Podcast terbaik Oban (2024)

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541: A feisty debate between superintendent candidates 1:03:35

1d ago1:03:35

1:03:35

By the time her current term ends, Kirsten Baesler will have been the Superintendent of Public Schools in North Dakota for 12 years, having first been elected in 2012. She's currently running against Jason Heitkamp, a distant relative of former U.S. Senator Heidi Heitkamp and a former lawmaker who served one abbreviated, two-term in the state Senat…

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Sarah Biller of Fintech Sandbox on the critical importance of data access for fintech startups 31:20

2d ago31:20

31:20

When you think about it, most, if not all, fintech innovation comes via the analysis and application of data. And financial services is more data-dependent now than at any time in its history. But this creates a challenge for brand new startups. How do you get access to data when all you have is an idea? Enter Fintech Sandbox. My next guest on the …

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540: A school choice debate, and a conservative's case for voting for Harris 1:07:05

3d ago1:07:05

1:07:05

On this episode of Plain Talk, Chad Oban and I spent some time talking about the column in which I outed myself as a Kamala Harris voter. Or, more accurately, I spent some time expanding on my explanation, and Chad listened. But the more important part of this episode was our conversation with Sen. Michelle Axtman, a Republican from Bismarck who is…

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CBGa 1.35 | Iona & Staffa 22:21

3d ago22:21

22:21

In this lesson, we take a trip to Iona and Staffa. We learn some new words and phrases and introduce the past tense of "to go". Hosted on Acast. See acast.com/privacy for more information.

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Ep. #153: H. Upmann Royal Robusto LCDH (w/ Remy Martin Tercet, Buena Vista Social Orchestra Live Review & Listener Email on Smoking Aged Cigars) 2:04:25

4d ago2:04:25

2:04:25

LOUNGE LIZARDS PRESENTED BY FABRICA 5 - Visit Fabrica005.com and use code LIZARDPOD at checkout for 10% off THE ENTIRE STORE! Free worldwide shipping from Miami on all orders over $125. See website for more information and terms. Recorded at Ten86 Cigars in Hawthorne, New Jersey, the lizards pair H. Upmann Royal Robusto LCDH with Remy Martin Tercet…

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539: 'The only tax people like is the one somebody else pays' 1:07:05

8d ago1:07:05

1:07:05

We are 31 days away from election day and, here in North Dakota, the hottest race in the state probably isn't for the U.S. Senate, or the U.S. House, or even the governor's seat. It is, arguably, Measure 4 which, if passed, would eliminate taxes on property values and order the Legislature to compensate local governments for that loss of revenue at…

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Stuart Wall of Setpoint on automating the capital markets back office 29:34

9d ago29:34

29:34

Today, the back office for many lenders and originators is still very manual and human-intensive. We are talking lots of emails, reading contracts and processing Excel files. In some cases these processes have been in place, pretty much unchanged since the 1990s. That is because there has never been a comprehensive solution available to automate th…

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538: 'We can't have District 46 be the front lines of a culture war' 1:03:16

10d ago1:03:16

1:03:16

Todd Reisenauer says he'd like to get elected to the North Dakota House of Representatives so that he can take Fargo-area District 46 in a new direction. He said he'd like to focus on issues like housing, healthcare, childcare, and property taxes. What he doesn't want to do, he says, is emulate the approach taken by one of incumbents in that distri…

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Ep. #152: Padrón Family Reserve No. 50 Natural (w/ El Tesoro Reposado, Padrón 60th Anniversary Release and Pricing Discussion, Lizard Favorite Tequila in Reposado & Listener Emails) 1:52:01

11d ago1:52:01

1:52:01

LOUNGE LIZARDS PRESENTED BY FABRICA 5 - Visit Fabrica005.com and use code LIZARDPOD at checkout for 10% off THE ENTIRE STORE! Free worldwide shipping from Miami on all orders over $125. See website for more information and terms. Recorded at Ten86 Cigars in Hawthorne, New Jersey, the lizards pair the Padrón Family Reserve No. 50 Natural with El Tes…

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537: Debating Measure 5's legalization of recreational marijuana 1:01:13

15d ago1:01:13

1:01:13

Steve Bakken is the former mayor of Bismarck, and the chair of the committee backing Measure 5, which seeks to legalize recreational marijuana in North Dakota. Pat Finken is a long-time advertising professional and political activist. He's a part of the coalition opposing Measure 5. These gentleman came together on Plain Talk to make their respecti…

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John Sun of Spring Labs on building products (and an event!) for AI in financial services 28:20

