Welcome to the Frug Life, a podcast on Frugal living and business. There are a lot of business podcasts and a lot of frugal living podcasts, why does the world need another one? Well, I am tired of the same interview format podcast many of these programs take. So instead, I created a structured podcast where I can share my thoughts about Frugal living, the economy, and business. Also follow us at https://www.facebook.com/TheFrugLife
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"How I Became A Millionaire On Low Income"
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I talk about the video, How I Became A Millionaire On Low Income. https://www.youtube.com/watch?v=Fpkm3Ceoj_g Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter: http://www.thefruglif…
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In this episode I talk about taking your first investment steps. I think I wrote the script in 2019, so it was interesting to see how some of my opinions have changed over time. Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_fr…
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Dave Ramsey Cruise Xpost from Ricky Rambles
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I talk about an ad I saw for a Dave Ramsey Cruise Watch my other Podcast, Ricky Rambles https://feeds.acast.com/public/shows/ricky-rambles Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our News…
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I talk about retirement plans. Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter: http://www.thefruglife.com/p/join.html Get a free stock when you sign up for WeBull and deposit $100…
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DINKWAD: Woof or Woof-Woof for Your Wallet?
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Summary: Ever heard of a DINKWAD? This episode dives into the world of Dual Income, No Kids, With a Dog – a lifestyle trend gaining traction. We explore the financial pros and cons of being a DINKWAD couple, discuss how to stay frugal with a furry friend, and offer tips to make this lifestyle work for you. Listen to the episode to learn: What is a …
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I tell my co worker Mario to stop doing sports betting and why! Related topic on zero sum games https://podcasters.spotify.com/pod/show/thefruglife/episodes/Dumb-Stuff-I-saw-on-the-internet-e1go46t Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.…
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I talk about Donald Trump's Book The Way to The Top. The blog referenced https://mindsalivation.blogspot.com/ Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter: http://www.thefruglif…
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In this episode I talk about investing in a 401k and how I invest in my own 401k. Ricky Rambles: https://feeds.acast.com/public/shows/63cc3e8b36308100109086aa Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or …
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I talk about Donald Crowhurt's ill fated Voyage. Works cited: https://www.youtube.com/watch?v=zhpYCxiI-4U https://en.wikipedia.org/wiki/Donald_Crowhurst Music Credit The Purple Planet
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I talk about Kyle Cease's book "The Illusion of Money" Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter: http://www.thefruglife.com/p/join.html Get a free stock when you sign up for…
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I talk about my investments including my 3 largest stock holdings. Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter: http://www.thefruglife.com/p/join.html Get a free stock when you…
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A cross post from my other Podcast, Ricky Rambles Link to the podcast https://feeds.acast.com/public/shows/ricky-rambles Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter: http://www…
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Someone on twitter gave me an crazy investment idea. Here is what I think. Referenced episode: https://open.spotify.com/show/0A79TK3jA0n90eTIkF0HZ2 Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for…
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In this episode I talk about why Robinhood isn't my primary trading app anymore. Join Robinhood join.robinhood.com/richarh220 Join Sofi https://www.sofi.com/invite/invest?gcp=ec4101e6-1a01-4ef8-9f86-6fe3dbbca2e1&isAliasGcp=false Sources and references https://www.sec.gov/Archives/edgar/data/1321655/000119312520230013/d904406ds1.htm#rom904406_25 htt…
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In this episode I talk about the Book Rich Dad Poor Dad. Is it a good book? Do I enjoy it? For the most part, yes, it's amusing. I don’t agree 100% with all the principles, but it does teach some interesting ideas. What happens when I get paid - The Frug Life | Podcast on Spotify Think and Grow Rich by The Frug Life (spotify.com) Want more Frugal C…
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In this episode I talk about how being Frugal can make you more free. Referenced materials: You were born rich https://podcasters.spotify.com/pod/pod/show/thefruglife/episodes/You-Were-Born-Rich-Chapter-1-e1vs9k8 Think and Grow Rich https://podcasters.spotify.com/pod/show/thefruglife/episodes/Think-and-Grow-Rich-e19u5pk Quote from 323. Henry David …
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Is your money safe in the bank? What keeps you from losing all your money if a bank fails? In this episode I talk about what the FDIC insurance is and how it can help protect your cash. Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.co…
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In this episode I talk about high pressure sales. Why you shouldn't buy coolwall from a door to door salesman and more. Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter: http://www.…
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Are you hoarding all of your money just to die and never actually use it? Let's discuss! Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter: http://www.thefruglife.com/p/join.html Get…
