A sliver of good news about how long funding for Social Security full benefits is expected to last. But has anyone offered a long-term solution? Kingsguard Capital's Jessica Cervinka tackles that question and examines the dramatic savings drain since the end of the pandemic. Reach out to the Kingsguard Capital J-Team at 804-886-1196…

Savings are a great start.... but how can you put those savings to work generating income in retirement? Is this a good time to add some undervalued stocks to your portfolio? Jessica Cervinka of Kingsguard Capital talks about risk vs reward and why reliance on the stock market could put your retirement in jeopardy. Reach out to the Kingsguard Capit…

The feelings we have about money may be influencing our financial decisions. The Kingsguard Capital J-Team, Jessica and Joseph Cervinka, explore the relationship between how we view money and how we handle money. Plus, how doing a little financial homework could be a big help in planning and living your retirement. Reach out to the Kingsguard Capit…

Jessica and Joseph Cervinka of Kingsguard Capital explore the potential benefits of working with a financial advisor when heading into and through retirement. Topping the list is Income planning. How much do you need to spend? How much do you want to spend? How a financial advisor can help you create a solid financial foundation for retirement. Rea…

Once the paychecks stop, will you have enough income to live your retirement dream? The J-Team, Jessica and Joseph Cervinka of Kingsguard Capital discuss annuities and other options for filling the retirement income gap. Reach out to the Kingsguard Capital J-Team at 804-886-1196Oleh The J-Team

Part two in the Retirement Wars Series on Annuities. Retirement could span decades... Jessica Cervinka of Kingsguard Capital discusses the challenge of financially preparing for twenty, thirty, even forty years in retirement as she continues her series on annuities. Reach out to the Kingsguard Capital J-Team at 804-886-1196…

Annuities can be confusing and complicated. Jessica Cervinka of Kingsguard Capital begins a series on annuities and discusses why an annuity may be right for some but not for everyone. What questions should you ask about an annuity and the person selling it? Reach out to the Kingsguard Capital J-Team at 804-886-1196…

Medicare is set to begin price negotiations on 10 high cost drugs in 2026. Even if some prices can be lowered, healthcare in retirement can one of your biggest expenses. The Kingsguard Capital J-Team explores healthcare coverage options for retirees. Also, defining fiduciary. What it means to the J-Team and what they say we should know when looking…

The Kingsguard Capital J-Team, Jessica and Joseph Cervinka, discuss different types of annuities and why age matters. Reach out to the Kingsguard Capital J-Team at 804-886-1196Oleh The J-Team

Your home may be your most valuable asset and if your retirement plan was to sell your home, downsize and sock away the profit, you may be rethinking that plan. The Kingsguard Capital J-Team, Jessica and Joseph Cervinka discuss why mortgage rates have many pre-and-post retirees looking at other ways to leverage the equity in their homes including r…

Reaching $1,000,000 in savings is a real milestone. But is it enough, on it's own, to last for your full retirement? The Kingsguard Capital J-Team explains why relying on savings alone could let you down. In this episode of Retirement Wars!, Jessica and Joseph Cervinka also outline strategies for stretching and protecting your retirement dollars. R…

Applications for ARM's are on the rise. The J-Team discusses risks and potential rewards of Adjustable Rate Mortgages. Jessica and Joseph Cervinka also discuss a global retirement report card. Why the U.S. got a C+. Reach out to the Kingsguard Capital J-Team at 804-886-1196Oleh The J-Team

Annuities are getting a lot of attention right now. The Kingsguard Capital J-Team explains what they are, the different types, and how they work. Jessica and Joseph Cervinka also detail the pros and cons of annuities in retirement. Reach out to the Kingsguard Capital J-Team at 804-886-1196Oleh The J-Team

The Kingsguard Capital J-Team examines the ongoing problem of Social Security overpayments and subsequent efforts to claw back that money. Also, what if Social Security didn't exist? How much more would we have to save to make up for that? Reach out to the Kingsguard Capital J-Team at 804-886-1196Oleh The J-Team

The Kingsguard Capital J-Team explains the value of a diversified portfolio as part of a Holistic Financial Plan. Are you truly diversified? How to find out. Also, new car dealers are starting to negotiate prices. Great for buyers! But is there a downside? Reach out to the Kingsguard Capital J-Team at 804-886-1196…

Considering gold as an investment. The Kingsguard Capital J-Team explores the renewed rush on gold bars. Plus, the pros and cons of investing in gold. The J-Team also talks cash. If you were unable to use your credit or debit cards... how much cash would be enough to have on hand? Reach out to the Kingsguard Capital J-Team at 804-886-1196…

The Kingsguard Capital J-Team explains why your Social Security Benefits may be subject to federal taxes and, depending on where you live, subject to state taxes as well. Also, dream of retiring abroad? Some countries are offering big incentives to American retirees. Reach out to the Kingsguard Capital J-Team at 804-886-1196…