16d ago28:20

28:20

"AI is probably the most talked about and least understood topic within financial services today," said John Sun, the CEO and Co-Founder of Spring Labs (previously, I had another co-founder of Spring Labs, Adam Jiwan, on the show back in 2020). The company is at the cutting edge of AI innovation in financial services with several interesting use ca…

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536: Litigation costs, abortion, and 'raging Rob' 1:10:08

17d ago1:10:08

1:10:08

Is Attorney General Drew Wrigley's office wasting money on unnecessary litigation? Is North Dakota's Republican majority in the Legislature being something less than good stewards of our fiscal resources by passing controversial bills that invite litigation? House Minority Leader Zac Ista, who led his caucus in voting against approving attitional l…

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CBGa 1.34 | The Isle of Mull 26:28

17d ago26:28

26:28

In this lesson of Coffee Break Gaelic, we join Iona in Mull and look at both familiar and new vocabulary, specifically focusing on food words! If you'd like to take advantage of bonus materials, lesson notes and a video version of each lesson, you can access the full Coffee Break Gaelic here. Hosted on Acast. See acast.com/privacy for more informat…

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Ep. #151: Vegueros Centrofinos (w/ LALO Tequila Blanco, Our First 'Budget' Cuban, 'For the Love of Agave' Event Recap, Eating While Smoking & Cohiba Espléndidos Gran Reserva Cosecha Pricing Announced) 1:29:02

18d ago1:29:02

1:29:02

LOUNGE LIZARDS PRESENTED BY FABRICA 5 - Visit Fabrica005.com and use code LIZARDPOD at checkout for 10% off THE ENTIRE STORE! Free worldwide shipping from Miami on all orders over $125. See website for more information and terms. Recorded at Ten86 Cigars in Hawthorne, New Jersey, the lizards pair the Vegueros Centrofinos with LALO Tequila Blanco. T…

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535: A totally not boring conversation about Measure 3 1:10:09

22d ago1:10:09

1:10:09

If you read the ballot language for Measure 3 and still didn't understand just what it is the proposed constitutional amendment does, I wouldn't blame you. I don't think that's anyone's fault. It's just a somewhat arcane topic, but that doesn't mean it's not important. State Rep. Corey Mock joined us on this episode of Plain Talk to discuss the pro…

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Rodger Desai of Prove on the key to success in ID verification and authentication 30:49

23d ago30:49

30:49

There is no faster-moving space in finance right now than the anti-fraud space. With all the advances in Generative AI, the fraudsters are more difficult to catch than ever. But there is one place where fintechs and banks can focus that has real promise: authenticating the mobile phone. My next guest on the Fintech One-on-One podcast is Rodger Desa…

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534: A sometimes heated conversation about Measure 2 and the limits of direct democracy 1:06:03

24d ago1:06:03

1:06:03

Are the proponents of Measure 2 "elite and out of touch?" Are they "condescending" and "disrespectful" to the electorate? Or do they view North Dakota's initiated measure process -- particularly when it comes to amending the state constitution -- as flawed and needing reform? Measure 2 is a constitutional amendment placed on the ballot by the Legis…

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Bunnahabhain 12ur Unpeated Review (WWR #199) 13:44

24d ago13:44

13:44

Bunnahabhain is a single malt scotch from the island of Islay. Even though Islay is traditionally known for it's high peat content, Bunnahabhain created a 12 year product that is unpeated. Does this change what it means to be an Islay whisky? Should they add a little peat so it differentiates itself form Speyside? Check out the video to hear the fu…

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Ep. #150: Fuente Fuente Opus X 2020 Viento d'Amor (w/ 123 Organic Tequilas Blanco and Añejo, Bam's Opus Dubai Debut, Listener Email on Palate Development & Sister Tequila Reviews) 2:14:07

25d ago2:14:07

2:14:07

LOUNGE LIZARDS PRESENTED BY FABRICA 5 - Visit Fabrica005.com and use code LIZARDPOD at checkout for 10% off THE ENTIRE STORE! Free worldwide shipping from Miami on all orders over $125. See website for more information and terms. Recorded at Ten86 Cigars in Hawthorne, New Jersey, the lizards pair the Fuente Fuente Opus X 2020 Viento d'Amor with 123…

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533: Should North Dakota end property taxes? 1:01:58

29d ago1:01:58

1:01:58

In November, North Dakota voters will be asked to decide the fate of Measure 4. If approved, it would amend the state constitution to prohibit taxes on property values. It would also lock in an obligation for the state legislature to replace current property tax revenues to local government with other revenues, but only at 2024 levels, with no mech…

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Episode 500: Gilles Gade, CEO & Founder of Cross River Bank, fintech pioneer 29:51

