Creative Success = Financial Balance with Flexible Budget Plans As a creative individual, dealing with irregular income can be daunting. In this episode of From "Creative Passion To Profit", titled "How Creatives Can Budget for Regular Income," I, Mahmood, tackle one of the biggest challenges faced by those in the arts and creative world—budgeting. Have you ever felt the high of being fully booked and having commissions flying off the shelves, only to be met with silence and income droughts the following month? You're not alone. But here's the good news: with a little planning, you can smooth out those financial ups and downs. In this episode, I'll share three simple steps to help you build a budgeting system that fits your lifestyle and supports your creative ambitions. You'll learn how to determine your essential baseline expenses, create a financial buffer for quiet months, and implement a flexible yet simple budgeting method that allows you to thrive creatively and financially. You'll also have some homework tasks... Timestamped Summary: [00:00:00] Introduction to challenges of budgeting with erratic income. [00:00:58] Step 1: Determine your baseline expenses. [00:02:12] Step 2: Build a financial buffer for quieter months. [00:03:46] Step 3: Apply a simple, discipline-based budget system. [00:04:58] Homework: Calculate baseline expenses and track income. Mentioned in this episode: Training Training Training Find out more about Budgetwhizz Find out more about Budgetwhizz Budgetwhizz…
The Crafty Rogues is a podcast featuring John Cosgrove from Aghadrumsee in the North of Ireland. Joined most weeks by a special guest happy talking about music, movies, food, drink, politics, drink, books, culture and the ex-pat experience in the Twin Cities and beyond. The Crafty Rogues, available each week wherever you access your podcasts. Craic all the way up to 99.
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After 17 amazing episodes, 398 decent ones and a few stinkers, the pod must go on without our beloved Quinno. From kitchen table beginnings to interviews with sports legends, he's been the heart and soul of our show. Missing you already, mate. In our first "new" format, we're cozying up with storyteller Jim Leinfelder, chatting about Minnesota wint…
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Seinfeld...The Sopranos...Game of Thrones...The Crafty Rogues. Three of these four are among the most talked about final episodes in entertainment history. Which is the odd one out? Listen to this, and you'll probably have a better idea.Oleh The Crafty Rogues
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The boys revealed some pretty big news this week. We'll give you a hint; this is the second-to-last show in its current format. We'll give you another hint; not only is this the second-to-last show in its current format, it's also an absolute craic-fest!Oleh The Crafty Rogues
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America has new king...Erling Haaland has new contract...and Kevin Keegan had a problematic perm. Seriously, the perm era of football was a little disturbing. Mind you, it was fun to talk about. In fact, this whole show is fun. Well, expect the 'America has new king' bit.Oleh The Crafty Rogues
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The boys welcomed special guest, music maven extraordinaire Graeme Hoey, to the show this week. Yes, there was still sport and craic, but with Graeme in the house, it was a very Twin Cities music-centric chat. It's really good stuff.Oleh The Crafty Rogues
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Yes, it was a fun show. Yes, the craic was mighty. But, the singular highlight may have been the phrase, 'They shot themselves in the foot and shat on the eggs.' That's poetry, right there.Oleh The Crafty Rogues
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All is quiet on New Year's Day.
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46:12Well, that's it for 2024 from a Crafty Rogues perspective. And what did we learn in the final show of the year? Not a lot, to be honest. But good Lord, it was fun. You can't ask for too much more than that. Enjoy.Oleh The Crafty Rogues
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'Twas the show before Christmas, and all through the house, not a creature was stirring, not even John's mouse. Yes, we crow-barred that in, but there really is a bit about John's mouse in the show. This is the last show of 2024, and we humbly submit that the boys ended the year in style. This is top-shelf craic.…
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If you're the kind of person who thinks that any show featuring the line 'I treated myself to a couple of Spotted Cows in the jacuzzi' is worth listening to, congratulations, you're correct. Enjoy.Oleh The Crafty Rogues
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After a week in which John debuted as a stand up comic, Quinno went to work in an Hawaiian shirt and FIFA granted the World Cup tournament to Saudi Arabia, one of those things is bound to make your eyes roll...Oleh The Crafty Rogues
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This means nothing to me, ahhhh (Rapid) Vienna.
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44:35It was a very intimate, personal start to the show this week. In the first three minutes, John maintained that he wouldn't pardon his son, and Quinno revealed some nasty on-field abuse he once copped. Imagine what's in the other 40 minutes or so!Oleh The Crafty Rogues
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This week's pre-Thanksgiving episode is best summed up by a cross-section of topics mentioned: Gout...Billy Connolly...Pickleball...flying...schadenfreude...the Wankdorf Stadium...Eric Gates...Dungeons & Dragons...and Cards Against Humanity. Good luck finding that lineup anywhere else!Oleh The Crafty Rogues
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It's all done with Smokie and mirrors.
