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Kandungan disediakan oleh thefinancegeekspodcast. Semua kandungan podcast termasuk episod, grafik dan perihalan podcast dimuat naik dan disediakan terus oleh thefinancegeekspodcast atau rakan kongsi platform podcast mereka. Jika anda percaya seseorang menggunakan karya berhak cipta anda tanpa kebenaran anda, anda boleh mengikuti proses yang digariskan di sini https://ms.player.fm/legal.
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Now On Netflix
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18:21In a difficult week for Los Angeles, we hope this episode can provide a little bit of respite. Jessica Shaw is joined by Keely Flaherty from Tudum for a deeper dive into the gripping limited series, American Primeval , starring Betty Gilpin and Taylor Kitsch. Then also talk about the delightful return of Cameron Diaz and Jamie Foxx in the new action comedy, Back in Action , directed by Seth Gordon. Follow Netflix Podcasts for more and read about all of the titles featured on today’s episode exclusively on Tudum.com .…
The Finance Geeks Podcast
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Kandungan disediakan oleh thefinancegeekspodcast. Semua kandungan podcast termasuk episod, grafik dan perihalan podcast dimuat naik dan disediakan terus oleh thefinancegeekspodcast atau rakan kongsi platform podcast mereka. Jika anda percaya seseorang menggunakan karya berhak cipta anda tanpa kebenaran anda, anda boleh mengikuti proses yang digariskan di sini https://ms.player.fm/legal.
Two financial planners shoot the breeze, while sharing tips for making the most of your money and living your best life. Expect a lot of laughs and genuine insights that might just transform the way you look at your finances.
…
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21 episod
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Kandungan disediakan oleh thefinancegeekspodcast. Semua kandungan podcast termasuk episod, grafik dan perihalan podcast dimuat naik dan disediakan terus oleh thefinancegeekspodcast atau rakan kongsi platform podcast mereka. Jika anda percaya seseorang menggunakan karya berhak cipta anda tanpa kebenaran anda, anda boleh mengikuti proses yang digariskan di sini https://ms.player.fm/legal.
Two financial planners shoot the breeze, while sharing tips for making the most of your money and living your best life. Expect a lot of laughs and genuine insights that might just transform the way you look at your finances.
…
continue reading
21 episod
Semua episod
×1 Episode 8: Turbocharge Your Efficiency - Accelerating Your Business Performance 57:42
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57:42In this high-speed episode of The Finance Geeks, Warren and Paul rev up your business efficiencies. Just like fine-tuning a race car for peak performance, they delve into essential methods to streamline your operations and eliminate inefficiencies. From streamlining processes and reducing task duplication to automating repetitive activities, discover how to optimize every aspect of your business engine for maximum productivity and speed. Join Warren and Paul as they provide actionable insights and strategic adjustments to keep your business running like a well-oiled machine. Whether you're looking to boost productivity, enhance team collaboration, or implement cutting-edge automation, this episode is your pit stop for achieving unparalleled business efficiency. Get ready to hit the gas and drive your business to new heights of success! ========================== Chapters: 0:00 - Intro 4:17 - How to run a super-efficient business ========================== Follow us our our social media channels: Instagram: https://www.instagram.com/thefinancegeekspodcast/ X: https://twitter.com/TheFinanceGeeks YouTube: https://www.youtube.com/@thefinancegeeks ========================== Reference Links: 18 Ways to be super efficient https://tandemfp.sharepoint.com/:b:/s/Tandem/ES-mGxJ8HWpLjEeV5p5u1doB46pxl4u4qyshvFVLPSM2-Q?e=fr0AhL…
1 Episode 7: Charting Your Business Plan - Setting Sail for Success in 2025 57:10
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57:10In this episode, Warren and Paul draw on client insights to show that robust financial and business planning is like the detailed charting of a sea voyage. Just as a seasoned captain plots a route with waypoints and contingency plans, you need to plot your business and financial objectives to steer clear of unwanted currents and navigate towards long-term success. Imagine your Management Information reviews, process audits, and updated documentation as your ship’s rigging and instruments - each element finely tuned to keep your vessel steady. By regularly scheduling compliance checks and planning for team coverage (much like rotating your crew on watch duty during stormy weather), you're ensuring that your financial strategies and business operations are shipshape. Join The Finance Geeks as they hoist the sails, trim the rigging, and embark on a prosperous journey into the new year. ========================== Chapters: 0:00 - Intro 8:55 - The Focal Point: Business Planning - How to make 2025 a great year! ========================== Follow us our our social media channels: Instagram: https://www.instagram.com/thefinancegeekspodcast/ X: https://twitter.com/TheFinanceGeeks YouTube: https://www.youtube.com/@thefinancegeeks ========================== Podcast Reference Links: Creatine and Whey Protein: Should You Take Both? https://www.healthline.com/nutrition/creatine-vs-whey#muscle-gain Creatine vs. protein: Which is better, post-workout, and more https://www.medicalnewstoday.com/articles/creatine-vs-protein#benefits The 20 Ultimate Tips for How to Sleep Better | Sleep Foundation https://www.sleepfoundation.org/sleep-hygiene/healthy-sleep-tips Tim Berry (entrepreneur) - Wikipedia https://en.wikipedia.org/wiki/Tim_Berry_(entrepreneur) This show is designed to be informational only and does not constitute investment or financial advice. Please contact a regulated financial adviser before taking any specific action. #BusinessPlanning #PlanForSuccess #StrategicPlanning #BizPlan2025 #ChartYourCourse #NauticalStrategy #SetSailForSuccess #BusinessBlueprint #PlanYourJourney #ChartingSuccess #AnchoredInPlanning #SteerYourBiz #SailingToSuccess #BusinessCompass #Navigating2025 #BusinessStrategy #VisionAndPlan #BizStrategy #MappingSuccess #CourseToSuccess #BusinessGoals #PlanYourFuture…