1M ago29:51

29:51

Today's show is our special 500th episode of the Fintech One-on-One podcast. Rather than do a retrospective or a look back at some highlights from the last 11 years of interviews what I decided was to do my regular interview but with a fintech pioneer. I wanted a big name so I was delighted when the CEO and Founder of Cross River Bank, Gilles Gade,…

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532: 'No one else has done this for pretty good reasons' 1:01:31

1M ago1:01:31

1:01:31

"The property tax is a good tax," Jared Walczak told Chad Oban and I on this episode of Plain Talk. "You may not love it, but you will not like the alternatives better." Walczak is the state projects director for the Tax Foundation, a right-of-center think tank that focuses on -- you guessed it -- tax policy. His organization recently published an …

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CBGa 1.33 | Oban 23:00

1M ago23:00

23:00

In this lesson, we continue on our virtual journey. We follow Iona and her cousins on their travels in Scotland and encounter both some familiar phrases and some completely new ones. If you'd like to take advantage of bonus materials, lesson notes and a video version of each lesson, you can access the full Coffee Break Gaelic here. Hosted on Acast.…

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Ep. #149: Partagás Maduro No. 3 (w/ Glenmorangie Cadboll Estate 15 Year, Bollinger Special Cuvée Champagne, Senator's Birthday, Listener Feedback on Pouring Water on Cigars & Time Machine Cuban Cigar Buying ... 2:01:25

1M ago2:01:25

2:01:25

LOUNGE LIZARDS PRESENTED BY FABRICA 5 - Visit Fabrica005.com and use code LIZARDPOD at checkout for 10% off THE ENTIRE STORE! Free worldwide shipping from Miami on all orders over $125. See website for more information and terms. Recorded at Ten86 Cigars in Hawthorne, New Jersey, the lizards pair the Partagás Maduro No. 3 with Glenmorangie Cadboll …

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531: Gubernatorial debate, Kelly Armstrong vs. Merrill Piepkorn 1:02:07

1M ago1:02:07

1:02:07

North Dakota's gubernatorial race features to affable, well-liked candidates, who clearly like one another as well. Republican Kelly Armstrong was first elected to the North Dakota Senate in 2012, and served there until the 2018 election cycle, when he campaigned successfully for a seat in the U.S. House of Representatives. That's where he's curren…

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Ricardo Pero of SellersFi on building a fintech lender focused on e-commerce merchants 28:14

1M ago28:14

28:14

An e-commerce merchant is a unique type of business. They are built on top of a platform like Amazon, eBay or Shopify and as such there is a great deal of empirical data about their business. Which means that there is rich data available for lenders to feed into their underwriting models. My next guest on the Fintech One-on-One podcast is Ricardo P…

1
530: How do we do politics in the classroom? 1:05:31

1M ago1:05:31

1:05:31

We all know the old saying. You don't talk about religion and politics in polite company. Only, does that advice make sense in a society like ours, where we practice self-governance? How can we govern ourselves if we can't talk to one another about politics? And, more pertinent to this episode of Plain Talk, how do we teach our kids how to particip…

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High West Chardonnay Barrel Review (WWR #198) 16:12

1M ago16:12

16:12

High West is always ranked as one of the most recognizable bottles on the shelf. Their unique tall shape and unique cork make you glance twice. Seeing Chardonnay on the bottle might make you glance a third time. This white grape wine imparts a very distinct flavor that's almost impossible to miss. Check out the video to hear the full review! 00:00 …

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Ep. #148: Roma Craft Intemperance Volstead VO 1920 Noble Experiment (w/ Oban 14, Davidoff Returns to PCA Show, New Lizard Bingo Card & Listener Email) 2:03:32

1M ago2:03:32

2:03:32

LOUNGE LIZARDS PRESENTED BY FABRICA 5 - Visit Fabrica005.com and use code LIZARDPOD at checkout for 10% off THE ENTIRE STORE! Free worldwide shipping from Miami on all orders over $125. See website for more information and terms. Recorded at Ten86 Cigars in Hawthorne, New Jersey, the lizards pair the Roma Craft Intemperance Volstead VO 1920 Noble E…

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529: Republican Julie Fedorchak and Democrat Trygve Hammer square off in the U.S. House debate 58:55

1M ago58:55

58:55

When U.S. House candidates Julie Fedorchak (a Republican) and Trygve Hammer (a Democrat) sat down for a debate on the Plain Talk podcast with me and my co-host Chad Oban, one of the first questions I asked them was why they wanted to be elected to Congress. Hammer, a Marine Corps veteran, said it's because less than 80 of the current 435 members of…