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In this episode I talk about earning money on the SoFi app, where I have made over $700. Sign up and fund an Active Investing account with $10 or more to earn $25 in stock https://www.sofi.com/invite/invest?gcp=ec4101e6-1a01-4ef8-9f86-6fe3dbbca2e1&isAliasGcp=false Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Face…
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In this episode I talk about the first chapter of Bob Proctor's book You Were Born Rich https://www.weforum.org/agenda/2020/09/social-mobility-upwards-decline-usa-us-america-economics/ Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com…
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In this episode I talk about sources of income from side hustles to content creation to full time employment. Zero based budgeting: https://spotifyanchor-web.app.link/e/dg7zTZljHxb "This Is How You Ask For a Raise" | Ramit Sethi My Book: https://www.amazon.com/Real-Money-Book-Beginners-Passive-ebook/dp/B07L23SGSV Freelancing and Fiverr: https://anc…
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In this episode I talk about the game rock paper scissors, my "winning" strategy and how it related to technical analysis. Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter: http://w…
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Needs vs wants, happiness, and the secret to wealth.
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This episode I talk about the secret to wealth and happiness. I also discuss needs vs wants. Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter: http://www.thefruglife.com/p/join.html…
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Not your Keys, not your Crypto and Bank Runs
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In this episode I talk about private keys and what makes Crypto yours. I also talk about Bank runs. Lastly, I discuss content creators and sponsorships. Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign u…
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All of my written work will be linked here probably: http://rickyhirschi.com/ Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter: http://www.thefruglife.com/p/join.html Get a free sto…
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In this episode, I discuss some investing tips I saw on another podcast. Interesting in sharing your own investment thoughts? Here is how you can appear on the show. https://www.thefruglife.com/p/be-guest-on-podcast.html Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ …
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In this episode, I talk about a tik tok video and another podcast that I didn't love. I talk about zero sum games as well as my newest project. Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our…
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My thoughts on Think and Grow Rich by Napoleon Hill. is the Secret to wealth contained in your thoughts? MLM episode refenced by me: https://anchor.fm/thefruglife/episodes/Should-you-avoid-MLMs-eporh8/a-a10199r Sources/ refences used: Coffeezilla https://www.youtube.com/watch?v=iEDzb9ZplX0 Graham mentioning the book https://www.youtube.com/watch?v=…
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Inflation is coming? or is it here and over? Well, here are my thoughts. But the TLDR is, the market expects a 5 year inflation rate of 2.8% and the Federal reserve has given similar guidance. Sources: https://www.bls.gov/cpi/ https://www.treasurydirect.gov/indiv/products/prod_tips_glance.htm https://www.treasury.gov/resource-center/data-chart-cent…
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In this Episode I talk about 5 things to do in 2021 1 Start a budget 2 Run a surplus in your budget 3 Pay Debt 4 invest your Money 5 Start a retirement account Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or…
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Trading Lessons I learned from Runescape
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How did I make money on Runescape? Well this is how! The short answer is by becoming a market maker and buying and selling steel longswords. I've been banned now for nearly a year, so I can share that. As always, this isn't financial advice, just sharing some of my personal experiences. Want more Frugal Content? Follow me on: Twitter: https://twitt…
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I talk about a Facebook post I saw and how it is not true. https://www.snopes.com/fact-check/rebirth-of-the-eagle/ Want more Frugal Content? Follow me on: Wait a second, didn't I say I didn't want to use social media as much... oh bother. Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www…
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Invested, The History of Charles Schwab
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I share my thoughts on the book Invested, by Charles Schwab. Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.…
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Who is Joe Biden’s Nominee for the OCC? Should the FED provide bank accounts to individuals? What is NIA? Sources: https://www.economist.com/finance-and-economics/2021/10/02/two-fed-presidents-resign-after-criticism-of-their-investment-activities https://kalshi.com/markets/FEDNOM-001 https://www.cnbc.com/2021/10/19/biden-pick-to-run-bank-regulator-…
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I bought my first piece of real estate, this was my experience! 1- Get a good deal on your mortgage 2- Get a good deal on the property 3- Use friends to help you move Plus the stuff I didn't do so well. Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https:/…
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These are my tips for getting a job. Look early for a job, it may take a while to find one that is the right fit. You are in a better position to get a new job if you have a job. Negotiate you salary. Interview with confidence and know the lingo. If you want me to have a look at your resume, email me at ricky@thefruglife.com! I will look at it for …
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Set to 11: Is the World More Competitive?