1 Episode 6: Blueprint for 2025 - Planning Your Best Year Yet! 53:52
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53:52This episode delves into the meticulous process of designing your personal and professional goals for the upcoming year. Discover how to draft a comprehensive blueprint that outlines your aspirations, sets actionable milestones, and builds a solid foundation for success. Whether you're aiming to advance your career, enhance your well-being, or embark on new personal endeavours, Warren and Paul provide the strategic insights and practical tools you need to construct a fulfilling and prosperous 2025. Start laying the groundwork for your best year yet with expert guidance from The Finance Geeks! ========================== Chapters: 0:00 - Intro 8:47 - The Focal Point: Planning 2025 - Making it your best year yet! ========================== Follow us our our social media channels: Instagram: https://www.instagram.com/thefinancegeekspodcast/ X: https://twitter.com/TheFinanceGeeks YouTube: https://www.youtube.com/@thefinancegeeks ========================== Podcast Reference Links: ibai.london - Restaurant https://ibai.london/ https://www.instagram.com/ibai_london/ Planning Your Adventure – Living Life To The Full https://planningyouradventure.co.uk/ Discovery Questions.pdf – Tandem’s Discovery Questions. https://tandemfp.sharepoint.com/:b:/s/Tandem/EU6FbHihENFEpxTHDwY0K0cBdgVuJ6iU-62aTBWHuUcAeg?e=LzK7kS What Are Your Values? - Deciding What's Important in Life – What are values? https://www.mindtools.com/a5eygum/what-are-your-values What are Values? - Ethics Sage https://www.ethicssage.com/2018/08/what-are-values.html Virtue - Wikipedia https://en.wikipedia.org/wiki/Virtue This show is designed to be informational only and does not constitute investment or financial advice. Please contact a regulated financial adviser before taking any specific action. #GoalSetting #AchieveYourGoals #SuccessPlanning #2025Goals #YearAhead #PersonalDevelopment #ProfessionalGrowth #CareerGoals #LifeGoals #FinanceGeeks #UKFinance #FinancialPlanning #Prosperous2025 #WealthBuilding #SelfImprovement #KnowYourOutcome #BlueprintForSuccess #MapYourGoals #StrategicPlanning #GoalBlueprint #PlanForSuccess…
1 Episode 5: Real Life Financial Success Stories 52:50
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52:50Warren Shute & Paul Cleworth highlight inspiring financial success stories from their clients. From conquering complex tax problems to building a secure retirement plan, they break down the strategies that helped turn financial chaos into clear, achievable wins. These stories aren’t just numbers on a spreadsheet—they’re real people hitting their goals, proving that with the right advice and a little geeky know-how, financial success is within reach. If you’ve ever wondered how good planning can transform lives, this episode has the answers. ========================== Chapters: 0:00 - Intro 12:12 - Real Life Financial Success Stories ========================== Follow us our our social media channels: Instagram: https://www.instagram.com/thefinancegeekspodcast/ X: https://twitter.com/TheFinanceGeeks YouTube: https://www.youtube.com/@thefinancegeeks ========================== This show is designed to be informational only and does not constitute investment or financial advice. Please contact a regulated financial adviser before taking any specific action.…
1 Episode 4: Wrestling Retirement Planning - Smackdown Strategies for a Winning Future 45:26
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45:26Step into the ring with Paul and Warren as they grapple with the heavyweight challenge of retirement planning. In this episode, our financial tag team breaks down the moves you need to pin down your retirement strategy. From the early-game tactics of auto-enrolment and salary exchange to the high-flying maneuvers of carry forward contributions, they’ll show you how to stay on the offense and avoid being counted out by tax inefficiencies. The Geeks put retirement income goals into a sleeper hold, asking the big question: “How much is enough?”. They also emphasize the importance of tag-teaming with your spouse to maximize retirement savings. ========================== Chapters: 0:00 - Intro 9:14 - Wresting Retirement Planning ========================== Follow us our our social media channels: Instagram: https://www.instagram.com/thefinancegeekspodcast/ X: https://twitter.com/TheFinanceGeeks YouTube: https://www.youtube.com/@thefinancegeeks ========================== Podcast References: Odyssey St Albans https://odysseypictures.co.uk/OdysseyPictures.dll/Home Standards of living stats https://www.retirementlivingstandards.org.uk/ Folio Society - Beautifully Illustrated Hardcover Books https://www.foliosociety.com/uk Ideal financial set up link https://tandemfp.sharepoint.com/:b:/s/Tandem/EbLD21U3O3xEljQoSxXzdqEBsA2kk1QQJ4BwTybwulXppQ?e=SWpvqq How much will you need in retirement https://www.moneyhelper.org.uk/content/dam/maps/en/pensions/moneyhelper-retirement-budgeting-leaflet.pdf ========================== This show is designed to be informational only and does not constitute investment or financial advice. Please contact a regulated financial adviser before taking any specific action. #FinancialRumble #RetirementSmackdown #RetirementPlanning #FinancialAdvisors #PensionStrategy #TaxEfficiency #WrestlingWithRetirement #FinancialPlanners #WealthManagement #ClientSuccess #FinancialFreedom #SmartInvesting #TaxStrategies #FinanceForAdvisors #TagTeamFinance #PlanForRetirement #AdvisorInsights #ProfessionalFinance #RetirementGoals #MoneyManagement #FinancialGeekery #thefinancegeeks…
1 Episode 3: Budget Fallout - Weighing the Aftermath 45:33