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Wayne Slavin of Sure on building the technology rails to make insurance fully digital 33:23

1M ago33:23

33:23

People often say that technology in insurance is just five years behind other areas of finance. But the reality is the technology rails that have been built for payments, lending and deposits have taken decades of evolution. Insurance is different. There is no Plaid, Stripe or even ACH for insurance, and so we have a product that still relies on a …

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528: 'I'm grateful for every minute I have in this job' 1:01:50

2M ago1:01:50

1:01:50

"This is the best job I could ever imagine," North Dakota U.S. Attorney Mac Schneider said on this episode of Plain Talk. Schneider was appointed to that position by President Joe Biden. Later this year, when America elects a new president, he may be out of a job, depending on how the country casts its ballots. A Republican president isn't likely t…

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CBGa 1.32 | Loch Lomond 21:33

2M ago21:33

21:33

In this lesson of Coffee Break Gaelic, we continue our adventures in Scotland and hear about Iona's visit to Loch Lomond. If you'd like to take advantage of bonus materials, lesson notes and a video version of each lesson, you can access the full Coffee Break Gaelic here. Hosted on Acast. See acast.com/privacy for more information.…

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Taconic Distillery Straight Bourbon Review (WWR 197) 14:48

2M ago14:48

14:48

Taconic is a distillery located in the Hudson Valley Region of New York State. Falling right in the tail end of the barometric pattern, this distillery always brings out some delicious and delicate but robust flavors that have you putting Kentucky to the side and sipping on something local. Check out the video to hear the full review! 00:00 Introdu…

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Ep. #147: Hoyo de Monterrey Epicure No. 3 (w/ Château d'Esclans Whispering Angel Rosé, Cohiba/Trinidad Market Correction?, Next Cuban Marca Rumored for Pivot & Listener Voice Memo) 1:35:33

2M ago1:35:33

1:35:33

LOUNGE LIZARDS PRESENTED BY FABRICA 5 - Visit Fabrica005.com and use code LIZARDPOD at checkout for 10% off THE ENTIRE STORE! Free worldwide shipping from Miami on all orders over $125. See website for more information and terms. Recorded at Ten86 Cigars in Hawthorne, New Jersey, the lizards pair the Hoyo de Monterrey Epicure No. 3 with Château d'E…

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527: U.S. Senate debate between Sen. Kevin Cramer and challenger Katrina Christiansen 59:54

2M ago59:54

59:54

When we organize candidate debates on the Plain Talk podcast, our intent is to foster a competition that's not bogged down by a lot of rules and restrictive formatting, nor plagued by shouting and candidates talking over one another. We don't really even want a competition. We want a conversation. A thoughtful discussion between two candidates on i…

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JB Orecchia of SavvyMoney on building credit score solutions for banks, credit unions and fintechs 34:24

2M ago34:24

34:24

The humble credit score has come a long way. Consumers, particularly younger consumers, are more aware of their credit score today than ever before. Historically, banks and credit unions have been the gatekeepers of our financial lives so it makes sense that they would want to provide information and context around credit scores. At the same time d…

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526: Marijuana and the Democratic national convention 57:15

2M ago57:15

57:15

"Every law enforcement officer I've spoken to has said this has been hard on our state and hard on law enforcement." That's what Burleigh County Sheriff Kelly Leben had to say on this episode of Plain Talk. He's referring to Measure 5 on North Dakota's November ballot which, if passed, would legalize the recreational use of marijuana. "I'm very big…

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Oban Distillers Edition Scotch Whisky Review (WWR #196) 15:43

2M ago15:43

15:43

Oban took a risk, they aged their whisky in a barrel that once housed a Spanish Fortified Wine called Montilla Fino. This white fortified wine added some interesting characteristics that were similar to Oban's normal 14 yr, but turned the volume up to 100%. Do you like when secondary maturation adds to the whisky, or exemplifies already present not…

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Ep. #146: Bond Roberts Petit 109 Linea D No. 6 (w/ Nikka Miyagikyo Single Malt, Similarities between Honduran and Cuban Tobacco, Finding Your Lizard Cigar Crew, Smoking in your 20s & Olympics) 1:49:30

2M ago1:49:30

1:49:30

LOUNGE LIZARDS PRESENTED BY FABRICA 5 - Visit Fabrica005.com and use code LIZARDPOD at checkout for 10% off THE ENTIRE STORE! Free worldwide shipping from Miami on all orders over $125. See website for more information and terms. Recorded at Ten86 Cigars in Hawthorne, New Jersey, the lizards pair the Bond Roberts Petit 109 Linea D No. 6 with Nikka …

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525: 'For many years the locals have blamed the legislature' 1:04:49