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42:15Yes, there was a bit of sahhkerrrr and rugby talked about, but the cultural scope of this week's show also encompassed a card game, the new dodgy stick, Smokie, Suzy Quatro, Olivia Rodrigo, Graham Norton, and Sonny Bono. Didn't see that last one coming, did you?Oleh The Crafty Rogues
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How to summarize this week's show? Let's just throw some random stuff out there and see what sticks. Slopey football pitches...Billie Eilish...northern referees...David Coote...Apple TV...doom spending...divisiveness and intolerance...Liam Delap...Keb' Mo'...and meeting new people. Something for everyone…
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The election is over, and the people have spoken - loudly! In other news, John invented an accent, Quinno went to Duluth, and 'pique' is an excellent Scrabble word. Did we mention that the election is over?Oleh The Crafty Rogues
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With an election on the horizon, the boys delivered a show full of references to sport, airports, rock bands, TV shows, and New Zealand accents. Okay, there was some election stuff, too. But mainly sport, airports, rock bands, TV shows, and New Zealand accents.Oleh The Crafty Rogues
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Bad Sisters are doing it for themselves.
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45:51Jet lag, shmet lag! The show must go on, and it did. The boys touched on topics as diverse as wine, beer, Leon Bridges, Sharon Horgan, colonialism, Vini Jnr, Erling Haaland, Danny Welbeck, flight cancellation protocol, and...wait for it...Troy Parrott. Yes, THAT Troy Parrott!Oleh The Crafty Rogues
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The boys came straight from the sahhkerrr field to record this episode. We're not kidding. Quinno still had his shin pads on, and John was a full-kit wanker. It's tasty stuff.Oleh The Crafty Rogues
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It was a very Minnesotan show this week. There were shout-outs for Grand Marais, New Ulm, the Vikings, the Lynx, the Loons, and of course, Monday night Fall League in Roseville. Rude not to.Oleh The Crafty Rogues
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THC drinks, cold showers, Homecoming, debates, authors, bands, bots, singing lessons, and father & son football. In other words, this week's show. Have some.Oleh The Crafty Rogues
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All you need to know about this week's show is that it went from South Dakota to South Minneapolis and from Barrow in England to Newfoundland and Labrador in Canada. Buckle upOleh The Crafty Rogues
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A lot was revealed, discussed, and analyzed on this week's show. But nothing was more insightful than this: Brighton & Hove Albion's stadium needs an amperstand. Think about that.Oleh The Crafty Rogues
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The Mammy was in town, so Cosgrove and Quinno were on their best behavior. Well, sort of. You know, except for the gags about eating neighborhood pets. Come on, what did you expect?Oleh The Crafty Rogues
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There was an eclectic mix of topics discussed on this week's show. Here's a taster: radio, Casey Kasem, internal house painting, Celtic vs Rangers, NFL stadium drink prices, and the value of joining a team. Proceed at your own risk.Oleh The Crafty Rogues
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There are many teaching moments in this week's show. Don't confuse 'man dip' with 'man sauce' is one of them. As is, never read the comments section. Both are just common sense, really. You're welcome.Oleh The Crafty Rogues
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Keep on mocking in the free world.
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36:38"There's a lot of top-shelf craic sprinkled throughout this week's show. And among the "toppest shelfest" (technical term) is the list of the best gags from the Edinburgh Fringe. If you like hearing two grown men cry with laughter, it's the segment for you!Oleh The Crafty Rogues
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It's Premier League preview week with the great Carl Craig, who added his football wisdom AND his musical stylings to the show. Cosgrove made some bold predictions, Carl made some bold cultural references, and Quinno did his best to keep up. Hey, the Poch took the USMNT job! This could be fun.Oleh The Crafty Rogues
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Quinno's jet lag be damned, the boys were in sparkling form this week. Especially if you're a fan of the Calm app, the North Sydney Bears, political optimism, Olympic backstories, and the Fermanagh women's GAA football team. Let's be honest, who isn't?Oleh The Crafty Rogues
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The show had a distinctive French flavor this week, which seemed appropriate as the Olympics got under way in Paris. What happens when you replace a simple sandwich maker from Australia with a chef from France? You get extra sauce where even a humble ham and cheese sandwich gets a little "Je ne sais pas quoi".…
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As Quinno swans around Sydney, it was left to Ruairi Barnwell to return to the Crafty studio and fill the deminutive shoes. Hurling, Football, Slaggin', Bog walks, Irish networking skills and of course plenty of craic!Oleh The Crafty Rogues
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It's Quinno's last show before he heads to 'Straya for a couple of weeks, and it was a good 'un. Well, especially if you're interested in Tenacious D, biographies, All Ireland Finals, Dr. Ruth, Alexi Lalas, and Icelandic youth soccer teams. Who isn't?Oleh The Crafty Rogues
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Cosgrove's back from Ireland and the craic was top shelf. Consider this for a list of topics addressed: singing lessons, the oldest bar in Ireland, Hozier, university orientation, Jurgen Klopp, England's Euros semi-final win, landscapes, Jimmy Anderson, and Alexi Lalas. Sorry about that last one.Oleh The Crafty Rogues
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With a little help from my friends.
