243. Raquel Pt. 2 - "Is it Realistic to Retire at 45?"

Future Rich with Barbara Ginty, CFP®

Happy Friday! Today's episode is part 2 of Raquel's episode from last week. We recommend you listen to that episode before diving into this one!

For a refresher, Raquel is 35 years old and lives in New York. She works in the creative world in advertising and social strategy. Raquel recently transitioned from owning her own business to working in-house due to challenges caused by strikes in the industry. She had a sabbatical in 2023 to care for her sick dog, leading to a significant income drop. She just started working at a new company with a rough annual income of $170K.

Raquel is now focused on finding stability, exploring new income streams. and retiring early!

Raquel and Barb discuss...

• Avoiding lifestyle creep and ego death
• Early "young" retirement vs traditional "old age" retirement
• Why Social Security is so important

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