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The Making Cents Podcast

The Making Cents Podcast

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#MakingCentsPodcast is a podcast for us by us, with the aim to provide a commentary on what is going on the world which impacts our lives and our money. We hope our discussions will help Improve and provide financial literacy, debunk and demystify financial jargon into simple and light hearted language that you can understand and appreciate. We will also fact check statements made by public figures, discuss current events and brekaodwn how they may impact you and your cash. Tune in and don't ...
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Chances are you have seen an advert on TV offering a easy way to get a cash lump sum using the equity you have in your home. These products are generally known as Equity Release and are generally aimed at people 55+. Now before you think to yourself that this episode doesn't relate to you if definitely can if you have older relatives who own proper…
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As Black Lives have begun to Matter to the wider society, Black Economics, namely the racial wealth gap are being spoken about a lot more! One example of this has been Black Pound Day, an initiative started by So Solid rapper Swiss. Black Pound Day is a day were consumers are encouraged to support Black Entrepreneurship by focusing on spending with…
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This week we are joined by Labour MP for Streatham Bell Ribero Addy as she gives us a first hand view of what the earlier stages of the pandemic were like from inside the House of Commons.We also discuss the balance between "Lives" and "Livelihoods" as Governments around the world battle between protecting the economy and saving lives.As always tha…
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This week's Pocket Change is coving National Debt:-Why counties borrow-How much the UK has borrow in reaction to COVID-How much they will borrow this year vs previous ones-What it could mean for YOU if the level of debt gets out of controlThanks for listeningOleh The Making Cents Podcast
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Summary:This week we cover the topic of Negative Equity in relation to properties and cars, as these are two likely to be the two biggest assets on most peoples personal Balance Sheet. What is Equity and Loan to Value?What is negative equity?What can cause negative?What your options are?Links:https://www.thisismoney.co.uk/money/mortgageshome/articl…
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Today we are discussing the costs associated with sending the kids back to school! We are talking, school uniform, school dinners, shoes, stationary etc and the increase in spending over the years.Let us know using the Making Cents PC # how you manage and if there are any ways around these costs. As always, thank you for tuning in!Making Cents Team…
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After a well deserved summer break, we return with an introduction on why job numbers are important. You probably have heard a politician mention fallen/rising unemployment rate or talk about how many job they will create, On this epiode, Kalisha and Francis take a glimpse into all of this.Making Cents Team:Email: info@makingcentspodcast.comTwitter…
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This week we simply discuss 'What is Financial Literacy?' and why it is important. We also talk about when we feel is a good time to start educating young people on this topic! Let us know your thoughts. Making Cents Team:Email: info@makingcentspodcast.comTwitter & Instagram: @MakingCentsPCSamTwitter: @Ms_sammi_xxJayTwitter: @IMJ_33KalishaTwitter: …
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This week we follow on from Episodes 65 and 66 where we spoke about retirement planning with a conversation regarding Workplace Pensions. Do you know how much is being put away? Do you care? Do you know that your are now auto enrolled and that before age 55 you shouldn't really try to withdraw from your pot? Listen on to find out more!Making Cents …
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This week we discuss the findings of the YouGov survey which revealed interesting findings that many Brits do not see their salary ever reaching £30K! It also revealed that some young people are being overly optimistic with their salary expectations.Listen on to hear our thoughts. Link to survey:https://yougov.co.uk/topics/economy/articles-reports/…
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Summary:This week Francis and Jerome go over the Facebook backed Libra Cryptocurrency. With a large global userbase across Facebook, WhatsApp and Instagram, the announcement has caught the attention Regulators and Central Bank officials. Libra is going to be operated by the Libra Association which includes firm such as Uber, Lyft, Mastercard, Spoti…
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This week we were joined by one of out listeners Ayo to discuss her experiences as a working mother on Universal Credit (UC). She covers some of the challenges faced by people who claim, as well as some of the misconceptions. One of the main criticism of UC is that it incentivises people not to work, as the benefit paid is dramatically decreased fo…
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This week we are joined by @DeeApple founder of @hvndmxde to discuss retail law and the Consumer Rights Act 2015. Do we as consumers really know and understand our rights? Can we really only return an item if we have the receipt and within fourteen days? Listen on to hear our discussion and be sure to contact us if you have any info to add!Links:ht…
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This week we look at the Gender Pay Gap, how it's calculated and what it actually means! Topics covered include:- How it’s measured and some of the flaws in the calculation- Some of the reasons as to why a Gender Pay Gap may exist- Things being done to close the gap and if they work- The Gender Pay Gap vs the Equal Pay Gap- And lastly how to can ge…
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Summary:This week we were joined by the Assistant Director for Housing at the Greater London Authority Rickardo Hyatt, to discuss Affordable Housing and what it actually is? We go through the various schemes as well as the different aspects of London's housing issue.Making Cents Team:Email: info@makingcentspodcast.comTwitter & Instagram: @MakingCen…
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In this episode we discussed:• The cost of becoming a Lawyer and how she budgeted• Obstacles she had to face• And tips for those who wish to embark on this journeyContact us with your questions and feedback! 👇🏾👇🏾#MakingCentsPc🐣 @MakingCentsPC📸 @MakingCentsPC📩 info@makingcentspodcast.com#Money #MakingCentsPC #MoneyManagement #Lawyer #InvestmentBanki…
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Summary:This week Jay and Francis discuss Pyramid and Ponzi schemes and what their use can tell you about the state of the economy. Topics covered:• What is a Pyramid Scheme?• What is a Partner Scheme?• What is Loom and is it a Pyramid Scheme?• Is a Pyramid Scheme an investment?Making Cents Team:Contacts:Email: info@makingcentspodcast.comTwitter & …
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