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Does Checking Credit Scores Lower It? 2023 Easy Guide
Manage episode 455221444 series 3576016
Kandungan disediakan oleh The Credit Pros. Semua kandungan podcast termasuk episod, grafik dan perihalan podcast dimuat naik dan disediakan terus oleh The Credit Pros atau rakan kongsi platform podcast mereka. Jika anda percaya seseorang menggunakan karya berhak cipta anda tanpa kebenaran anda, anda boleh mengikuti proses yang digariskan di sini https://ms.player.fm/legal.
Checking your credit score does not lower it, but there are two types of credit inquiries: soft and hard. Soft inquiries, like checking your own credit score, do not affect it, while hard inquiries, typically done by lenders when you apply for credit, can lower your score slightly. It's recommended to check your credit score annually for free and to be aware of the effects of different types of inquiries.
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