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45:33In this episode of The Finance Geeks, Paul Cleworth and Warren Shute dig into the aftermath of the UK’s Autumn Budget, one of the biggest tax-raising budgets since 1993. With the government targeting £40 billion in taxes, they break down the key changes, including rises in employer National Insurance, adjustments to Capital Gains Tax, and a boost in the minimum wage. They highlight the government’s 180-degree shift on tax policy, increasing taxes despite prior promises, and share insights on how these adjustments will impact businesses, investors, and homeowners alike. Paul and Warren share advice for proactive planning in response to these changes, guiding listeners on how to stay ahead in this evolving financial landscape and keep the financial scales tipped in their favour. ========================== Chapters: 0:00 - Intro 4:59 - The Budget Fallout ========================== Follow us our our social media channels: Instagram: https://www.instagram.com/thefinancegeekspodcast/ X: https://twitter.com/TheFinanceGeeks YouTube: https://www.youtube.com/@thefinancegeeks ========================== Podcast References: The Budget - Autumn Budget 2024 – HC 295 https://assets.publishing.service.gov.uk/media/672232d010b0d582ee8c4905/Autumn_Budget_2024__web_accessible_.pdf AUTUMN-STATEMENT – Tandem Budget Guide https://tandemfinancial.co.uk/wp-content/uploads/2024/10/AUTUMN-STATEMENT-24_spreads.pdf Chancellor Rachel Reeves admits she was 'wrong' to say higher taxes not needed during election | Sky News https://news.sky.com/story/chancellor-rachel-reeves-admits-she-was-wrong-to-say-higher-taxes-not-needed-during-election-13247364 Republicans win Senate majority | AP News https://apnews.com/live/senate-house-election-updates-11-5-2024 Autumn Budget 2024: Pensions to be subject to inheritance tax https://www.moneysavingexpert.com/news/2024/10/pensions-liable-inheritance-tax-2027/ Pensions face “double tax” due to inheritance tax change - what are your options? | MoneyWeek https://moneyweek.com/personal-finance/pensions/pensions-face-double-tax-due-to-inheritance-tax-change-options Laffer curve - Wikipedia https://en.wikipedia.org/wiki/Laffer_curve Autumn Budget 2024: what do the experts say about the major changes? | Unbiased https://www.unbiased.co.uk/news/personal-finance/autumn-budget-2024-what-do-the-experts-say-about-the-major-changes ========================== This show is designed to be informational only and does not constitute investment or financial advice. Please contact a regulated financial adviser before taking any specific action.…
1 Episode 2: Wrangling Bulls & Bears - Insights for a Steady Financial Ride 41:14
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41:14In this episode of The Finance Geeks, Paul Cleworth and Warren Shute bring you on a journey through the unpredictable world of bull and bear markets. Just like wrangling powerful forces in the wild, navigating market shifts requires skill, patience, and a clear strategy. Paul and Warren dive into what makes a market “bullish” or “bearish” and explore why these cycles occur, emphasizing the importance of staying calm and focused even in turbulent times. They share insights on recent trends in major market indices, the dynamics of growth and value stocks, and why bull markets have historically lasted longer than bear markets. Whether you’re an investing newcomer or a seasoned market watcher, Paul and Warren’s expert perspectives will help you stay balanced and resilient through all of the market’s twists and turns. ========================== Chapters: 0:00 - Intro 4:56 - The Focal Point: Bulls & Bears 37:53 - Quotes & Anecdotes ========================== Follow us our our social media channels: Instagram: https://www.instagram.com/thefinancegeekspodcast/ X: https://twitter.com/TheFinanceGeeks YouTube: https://www.youtube.com/@thefinancegeeks ========================== This show is designed to be informational only and does not constitute investment or financial advice. Please contact a regulated financial adviser before taking any specific action.…
1 Episode 01: Autumn Budget 2024 - The Geeky Guide to What’s Coming 35:48
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35:48After a summer break full of travels and downtime, Paul and Warren are back with The Finance Geeks! In this episode, they get straight to business, tackling the upcoming UK Budget on October 30th. The Geeks discuss the potential tax changes on the horizon and how they could affect everything from pensions to capital gains. Whether it's Capital Gains Tax (CGT), Inheritance Tax (IHT), or possible tweaks to pensions, Paul and Warren offer their expert insights on what might be coming your way—and how a good adviser can help you save. Tune in to find out what’s in store for your finances this autumn! ========================== Chapters: 0:00 - Intro 4:04 - The Focal Point: The Autumn Budget - What's Coming 31:49 - Quotes & Anecdotes ========================== Follow us our our social media channels: Instagram: https://www.instagram.com/thefinancegeekspodcast/ X: https://twitter.com/TheFinanceGeeks YouTube: https://www.youtube.com/@thefinancegeeks ========================== This show is designed to be informational only and does not constitute investment or financial advice. Please contact a regulated financial adviser before taking any specific action.…
1 Episode 013: Raising Money Smart Kids - Conquering the Financial Playground 50:59
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50:59In this episode, financial experts Warren Shute and Paul Cleworth share their experiences and practical tips to help you equip your kids with the skills to navigate the financial ups and downs of life with confidence. Discover why financial literacy is a must-have superpower for your kids, and learn how to teach them to navigate the financial ups and downs like pros. Warren and Paul will share age-appropriate strategies and systems that make money management a fun and engaging part of growing up. From swinging into positive money habits to balancing on the financial seesaw, this episode is packed with practical tips and geeky insights. Learn how to use allowances as teaching tools and transform the sandbox of savings into a place of empowerment. Tune in and transform your child's financial playground into a space of confidence and future success. Get ready to geek out on money and help your kids conquer the financial playground with flying colours! ========================== Chapters: 0:00 - Intro 8:12 - The Focal Point: Raising Money Smart Kids 47:17 - Quotes & Anecdotes ========================== Podcast Reference Links: HyperJar | Free Money Management App & Card https://hyperjar.com/ Go Henry - Teaching Kids & Teens Money Skills For Life https://www.gohenry.com/uk/ Rooster money - NatWest Rooster Money | Kids' Prepaid Debit Card and Pocket Money App https://roostermoney.com/ Nimbl - Mastercard https://nimbl.com/ Morgan Housel - The best financial advice I know (what I want my kids to learn) https://open.spotify.com/episode/13uqPBWgAyT4VHRZEfMfXH?si=f6e8cdd7595143fd ========================== Follow us our our social media channels: Instagram: https://www.instagram.com/thefinancegeekspodcast/ X: https://twitter.com/TheFinanceGeeks YouTube: https://www.youtube.com/@thefinancegeeks ========================== This show is designed to be informational only and does not constitute investment or financial advice. Please contact a regulated financial adviser before taking any specific action. #pocketmoney #kidsfinance #thefinancegeeks #moneymanagementforkids #moneysmartkids #teachingkidsfinance #youthfinancialeducation #youthfinance #kidsfinancetips…
1 Episode 012: Love and Money - Navigating Finances with Your Partner 46:20
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46:20This episode tackles the ultimate two-player challenge: Love and Money! We're delving into the pixelated world of couples' finances, guiding you through your financial journey together. We'll decode the secrets of managing your money together, dodge hidden traps of financial infidelity, and explore how different spending habits can affect your relationship and how to manage them. Level up your relationship with our essential strategies. This includes planning a romantic "financial date night" to discuss budgets and goals; establishing clear spending boundaries to avoid any surprises down the road; and learning how to manage your bank accounts together without causing financial strain on your relationship. Join us in this episode to learn how to turn your financial woes into a victory dance for your relationship! ========================== Chapters: 0:00 - Intro 7:29 - The Focal Point: Relationships & Money 42:14 - Quotes & Anecdotes ========================== Follow us our our social media channels: Instagram: https://www.instagram.com/thefinancegeekspodcast/ X: https://twitter.com/TheFinanceGeeks YouTube: https://www.youtube.com/@thefinancegeeks ========================== This show is designed to be informational only and does not constitute investment or financial advice. Please contact a regulated financial adviser before taking any specific action. #CouplesFinance #MoneyTalksLoveListens #LoveAndMoney #DateNightIdeas #FinancialPlanning #CoupleFinancialPlanning #GrowingTogether #FinancialInfidelity #TheFinanceGeeks #FinancialEducation #FinancialSuccess…
1 Episode 011: Financial Wellbeing - Find Your Balance, Achieve Financial Nirvana 52:06
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52:06Join finance gurus Paul and Warren on a journey to financial nirvana! This episode tackles the essential question: what truly defines your financial wellbeing? The Finance Geeks unpack the key aspects that could help you to achieve financial peace of mind. They'll discuss the core pillars of what financial freedom means, from getting organized and budgeting effectively to managing debt, saving for the future, and building resilience. Learn how to cultivate the right financial mindset and unlock the door to financial wellness and a life of balanced abundance. ========================== Chapters: 0:00 - Intro 7:47 - The Focal Point: Financial Wellbeing 48:48 - Quotes & Anecdotes ========================== Follow us our our social media channels: Instagram: https://www.instagram.com/thefinancegeekspodcast/ X: https://twitter.com/TheFinanceGeeks YouTube: https://www.youtube.com/@thefinancegeeks ========================== This show is designed to be informational only and does not constitute investment or financial advice. Please contact a regulated financial adviser before taking any specific action. #financialfreedom #financialwellbeing #financialwellness #financialnirvana #debtfreejourney #thefinancegeeks #warrenshute #paulcleworth…
1 Episode 010: Property vs Pensions - Showdown at the Retirement Corral 43:16
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43:16Saddle up, partners, for "The Showdown at the Retirement Corral". How do you wrangle in that perfect nest egg for your golden years? We'll be bustin' broncs of confusion surrounding property and pension investments. On one side of the corral, we've got the familiar ranch hand, Property. It's a tangible critter, offering that steady stream of rental income and the potential for growth over time. Now, mosey on over to the other side of the corral, where the Pension stands guard. This fella offers some mighty attractive tax benefits and employer contributions. Warren and Paul will be your trusty guides on this financial trail ride, providin' the information you need to make an informed decision and ride off into a happy retirement! ========================== Chapters: 0:00 - Intro 5:05 - The Focal Point: Property vs Pensions ========================== Follow us our our social media channels: Instagram: https://www.instagram.com/thefinancegeekspodcast/ X: https://twitter.com/TheFinanceGeeks YouTube: https://www.youtube.com/@thefinancegeeks ========================== Podcast References: Clarkson's Farm Season 3 https://www.amazon.co.uk/Clarksons-Farm-Season-3/dp/B0CWTYDKJ7 Duke of Edinburgh Awards https://www.dofe.org/ Property vs Pension - Frazer James https://frazerjames.co.uk/property-vs-pension/ Pension Or Property Which Is The Better Investment - Unbiased https://www.unbiased.co.uk/discover/pensions-retirement/starting-a-pension/pension-or-property-which-is-the-better-investment Property or pension — which is the better investment? TEBI (evidenceinvestor.com) https://www.evidenceinvestor.com/property-or-pension-which-is-the-better-investment/ Property or pension in retirement? Maybe blending is the answer (netwealth.com) https://www.netwealth.com/ourviews/property-or-pension-in-retirement-maybe-blending-is-the-answer/ Pension protection - Check your money is protected - FSCS https://www.fscs.org.uk/what-we-cover/pensions/ Tandem Talks: How are your monies protected on the platform? – Tandem Financial https://tandemfinancial.co.uk/tandem-talks/tandem-talks-how-are-your-monies-protected-on-the-platform/ The Age of Humans: Evolutionary Perspectives on the Anthropocene https://humanorigins.si.edu/research/age-humans-evolutionary-perspectives-anthropocene ========================== This show is designed to be informational only and does not constitute investment or financial advice. Please contact a regulated financial adviser before taking any specific action. #retirementplanning #propertyinvestinguk #investingstrategies #pensionplanning #financialfreedom #goldenyears #pensionposse #propertyprospectors #financiallasso #greatretirementshowdown #propertyorpension…
