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Credit Freezes vs. Fraud Alerts
Manage episode 446804994 series 3606199
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The Experian article compares fraud alerts and credit freezes, explaining their differences and purposes. Fraud alerts notify creditors to verify a person's identity before extending credit, while credit freezes restrict access to a person's credit report altogether, preventing the opening of new accounts. The article also advises on when to use each option, offering guidance based on the user's needs and circumstances.
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