You Have a New Job. Now What?

Student Loan Planner

For those of you stepping into new roles, congratulations! This milestone comes with a lot of things to think about, from managing lifestyle inflation to understanding the impact of major purchases on your future. We’ll uncover valuable insights on income-based student loan payments, refinancing options, and how to approach big decisions like whether to rent or buy a house. I’ll help you unpack the price-to-rent ratio so you can make a well-informed decision based on financial and personal factors. We'll also discuss contract negotiations, gender disparities, non-compete agreements, and the importance of getting the most out of your benefits package.

In today’s episode, you'll find out:

• How to use contracts for better severance or negotiation during job changes
• Why you shouldn’t accept being bullied during training or residency
• Key factors in job matching for medical professionals
• Benefits of income-based student loan payments and the pitfalls of early recertification
• Essential insights for loan refinancing and selecting the best payment plans
• Tips for making smart housing choices, like rent vs. buy, during life changes
• Negotiating techniques beyond salary to yield better benefits and work-life balance
• The impact of gender and non-compete agreements in specialized professions
• How to manage lifestyle inflation and understand consumption smoothing
• The role of marginal utility in making financially savvy decisions
• The emotional biases in finance advice from experts like Suze Orman and Dave Ramsey
• How to celebrate a job success or career change without sinking your finances

Like the show? There are several ways you can help!

• Follow on Apple Podcasts, Spotify or Amazon Music
• Leave an honest review on Apple Podcasts
• Subscribe to the newsletter

Feeling helpless when it comes to your student loans?

• Try our free student loan calculator
• Check out our refinancing bonuses we negotiated
• Book your custom student loan plan
• Get profession-specific financial planning

Do you have a question about student loans? Leave us a voicemail here or email us at [e-mail] and we might feature it in an upcoming show!