2M ago1:04:49

1:04:49

"Let's take valuations away." That's what state Rep. Ben Koppelman proposed on this episode of Plain Talk. He's referring to a plan for property tax reform that he's proposed should Measure 4 -- a constitutional ban on taxing property values -- fail on the statewide ballot in November. Koppelman would like to see property taxed on size, not value. …

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Emmanuel Daniel of TAB Global on the new building blocks needed to succeed in the future of finance 41:50

2M ago41:50

41:50

The financial system has become so much more complex over the last couple of decades that it is difficult to know what current trends will have staying power. How will the future financial system organize itself and will it look that much different to what we have today? I put these questions to one of the global thought leaders in fintech. My next…

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524: 'Bill Gates doesn't need another tax break' 1:04:18

2M ago1:04:18

1:04:18

Even if North Dakota voters approve Measure 4, a constitutional amendment that would disallow taxes on real estate values, our state and its elected leaders will still need to figure out how to replace the roughly $2.4 billion in revenues those taxes generate very budget cycle. We're going to pay for it. The question is how. Neal Messer, a farmer, …

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CBGa 1.31 | Glasgow 21:12

2M ago21:12

21:12

We are back after a short break and over the course of the next ten lessons we will be taking our Gaelic to the next level and really putting what we have learned into practice. We will follow Iona and her cousins Cailean and Sìne as they take a virtual island hopping trip. In Lesson 31, we start at the very beginning of the trip – in Glasgow. If y…

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Old Forester Single Barrel Review (WWR #195) 17:47

2M ago17:47

17:47

Kentucky Bourbon Review! Kentucky Bourbon Review!! See, no one cares. BUT IN FACT, this is a single barrel so you should care. Kentucky Bourbon is a delicate topic with us. We want to appreciate the history of whiskey in America but at the same time acknowledge that there's so many better options outside of Kentucky. That is, unless you get a Singl…

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Ep. #145: Por Larrañaga Picadores No. 1 (w/ Flor De Caña 7 Year Rum Gran Reserva, How to Tell Friends They've Purchased Fake Cubans, Senator Details Running Cigars Under Water & Listener Email) 1:37:34

2M ago1:37:34

1:37:34

LOUNGE LIZARDS PRESENTED BY FABRICA 5 - Visit Fabrica005.com and use code LIZARDPOD at checkout for 10% off THE ENTIRE STORE! Free worldwide shipping from Miami on all orders over $125. See website for more information and terms. Recorded at Ten86 Cigars in Hawthorne, New Jersey the lizards pair the Por Larrañaga Picadores No. 1 with seven year age…

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Oban MacTavish of Spade on creating a real-time system of enhanced card merchant data 32:32

2M ago32:32

32:32

The core of the card payments system as we know it today has been around for many decades. This system has a number of major shortcomings, not least of which is the 45-character limited established by the ISO 8583 standard. That may have been enough characters back in the 1980s but it is severely limiting in today's complex world. But problems like…

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GC & Ric host, Francis Ngannou’s return for PFL PPV, UFC 305 look ahead, OTN 2:22:12

2M ago2:22:12

2:22:12

With Ariel Helwani at the Olympics around (5:07), Eric Jackman and Conner Burks discuss the return of Francis Ngannou and Cris Cyborg on the PFL pay-per-view and what kind of impact it will have. In the latest On The Nose around (25:06), they discuss skateboarding, McGregor vs. Chandler, fishing, UFC 307, UFC Vegas 95, Tony Ferguson vs. Nick Diaz, …

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Yellow Spot Whiskey Review (WWR #194) 14:05

2M ago14:05

14:05

Yellow Spot is the older, more astute uncle of Green Spot. I imagine his house lined with mahogany paneling and leather bound books. A completely different experience tasting a more mature Irish Whiskey, to the point where you get confused during the first sniff. It's a great experience, Check out the video to hear the full review! Thank you to our…

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Ep. #144: Byron 21st Century Elegantes (w/ The Balvenie Curious Casks American Bourbon Barrel 14, Byron History/Renaissance, Atabey Comparison, Senator in Chicago, Biggs Cigar Lounge Review & Supporting ... 2:06:24

2M ago2:06:24

2:06:24

LOUNGE LIZARDS PRESENTED BY FABRICA 5 - Visit Fabrica005.com and use code LIZARDPOD at checkout for 10% off THE ENTIRE STORE! Free worldwide shipping from Miami on all orders over $125. See website for more information and terms. Recorded at Ten86 Cigars in Hawthorne, New Jersey, the lizards pair the Byron 21st Century Elegantes with fourteen year …

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