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Has the world become more competitive? Well, here is one idea, yes it is. Why did the stock market correct so quickly after this most recent crash? Retail investors did it! Or at least that is one explanation. Are the times of big prolonged dips in the stock market yet to come? Well, here are some of my thoughts on it. References https://www.youtub…
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In this episode I share a bunch of tips for renters and homeowners to save on housing! 1- Shop around, check out deals 2- downside to a smaller place (that is cheaper) 3- rent out extra space 4- negotiate a better lease 5- moving to another city? 6- House Hack 7- Family 8- Pets Want more Frugal Content? Follow me on: Twitter: https://twitter.com/th…
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In this episode of the show I discuss investing, what you should invest in and give some ideas. Some of the Tickers I mention are VTI and VOO you can also use other similar index funds with Charles Schwab or Fidelity. Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo Want more Fr…
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Mr. Frug shares the story of a fisherman. What are your goals in life, and is there a way you can reach them more quickly? Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free stock when you sign up for W…
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Mrs. Frug Reacts! What is your Money Script?
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In this episode, Mrs. Frug reacts to my episode about Money Scripts and shares her thoughts. Here is the survey I used https://www.yourmentalwealthadvisors.com/our-process/your-money-script/s Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instag…
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In this episode, I talk about Money Scripts, which are personality profiles regarding money. Here is the survey I used https://www.yourmentalwealthadvisors.com/our-process/your-money-script/s Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instag…
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In this episode, I share a clip from a YouTube channel, Bush Radical, about appreciating what you have. Original Video https://www.youtube.com/watch?v=BH15Kua5P1Y References https://www.coglode.com/research/hedonic-adaptation#:~:text=Hedonic%20adaptation%20is%20the%20tendency,and%20desires%20rise%20in%20tandem. Want more Frugal Content? Follow me o…
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Should I Invest in Crypto? (with special guest contributions)
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In this episode we have some awesome guests sharing their thoughts on the Crypto Market and if you should invest. In order of appearance, Frugal Fam @frugalfam1 (instagram) Oedipus @OedipusFI (twitter) Justin Brown-Nuhome Team @LoansbyJB (twitter) Ryan Firth @RyanRFirth (twitter) My earlier bitcoin episode: https://anchor.fm/thefruglife/episodes/Bi…
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Update on Birthdays and the Podcast
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The show will be taking a brief hiatus in preparation for the new season of The Frug Life. Also, if you get the "birthday" Slams from Denny's you probably want to listen to this episode. Newsletter: http://www.thefruglife.com/p/join.html OG Birthday episode, a classic https://anchor.fm/thefruglife/episodes/Birthdays-and-San-Francisco-on-the-cheap-e…
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Sometimes we make mistakes in life and in our finances. I made some mistakes this week. Let me tell you about it. Sponsored by https://www.podgo.co/ Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Get a free st…
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What major should I pick, which career should I pick? Should I go to college? I discuss all this, as well as a special musical appearance. Thank you Rocky Paterra for allowing me to use your song, I'm an accountant, and for Lindsay for financing and procuring the rights to the song, this episode would not be here without you! Want more Frugal Conte…
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In this episode I discuss my results to a survey about my investing personality. Here is a link if you want to try it yourself. https://survey.positivly.com Note, this does not constitute investment advice and the survey does contain sponsored material. Link to Charles Schwab http://www.schwab.com/public/schwab/nn/refer-prospect.html?refrid=REFER49…
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In this episode, five guests discuss their top tips for getting out of debt. In order of appearance.Fiscal Therapy Fc @fiscaltherapyfc (Facebook and IG)Filip Finance @FilipFinance (Twitter)https://www.filipfinance.com/Latina on a Budget @latina_on_a_budget (Instagram)Chris aka Myfirstmillion @Myfirstmillion3 (twitter and IG) The Disciplined Life @d…
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