt=2 https://podcasts.google.com/?feed=aHR0cDovL3N1cGVyYmRpYW1vbmRyYW5nZS5saWJzeW4uY29tL3Jzcw https://tunein.com/podcasts/Educational/Superb-Diamond-Range-p677627/ https://www.stitcher.com/podcast/libsyn-9/superb-diamond-range Follow on: https://twitter.com/superbdiamondra https://www.youtube.com/channel/UCztKXSrR8fC4CbVVJ9aC8_w Contact the show: superbdiamondrange@gmail.com
  continue reading

52 episod

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