))
Navigating Credit: Credit Report Vs. Credit Score Explained
Manage episode 455221457 series 3576016
Kandungan disediakan oleh The Credit Pros. Semua kandungan podcast termasuk episod, grafik dan perihalan podcast dimuat naik dan disediakan terus oleh The Credit Pros atau rakan kongsi platform podcast mereka. Jika anda percaya seseorang menggunakan karya berhak cipta anda tanpa kebenaran anda, anda boleh mengikuti proses yang digariskan di sini https://ms.player.fm/legal.
A credit score is a numerical representation of creditworthiness, ranging from 300 to 850, while a credit report details an individual's credit activity, including loans, payments, and defaults. Credit scores are calculated based on payment history, amounts owed, length of credit history, credit mix, and new credit inquiries. Each factor contributes differently to the score. Credit reports, which don't include a score, provide a comprehensive history and are crucial for lenders to assess risk. Individuals can obtain a free credit report annually from each of the three major bureaus via the government-run website.
…
continue reading
845 episod
Kongsi