1 Episode 009: 12 golden rules of investing - Paul's nerdy nuggets get decoded by Warren 38:07
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38:07In this episode of "The Finance Geeks," get ready to embark on an epic quest as Paul unveils his twelve golden rules of investing. Each rule is a powerful tool in your arsenal, meticulously honed to guide you through the treacherous dungeons of financial decision-making. But fear not, fellow adventurers, for no quest through the realm of The Finance Geeks is complete without the sage wisdom of Warren, who will be deciphering Paul's Nerdy Nuggets with his own unique insights. Join us as we delve into the depths of financial strategy, navigating through the twists and turns of investment success like seasoned adventurers in search of legendary loot. What secrets lie within Paul's twelve rules, and how many will gain the esteemed nod of Warren? Prepare your potions and sharpen your swords as we embark on this thrilling journey through the realm of investment geekery, and discover these fabled 12 golden rules. ---------------------------------------------------------- Follow us our our social media channels: Instagram: https://www.instagram.com/thefinancegeekspodcast/ X: https://twitter.com/TheFinanceGeeks YouTube: https://www.youtube.com/@thefinancegeeks ---------------------------------------------------------- Podcast Reference Links: The Royal Albert Hall https://www.royalalberthall.com/tickets/events/2024/film-music-gala-3/ Miles Karting IG Account https://www.instagram.com/milesaheadmotorsport Who are Vanguard https://www.vanguard.co.uk/professional/about-vanguard How many Humans have ever lived? https://www.visualcapitalist.com/cp/how-many-humans-have-ever-lived/ Tandems 12 Golden Rules of Investing https://tandemfp.sharepoint.com/sites/Tandem/Documents/Forms/AllItems.aspx?id=%2Fsites%2FTandem%2FDocuments%2FTandem%20Team%20Folder%2FCreative%20Adviser%2F41%2E%20Podcast%20notes%2F12%20Golden%20Rules%2Epdf&parent=%2Fsites%2FTandem%2FDocuments%2FTandem%20Team%20Folder%2FCreative%20Adviser%2F41%2E%20Podcast%20notes&p=true&ga=1 4000 Weeks (book) by Oliver Burkman https://amzn.eu/d/gQIT8Ol ----------------------------------------------------- #goldenrules #goldenrulesforsuccess #investing101 #investingstrategies #investingeducation #thefinancegeeks #financialplanning #rulesofwealth #rulesofinvesting ----------------------------------------------------- This show is designed to be informational only and does not constitute investment or financial advice. Please contact a regulated financial adviser before taking any specific action.…
1 Episode 008: Mastering Money with Financial Rules of Thumb 57:48
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57:48A financial heuristic is a mental shortcut you use to make financial decisions quickly and easily. These are also known as financial rules of thumb, and can guide your financial choices without requiring extensive analysis and avoiding information overload. In this episode of The Finance Geeks, we're putting these financial rules of thumb under the microscope. We'll explore popular rules like the 50/30/20 Rule (50% Needs, 30% wants, 20% invest), the Rule of 72 (calculating investment doubling time), the 100-minus-your-age asset allocation strategy and the Pareto Principle (80/20 Rule), plus many more, revealing their strengths and limitations. ========================== Chapters: 0:00 - Intro 8:33 - Hot Off The Press 18:40 - The Focal Point: Financial Rules of Thumb 44:07 - Two Pennies Worth 49:56 - Quotes & Anecdotes ========================== Follow us our our social media channels: Instagram: https://www.instagram.com/thefinancegeekspodcast/ X: https://twitter.com/TheFinanceGeeks YouTube: https://www.youtube.com/@thefinancegeeks ========================== Podcast Reference Links: Everything you need to know about St George https://www.english-heritage.org.uk/visit/inspire-me/everything-you-need-to-know-about-st-george-and-the-farleigh-hungerford-mural/ 9 things you didn't know about St George https://www.english-heritage.org.uk/visit/whats-on/st-georges-day/9-things-you-didnt-know-about-st-george/ Bitcoin Halving Event Of 2024: The Aftermat https://www.forbes.com/uk/advisor/investing/cryptocurrency/bitcoin-halving-event-2024/ Bitcoin Will Pass $250K, Central Banks Will Jump In Before Next Halving https://www.ibtimes.com/bitcoin-will-pass-250k-central-banks-will-jump-before-next-halving-bitwise-cio-3730541 Gold prices hit an all-time high https://www.cnbc.com/2024/04/01/gold-prices-hit-all-time-high-what-to-know-before-investing.html FTSE and why it is going up https://news.sky.com/story/ftse-100-record-highs-do-not-reflect-a-recovery-for-uk-plc-heres-why-13121695 The Rule of 72: Definition, Usefulness, and How to Use It https://www.investopedia.com/terms/r/ruleof72.asp Budget Planning Guide https://tandemfinancial.co.uk/wp-content/uploads/2022/05/Budget_Planning_Factsheet.pdf The 10/10/10 Rule For Tough Decisions https://www.fastcompany.com/3007613/10-10-10-rule-tough-decisions Handy Money Rules of Thumb https://www.nerdwallet.com/article/credit-cards/handy-money-rules-of-thumb-for-a-quick-financial-checkup Financial Rules of Thumb https://www.getrichslowly.org/financial-rules-of-thumb/ Pareto Principle (80:20 Rule) https://en.wikipedia.org/wiki/Pareto_principle The Obstacle is the Way (Book) https://tandemfinancial.co.uk/book-reviews/the-obstacle-is-the-way/ The Money Plan (Book) https://amzn.eu/d/6wwGjOe City Mapper (App) https://citymapper.com/?lang=en Red Eye (Film) https://www.itv.com/watch/red-eye/10a4437…
1 Episode 007 : The "Enough" Enigma - Cracking the Code to Financial Fulfilment 51:05
