Artwork

Kandungan disediakan oleh Optimal Blue. Semua kandungan podcast termasuk episod, grafik dan perihalan podcast dimuat naik dan disediakan terus oleh Optimal Blue atau rakan kongsi platform podcast mereka. Jika anda percaya seseorang menggunakan karya berhak cipta anda tanpa kebenaran anda, anda boleh mengikuti proses yang digariskan di sini https://ms.player.fm/legal.
Player FM - Aplikasi Podcast
Pergi ke luar talian dengan aplikasi Player FM !

What are Mortgage Servicing Rights and Why Should Originators Care? | Nov. 18, 2024

30:28
 
Kongsi
 

Manage episode 450914870 series 3602753
Kandungan disediakan oleh Optimal Blue. Semua kandungan podcast termasuk episod, grafik dan perihalan podcast dimuat naik dan disediakan terus oleh Optimal Blue atau rakan kongsi platform podcast mereka. Jika anda percaya seseorang menggunakan karya berhak cipta anda tanpa kebenaran anda, anda boleh mengikuti proses yang digariskan di sini https://ms.player.fm/legal.

Welcome to this week’s episode of Optimal Insights. In this episode, our experts discuss the current state of the mortgage market, highlighting the challenges and opportunities as interest rates hover above 6.8%. The discussion emphasizes the rise in cash-out refinancing due to significant home equity, even as overall volume struggles in the face of increasing rates. Experts provide insights into recent economic indicators, including inflation readings and retail sales data, which remain closely monitored by the market. Additionally, the episode features a detailed conversation about mortgage servicing rights (MSRs). Listeners will gain a clearer understanding of how MSRs impact loan pricing and the strategic considerations for lenders as they navigate the evolving market dynamics heading into 2025.

Key Takeaways:

  • The current economic climate shows rising interest rates, impacting mortgage volume and profitability.
  • Cash-out refinances are gaining traction as homeowners tap into their home equity despite rising rates.
  • The upcoming IMN conference will provide valuable insights into the mortgage servicing rights market.
  • Market trends indicate a potential slowdown as we approach the holiday season with less activity.
  • Understanding mortgage servicing rights is crucial for loan originators to effectively price loans.

Tune in to gain valuable insights to help you stay ahead and maximize your profitability in the ever-evolving mortgage landscape. #OptimizeYourAdvantage #MaximizeProfitability

Hosts and Guests:

Hosts:

  • Jim Glennon, VP of Hedging & Trading Client Services, Optimal Blue
  • Jeff McCarty, VP of Product Management – Hedging and Trading, Optimal Blue

Guests:

  • Ben Larcombe
  • Vimi Vasudeva

Production Team:

  • Executive Producer: Sara Holtz
  • Producer: Matt Gilhooly

Commentary included in the podcast shall not be construed as, nor is Optimal Blue providing, any legal, trading, hedging, or financial advice.

--

Keywords: Real-time data insights, Capital markets commentary, Mortgage industry, Profitability, Lenders, Investors, Rate fluctuations, Mortgage landscape, Expert advice, Optimal Blue, Secondary marketing automation, Pricing accuracy, Margin protection, Risk management, Originators, Originations

  continue reading

22 episod

Artwork
iconKongsi
 
Manage episode 450914870 series 3602753
Kandungan disediakan oleh Optimal Blue. Semua kandungan podcast termasuk episod, grafik dan perihalan podcast dimuat naik dan disediakan terus oleh Optimal Blue atau rakan kongsi platform podcast mereka. Jika anda percaya seseorang menggunakan karya berhak cipta anda tanpa kebenaran anda, anda boleh mengikuti proses yang digariskan di sini https://ms.player.fm/legal.

Welcome to this week’s episode of Optimal Insights. In this episode, our experts discuss the current state of the mortgage market, highlighting the challenges and opportunities as interest rates hover above 6.8%. The discussion emphasizes the rise in cash-out refinancing due to significant home equity, even as overall volume struggles in the face of increasing rates. Experts provide insights into recent economic indicators, including inflation readings and retail sales data, which remain closely monitored by the market. Additionally, the episode features a detailed conversation about mortgage servicing rights (MSRs). Listeners will gain a clearer understanding of how MSRs impact loan pricing and the strategic considerations for lenders as they navigate the evolving market dynamics heading into 2025.

Key Takeaways:

  • The current economic climate shows rising interest rates, impacting mortgage volume and profitability.
  • Cash-out refinances are gaining traction as homeowners tap into their home equity despite rising rates.
  • The upcoming IMN conference will provide valuable insights into the mortgage servicing rights market.
  • Market trends indicate a potential slowdown as we approach the holiday season with less activity.
  • Understanding mortgage servicing rights is crucial for loan originators to effectively price loans.

Tune in to gain valuable insights to help you stay ahead and maximize your profitability in the ever-evolving mortgage landscape. #OptimizeYourAdvantage #MaximizeProfitability

Hosts and Guests:

Hosts:

  • Jim Glennon, VP of Hedging & Trading Client Services, Optimal Blue
  • Jeff McCarty, VP of Product Management – Hedging and Trading, Optimal Blue

Guests:

  • Ben Larcombe
  • Vimi Vasudeva

Production Team:

  • Executive Producer: Sara Holtz
  • Producer: Matt Gilhooly

Commentary included in the podcast shall not be construed as, nor is Optimal Blue providing, any legal, trading, hedging, or financial advice.

--

Keywords: Real-time data insights, Capital markets commentary, Mortgage industry, Profitability, Lenders, Investors, Rate fluctuations, Mortgage landscape, Expert advice, Optimal Blue, Secondary marketing automation, Pricing accuracy, Margin protection, Risk management, Originators, Originations

  continue reading

22 episod

Semua episod

×
 
Loading …

Selamat datang ke Player FM

Player FM mengimbas laman-laman web bagi podcast berkualiti tinggi untuk anda nikmati sekarang. Ia merupakan aplikasi podcast terbaik dan berfungsi untuk Android, iPhone, dan web. Daftar untuk melaraskan langganan merentasi peranti.

 

Panduan Rujukan Pantas

Podcast Teratas
Dengar rancangan ini semasa anda meneroka
Main