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HBR 164 - The 4 C’s of Credit - Why Your Credit Matters
Manage episode 267053162 series 1340462
What are the 4 C’s of credit and why do they matter? In this series we talk about how all of them impact your ability to get a mortgage.
The 4 C’s are cash, credit, collateral and capacity. All of these components make up a mortgage file. Should your financial picture be weak in multiple areas you may find getting a mortgage more difficult to get approved.
This week we talk about the impact of your credit on the mortgage process.
Want to know more about home loan options? My team and I would love to help you. Feel free to reach out to us. We can be reached online at www.danmoralez.com or at 616-931-4629. Dan Moralez NMLS #709729 Regional Vice President - Mortgage Loan Officer Northpointe Bank All loans subject to credit approval. Northpointe Bank is an Equal Housing Lender
188 episod
Manage episode 267053162 series 1340462
What are the 4 C’s of credit and why do they matter? In this series we talk about how all of them impact your ability to get a mortgage.
The 4 C’s are cash, credit, collateral and capacity. All of these components make up a mortgage file. Should your financial picture be weak in multiple areas you may find getting a mortgage more difficult to get approved.
This week we talk about the impact of your credit on the mortgage process.
Want to know more about home loan options? My team and I would love to help you. Feel free to reach out to us. We can be reached online at www.danmoralez.com or at 616-931-4629. Dan Moralez NMLS #709729 Regional Vice President - Mortgage Loan Officer Northpointe Bank All loans subject to credit approval. Northpointe Bank is an Equal Housing Lender
188 episod
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