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51:05Feeling like you're constantly chasing more money? In this episode of The Finance Geeks, Warren and Paul crack the code to financial fulfilment! We delve into the "Enough" Enigma, revealing why clarity is key to achieving financial peace. Learn why knowing your desired lifestyle and values is crucial, and how Maslow's Hierarchy of Needs helps define your "enough." We'll explore the concept of lifestyle inflation and strategies to avoid the "keeping up with the Joneses" trap. Join us as we equip you with strategies to unlock financial fulfilment and build a life you truly love! ========================== Chapters: 0:00 - Intro 6:51 - Hot Off The Press 14:47 - The Focal Point: Exploring the concept of "enough" 38:50 - Two Pennies Worth 44:10 - Quotes & Anecdotes ========================== Follow us our our social media channels: Instagram: https://www.instagram.com/financegeekspodcast/ X: https://twitter.com/TheFinanceGeeks YouTube: https://www.youtube.com/@thefinancegeeks ========================== Podcast Reference Links: Article on the Anxious generation https://www.afterbabel.com/p/its-time-to-free-the-anxious-generation Does winning the lottery ruin the lives of winners? https://www.forbes.com/sites/johnjennings/2023/08/29/debunking-the-myth-the-surprising-truth-about-lottery-winners-and-life-satisfaction/?sh=648c01436ccc Jonathan Haidt on Modern Wisdom Podcast number 766 https://open.spotify.com/episode/4JVyuByH1hq9rvB9Do6kF7?si=577bc8a74a324830 British UK ISA debacle https://citywire.com/new-model-adviser/news/complete-nonsense-uk-isa-risks-confusing-savers-with-complexity-aj-bell/a2439784 Future Value Calculator (website) https://www.calculatorsoup.com/calculators/financial/future-value-calculator.php Compound Interest Calculator (website) https://www.thecalculatorsite.com/finance/calculators/compoundinterestcalculator.php Oura Ring (gadget) https://ouraring.com/ Scoop (Film) https://www.netflix.com/gb/title/81600418 How Much is Enough? - Robert Skidelsky (book) https://amzn.eu/d/gdf87ww The Number - Lee Eisenberg (book) https://amzn.eu/d/78tM6Bn Die with Zero - Bill Perkins (book) https://amzn.eu/d/a9w0EZS The Beautiful Game (film) https://youtu.be/pXWgl7pOpMM?si=GrPxCBFuMjyb6A0i After Bable (Website) https://www.afterbabel.com/…
1 Episode 006: Your Financial Force Field - Plan for the unknown and protect yourself 47:40
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47:40Does life sometimes feel like a rogue asteroid hurtling towards your financial well-being? Don't panic! This episode equips you with the tools to build a Financial Force Field, deflecting the unexpected financial blows that can send your budget into a black hole. We explore the importance of an emergency fund. Think of it as your personal starship's warp core reserve. We'll also blast off into the world of Income Protection. This isn't just your average illness and injury insurance, it's your financial deflector shield against lost income. Whether you're battling a surprise space slug infestation (illness) or a malfunctioning replicator (disability), Income Protection ensures a steady stream of income to keep your financial starship afloat. ===================== Chapters: 0:00 - Intro 4:03 - Hot off the press 10:47 - The focal point: Planning for the unknown (Emergency Cash, Income Protection and PMI) 39:20 - Two Pennies Worth 43:38 - Quotes & Anecdotes ===================== Follow us our our social media channels: Instagram: https://www.instagram.com/financegeekspodcast/ X: https://twitter.com/TheFinanceGeeks YouTube: https://www.youtube.com/@thefinancegeeks ===================== Podcast Reference Links: ADX Karting at Rye House https://www.adxkarting.com/ ONS CPI data https://www.ons.gov.uk/economy/inflationandpriceindices S&P reaching new highs https://www.investing.com/indices/us-spx-500 S&P vs Dow vs Nasdaq https://www.investopedia.com/nasdaq-vs-sp500-vs-dow-5213252 Daniel Kahneman https://en.wikipedia.org/wiki/Daniel_Kahneman What is Income Protection? https://www.moneyhelper.org.uk/en/everyday-money/insurance/what-is-income-protection-insurance The Top 10 Private Medical Insurance (PMI) Providers in the UK https://www.thanksben.com/blog/who-are-the-top-10-private-medical-providers-in-the-uk Statutory Sick Pay (SSP) Overview https://www.gov.uk/statutory-sick-pay Most commons reasons for PHI claim https://www.lv.com/income-protection/faq/what-are-the-most-common-types-of-claim-you-pay Cancer statistics https://www.macmillan.org.uk/about-us/what-we-do/research/cancer-statistics-fact-sheet Difference between illness and injury insurance and proper income protection https://www.legalandgeneral.com/insurance/income-protection-insurance/ Reassured Q&A and stats on income protection plus calculator https://www.reassured.co.uk/income-protection/income-protection-claims/ How will your measure your life (Book) https://tandemfinancial.co.uk/book-reviews/how-will-you-measure-your-life-book-review/ Thinking Fast and Slow (Book) https://tandemfinancial.co.uk/book-reviews/thinking-fast-and-slow-by-daniel-kahneman-book-review/ Headway Book Summary(App) https://makeheadway.com/ Blinkist (Website) https://www.blinkist.com/en/home One Life (Film) https://www.imdb.com/title/tt13097932/ George Bernard Shaw Quote https://www.flickr.com/photos/tandemfinancial/23818046318/in/album-72157687946672833/ Quote about Wealth https://www.flickr.com/photos/tandemfinancial/37412928250/in/album-72157687946672833/ Thomas Fuller Quote https://quotefancy.com/quote/759580/Thomas-Fuller-Health-is-not-valued-till-sickness-comes…
1 Episode 005: Action Man vs. the Taxman - Become a tax efficient investment geek! 52:36
