Insurance Insights with Expert Chelsy Johnson

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How can you navigate the turbulent waters of the real estate market and come out on top? Find out as we unpack the resilience and emerging trends in new construction homes. Despite fluctuating interest rates, the market remains resilient, with new builds offering cost-effectiveness, reduced insurance and utility expenses, and fewer headaches over maintenance. We'll explore the advantages of buying new construction, from builder incentives and energy-efficient features to smart home amenities. Discover how the market dynamics have shifted to favor buyers, with sellers more willing than ever to offer concessions. Plus, we'll shine a spotlight on Adams Homes in Palm Bay, detailing their diverse array of customizable models and features.
Ever wondered why your insurance premiums keep rising? Chelsy Johnson from Florida Best Quote joins us to demystify the complexities of the insurance landscape, particularly in litigious states. Chelsy's two decades of experience shed light on the real culprits: exorbitant legal fees and a litigious climate driving up costs. Learn about the role of state-owned carriers like Citizens and the stipulations that come with them. Chelsy shares actionable tips for securing the best rates, from the benefits of masonry homes to the critical importance of wind mitigation credits. This episode arms you with the knowledge to make informed real estate and insurance decisions, ensuring you're ahead of the curve in today's market.

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1. Insurance Insights with Expert Chelsy Johnson (00:00:00)

2. Real Estate Market and New Construction (00:00:04)

3. Insurance Industry Challenges and Solutions (00:06:54)

4. Home Insurance Rate Shopping Tips (00:18:03)