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43:35Ruairi Barnwell from Ireland Network Minnesota stopped by to talk about how the organization helps build a bridge for newly arrived Irish men and women in the community. The craic was fierce, as you can imagine.Oleh The Crafty Rogues
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Now that the dust has settled after the end of the Premier League campaign, the boys thought it was time to take a look back at the season as a whole. That, of course, means a visit from the great Carl Craig. Have some!Oleh The Crafty Rogues
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Quinno was more than a little unwell, but Cosgrove picked up the slack in fine style. It actually ended up being a really fun show, especially if you're a fan of Toronto, Crunchies, USA cricket, watching football at Brit's, and N'Golo Kante. Rory McIlroy fans may feel differently.Oleh The Crafty Rogues
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Football's coming home! Or is it?
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39:14It's tournament time in Europe and the Americas, and the boys are all over it. Yet, they still managed to squeeze in discussions about lawn mowing, art galleries, Star Wars action figures, Graham Rix's hair, and Saoirse Ronan. Rude not to, really.Oleh The Crafty Rogues
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The boys celebrated John's birthday in fine style by discussing everything from Jude Bellingham's Spanish to Jose Mourinho's skin. There was even a rare Captain Scarlet reference. Look him up, kids.Oleh The Crafty Rogues
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Glory days, well they'll pass you by.
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43:36The Iowa Tourism Board should sponsor this episode, for reasons which will become obvious when you listen. Other places to get a mention include Munich, Burnley, Plymouth, Barcelona, and Micky's Pub. Four of those places are not in Iowa.Oleh The Crafty Rogues
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If you're a fan of sahhkerrr, basketball, Jeremy Messersmith, "Bodkin", "MacGruber", GAA, AFL, Art-a-Whirl, Toni Kroos, and The Knack, this is the show for you. If you're a fan of Manchester City or red caps, maybe not so much...but listen anyway.Oleh The Crafty Rogues
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You'll always find me in the kitchen at parties.
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37:46In this week's episode we learn about John's Mother's Day side gig, international art installations, what you can do with a Business degree, the petulance of substituted players, and the Stations of the Croissant. Despite all of that, this was still a very entertaining show. Go figure.Oleh The Crafty Rogues
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The craic was mighty on this week's show. The boys discussed everything from hiking and gardening to old-school football managers and what the Mammy is doing in Verona. We're not sure, by the way.Oleh The Crafty Rogues
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In this one episode, you get a music review, a brilliant football transfer idea, news on the Methodist church, a comment on the current unrest on college campuses, and a considered opinion on Kenny Hibbitt's looks. You know why you get all that? 'Cos it's a Crafty Rogues episode, that's why!Oleh The Crafty Rogues
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There's good food in San Antonio...Bernardo Silva looked like he hadn't slept for a week...ANZAC Day is a big deal in 'Straya...and if you're the Watford manager, rent don't buy. There, that sums up this week's show quite nicely. Proceed with caution.Oleh The Crafty Rogues
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John returned from Ireland with stories to tell. From in-flight movies and shark fishing to the Tipperary camogie team and quality pints, the craic was mighty. Gee, there's a shock."Oleh The Crafty Rogues
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John's headed to the homeland with his son, but not before a pre-trip show that involved female Vikings, lottery wins, a TV show, excessive rain, Mikel Arteta's personality, Cole Palmer's looks, and the relative merits of experts. All the intellectual food groups, really.Oleh The Crafty Rogues
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There was a bit of an Easter theme running through this week's show. Why? Well, Manchester City vs Arsenal was dull. John missed the game because he was at church. He was at church to attend Pastor Jeff Cowmeadow's final sermon. Oh, and it was Easter.Oleh The Crafty Rogues
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Sisters are doing it for themselves.
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1:01:59The boys were joined in the studio by Andrea Yoch, co-founder and board member of Minnesota Aurora FC. The Aurora's story is a compelling one, and it's doubtful that anyone tells it better than Andrea. This is great stuff.Oleh The Crafty Rogues
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On this week's show we learned what St. Recovery Day is...it was revealed that Totti loves pineapple on pizza...and there's a growing call for John to be an ambassador for Aer Lingus. It's basically only John and Quinno making that call, but still.Oleh The Crafty Rogues
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Shamrock & roll all nite!
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1:02:43There was a distinct St. Patrick's theme about this week's show, what with the day itself on the horizon, and the imminent arrival of St. Patrick's Athletic FC to take on Minnesota United on Wednesday at Allianz Field. The boys had a chat about both, and were joined by St. Patrick's Athletic's Technical Director, Alan Mathews. Quality craic!…
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It's not very often that Barry White, The Ramones, Rugby League, Steve Archibald, and Larry Cunningham's 'Lovely Leitrim' are mentioned in the same show. But they all get a shout out in this one. Proceed at your own risk.Oleh The Crafty Rogues
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