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52:36In the ever-present battle for financial dominance, a new challenger emerges! Forget the stock market swings and the endless ticker tape scrolls. Today's fight is against a familiar foe – the Taxman. But fear not, fellow investment geeks! Here at the Finance Geeks Podcast, we're arming you with the knowledge and strategies to become tax-efficient investing heroes. We'll delve into the intricacies of allowances, pensions, and investment accounts, showing you how to maximize your returns while minimizing your tax burden. ===================== Chapters: 0:00 - Intro 8:22 - Hot off the press 12:31 - The focal point: Risk – how to become a tax efficient investment geek! 43:18 - Two Pennies Worth 48:52 - Quotes & Anecdotes ===================== Follow us our our social media channels: Instagram: https://www.instagram.com/financegeekspodcast/ X: https://twitter.com/TheFinanceGeeks YouTube: https://www.youtube.com/@thefinancegeeks ===================== Podcast Reference Links: Spring Budget: Workers to pay less national insurance from April https://www.moneysavingexpert.com/news/2024/03/national-insurance-cut-spring-budget-2024/ Download the FULL Spring 2024 Budget https://www.gov.uk/government/publications/spring-budget-2024 UK ISA consultation - GOV.UK (www.gov.uk) https://www.gov.uk/government/consultations/uk-isa-consultation Taxation in the United Kingdom https://en.m.wikipedia.org/wiki/Taxation_in_the_United_Kingdom 21 Types of Tax we pay https://www.oneaccounting.co.uk/21-types-tax-we-pay-spurious-link-beatles/ Tax-efficient ways to save or invest https://www.moneyhelper.org.uk/en/savings/types-of-savings/isas-and-other-tax-efficient-ways-to-save-or-invest HMRC tax receipts and National Insurance contributions for the UK (annual bulletin) https://www.gov.uk/government/statistics/hmrc-tax-and-nics-receipts-for-the-uk/hmrc-tax-receipts-and-national-insurance-contributions-for-the-uk-new-annual-bulletin#:~:text=HMRC%20collected%20%C2%A3788.6%20billion,for%2056%25%20of%20annual%20receipts What is EIS, VCT or SEIS? https://www.mandg.com/wealth/adviser-services/tech-matters/investments-and-taxation/eis-vct-and-seis/eis-vct-seis Same as Ever – Book by Morgan Housel https://www.amazon.co.uk/Same-Ever-Timeless-Lessons-Opportunity/dp/1804090638 The tax poem — Adam Smith Institute https://www.adamsmith.org/blog/miscellaneous/the-tax-poem…
1 Episode 004: Unmasking the Mystery of Investment Risk 55:04
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55:04Have you ever wondered what lurks behind the cryptic phrase "investment risk"? It might sound like a financial boogeyman, shrouded in mystery and ready to pounce on your hard-earned cash. But fear not, as today on The Finance Geeks, we're unmasking the mystery of investment risk. We will be putting on our metaphorical trench coats and magnifying glasses, delving into the different types of risk lurking in the investment world. We'll shed light on how these risks can impact your portfolio, but more importantly, we'll equip you with the knowledge to become a risk-savvy investor, not a risk-averse one. Join us as we unveil the true nature of investment risk, debunk the myths, and empower you to navigate the financial landscape with confidence. ===================== Chapters: 0:00 - Intro 5:25 - Hot off the press 13:16 - The focal point: Risk – What does risk mean to you? What are the main risks when investing? 45:04 - Two Pennies Worth 48:38 - Quotes & Anecdotes ===================== Podcast Reference Links: UK Budget and rumours of NI Cut https://www.bbc.co.uk/news/business-68406450 Public Finances https://commonslibrary.parliament.uk/research-briefings/sn02812/ UK Govt Debt and deficit https://www.ons.gov.uk/economy/governmentpublicsectorandtaxes/publicspending/bulletins/ukgovernmentdebtanddeficitforeurostatmaast/september2023 UK National Debt https://www.economicshelp.org/blog/334/uk-economy/uk-national-debt/ Bitcoin Price Climbs https://www.investing.com/news/cryptocurrency-news/bitcoin-rally-continues-price-climbs-above-60k-for-the-first-time-since-november-2021-432SI-3318744 SJP share price crash https://citywire.com/new-model-adviser/news/sjp-shares-crash-after-it-sets-aside-426m-for-advice-fee-refunds/a2437114 Inflation figures https://www.economist.com/the-world-this-week/2024/02/15/business Berkshire Hathaway report https://www.berkshirehathaway.com/ What is RISK? https://en.wikipedia.org/wiki/Risk What is risk? Dictionary definition. https://www.merriam-webster.com/dictionary/risk Systemic vs Systematic risk https://efinancemanagement.com/investment-decisions/systemic-vs-systematic-risk Unsystematic risk/ Idiosyncratic risk https://www.investopedia.com/terms/u/unsystematicrisk.asp Risk vs Volatility https://www.forbes.com/uk/advisor/investing/risk-vs-volatility-whats-the-difference/ 5 commons myths about investment risk https://tandemfinancial.co.uk/tandem-thinking/investment-risk-5-common-myths-and-misconceptions/ Dashlane (App) https://www.dashlane.com/ HMRC App https://www.gov.uk/guidance/download-the-hmrc-app The Gentlemen (TV Series) https://www.netflix.com/gb/title/81437051 The Stranger https://www.netflix.com/gb/title/81001209 Dumb Money https://www.amazon.co.uk/Dumb-Money-Paul-Dano/dp/B0CLVTHKMM Mark Zuckerberg quote on risk https://twitter.com/HRquote/status/907109359133630465/photo/1 Warren Buffet quote on risk https://www.azquotes.com/quotes/topics/risk-management.html Maharishi quote https://thomknoles.com/podcast/knowledge-structured-consciousness/ Warren Buffett quotes https://www.investopedia.com/financial-edge/0511/the-top-17-investing-quotes-of-all-time.aspx…
1 Episode 003: Level Up Your Finances - Mastering the Art of Budgeting and Cash Flow 1:15:57
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1:15:57Calling all financial adventurers! Get ready to slay the debt dragon and conquer your financial fortress with Paul Cleworth and Warren Shute. Join us on this epic quest to master the art of saving and avoiding the traps of impulsive spending. We'll uncover the secret formula for success (no magic potions needed!), exploring the legendary 50/30/20 rule and the hidden treasures of Compound Interest. ===================== Chapters: 0:00 - Intro 9:09 - Hot off the press 16:40 - The focal point: How much could you save? budgeting, cashflow and getting the balance right 59:46 - Two Pennies Worth 1:10:46 - Quotes & Anecdotes ===================== Podcast Reference Links: Uk Fell into recession https://www.bbc.co.uk/news/live/business-68297420 Red Sea Crisis https://www.bbc.co.uk/news/uk-england-hampshire-68294622 Steve Wright https://www.bbc.co.uk/news/entertainment-arts-68292724 Finance Act 2023 https://www.legislation.gov.uk/ukpga/2023/1 Budget March 2024 https://www.bbc.co.uk/news/uk-politics-68159003 The Calculator Site https://www.thecalculatorsite.com/finance/calculators/compoundinterestcalculator.php Budget Planning PDF https://tandemfinancial.co.uk/wp-content/uploads/2022/05/Budget_Planning_Factsheet.pdf EOY Tax Guide https://www.dropbox.com/scl/fi/vbf2cirq8aj42kibe65j2/Tandem-Tax-Guide-2024_01.pdf?rlkey=hqu88aw7tjl607lfhv7d12v6y&dl=0 Use this Spreadsheet for cashflow and BTLs https://tandemfinancial.co.uk/wp-content/uploads/2022/05/CashFlow__BTL_Spreadsheet.xlsx Pay Yourself First! https://www.investopedia.com/terms/p/payyourselffirst.asp Article on Time, Money and Health. https://tandemfinancial.co.uk/tandem-thinking/time-money-and-health-achieving-balance-at-each-life-stage/ Article on Investment Risk, Myths and misconceptions. Differences between Saving and Investing. https://tandemfinancial.co.uk/tandem-thinking/investment-risk-5-common-myths-and-misconceptions/ The 50/30/20 Budget Rule https://www.investopedia.com/ask/answers/022916/what-502030-budget-rule.asp Park Run https://www.parkrun.org.uk/ Josh & Gabby Butten https://www.boosst.financial/ Brett Davidson https://fpadvance.com/ The Money Plan (Book) https://www.amazon.co.uk/Money-Plan-Warren-Shute/ The Number (Book) https://amzn.eu/d/eSlu3V7 Die With Zero (Book) https://amzn.eu/d/eSlu3V7 Lumi Light (Gadget) https://amzn.eu/d/gMttENn Lumi Alarm (Gadget) https://amzn.eu/d/9lJXqvN Build Your Stax (App) https://buildyourstax.com/ Blackberry (Film) https://www.blackberrymovie.com/ Feel Good Productivity (Audiobook) https://amzn.eu/d/hvdyNuc Ali Abdaal’s website https://www.feelgoodproductivity.com/ Curve (App) https://curve.com/en-gb/how-it-works…
1 Episode 002: Secrets to a Happy Life - The Ultimate Investment 59:37
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59:37In this episode, the Geeks ditch the spreadsheets and dive into the ultimate investment - happiness (with dividends that reach every corner of your life). Discover the secrets to unlocking happiness that's bigger, brighter, and more fulfilling than any fleeting financial gain. So, let's get happy and let's show the world that true happiness is built on more than just numbers – it's built on a foundation of laughter, love, and living life to the fullest! ===================== Chapters: 0:00 - Intro 1:43 - what have you been up to? 7:13 - Hot off the press 14:52 - The focal point: Secrets to a Happy Life 45:52 - Two Pennies Worth 56:43 - Quotes & Anecdotes ===================== Podcast Reference Links: Medical Wellness Checking (website) https://www.medichecks.com/ Bank of England holds interest rates at 5.25% https://www.bbc.co.uk/news/live/business-68164004 What are UK interest rates and when will they fall? https://www.bbc.co.uk/news/business-57764601 Key financial dates for 2024 https://www.thetimes.co.uk/money-mentor/income-budgeting/key-financial-dates-to-look-out-for-in-2024 This will be the biggest tax-raising parliament on record https://ifs.org.uk/articles/will-be-biggest-tax-raising-parliament-record#:~:text=At%20the%20time%20of%20the,in%20the%20post%2Dwar%20period. Total public sector net debt in the United Kingdom from 2000/01 to 2028/29 https://www.statista.com/statistics/282647/government-debt-uk/ Public Finances: Key Economic Indicators https://commonslibrary.parliament.uk/research-briefings/sn02812/ How Much of Your Happiness Is Under Your Control https://greatergood.berkeley.edu/article/item/how_much_of_your_happiness_is_under_your_control What does science have to do with happiness? https://www.betterhelp.com/advice/psychologists/sonja-lyubomirsky-what-does-science-have-to-do-with-happiness/ Griselda (Netflx Series) https://www.netflix.com/gb/title/81133447 Blackberry (Film) https://www.imdb.com/title/tt21867434/ Elon Musk by Walter Isaacson (Book) https://www.amazon.co.uk/Elon-Musk-Walter-Isaacson/dp/1398527491 Sit-Stand Desktop Workstation https://www.dell.com/en-uk/shop/ergotron-workfit-tl-sit-stand-desktop-workstation-black-with-grey-surface/apd/a8638607/monitors-monitor-accessories Countdown (App) https://apps.apple.com/us/app/countdown/id1403367428 Albert Schweitzer quote on happiness: https://www.flickr.com/photos/tandemfinancial/37412929710/in/album-72157687946672833/ This show is designed to be informational only and does not constitute investment or financial advice. Please contact a regulated financial adviser before taking any specific action.…
1 Episode 001: 2024 Goals - Crushing It Like a Financial Geek 1:04:37
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1:04:37In this episode, the geeks share their personal and professional goals for the year, offering insights you can apply to your own financial journey. Join The Finance Geeks as we unleash our inner financial nerd and crush 2024 like the fiscally responsible rockstars we are. ===================== Podcast Reference Links: UK House Price Index https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/housepriceindex/november2023 When will we get back to low inflation https://www.bankofengland.co.uk/explainers/will-inflation-in-the-uk-keep-rising Rising cost of living in the UK https://commonslibrary.parliament.uk/research-briefings/cbp-9428/ Inflation and Price indices https://www.ons.gov.uk/economy/inflationandpriceindices RPI versus CPI https://www.thetimes.co.uk/money-mentor/income-budgeting/how-to-budget/rpi-versus-cpi Triple Lock State Pension future changes https://commonslibrary.parliament.uk/the-triple-lock-how-will-state-pensions-be-uprated-in-future/ Transcendental Meditation https://uk.tm.org/ HUM Premium Newsletter for Financial Planners (Andy Hart) https://www.humansundermanagement.com/ Family Location App (App) https://www.life360.com/uk/ Birthday App (App) https://apps.apple.com/gb/app/birthday-reminder-countdown/id1453656360 How to Think About Money (Book) https://tandemfinancial.co.uk/book-reviews/how-to-think-about-money-book-review/ and https://amzn.eu/d/daorWPN Get Things Done - David Allen (Book) https://amzn.eu/d/cKeNgSF Get More Referrals Now (Book) https://amzn.eu/d/3GAdcJM Think and Grow Rich (Book) https://amzn.eu/d/7uR2ONi The Dawn Wall (Film) https://www.imdb.com/title/tt7286916/ Quotes https://www.flickr.com/photos/tandemfinancial/albums/72157687946672833/ ===================== Disclaimer: This show is designed to be informational only and does not constitute investment or financial advice. Please contact a regulated financial adviser before taking any specific action.…
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