In this episode, Patrick discusses 3 planning steps everyone needs to take BEFORE retiring. If you're 2 years or less from retirement, this is the show for you. As you get closer and closer to that big day, there are steps you need to take in order to be prepared. Patrick will talk about planning for retirement income, how to maximize your Social S…

In this episode, Patrick McNally continues with 3 more reasons to visit your tax professional before the end of the year. He will also answer 4 questions everyone needs to consider before starting Social Security Benefits. Social Security is one of the most important decisions you will ever make in retirement. Understanding the different claiming s…

In this episode, Patrick McNally discusses the 4 Phases of Retirement. Once you've made it to retirement you can expect to this season of life to last approximatley 22 years. When you break up the time frame, every retiree goes through 4 distinct phases. Learn what they are and how you can navigate them to give yourself peace of mind. It's also tha…

In this episode, Patrick McNally discusses how the markets may react depending on whether a Democrat or a Republican President is in office. Have you been wondering what will happen to the market if a certain President gets elected? Are you concerned that you should make some changes right now to your portfolio to protect it? Listen in and be sure …

In this episode, Patrick McNally discusses the differences between the Harris and Trump tax plans, specifically regarding Social Security and Capital Gains taxes. Patrick will also talk about his journey with fitness and how walking can help cut those extra calories. Special Guest Josh Barker from Josh Barker Real Estate will join the show discussi…

In this episode, Patrick McNally discusses how to protect your information over public wifi, and how to create a Healthcare "Preventative" Budget. Grab a FREE copy of my Book (Retirement Planning 101) CLICK HERE Schedule a FREE Discovery Call: HERE's my calendar Facebook: https://www.facebook.com/RetirementLifestylesAdvisors/ Instagram: @Retirement…

In this episode, Patrick McNally discusses cybersecurity risks and provides tips for retirees on a fixed income who are worried about the future. He covers the following key points: - Identifying and avoiding spoofed websites and scams - Considering part-time work or downsizing to manage expenses - Reviewing discretionary spending and creating a bu…

How do you pass on the wealth you've accumulated over the last 30, 40 or even 50 years? How do you talk to the kids about inheritance? Do you want to leave behind a blessing or a burden to the people you love? Join me as I discuss Generational Planning. Grab a FREE copy of my Book (Retirement Planning 101) CLICK HERE Want to chat with me? HERE's my…

When it comes to planning for a safe and secure retirement, long term care (LTC) remains a confusing and unaddressed challenge to many people's financial security. Join me today as I discuss The 4 Keys to Understanding & Planning for Long Term Care. Grab a FREE copy of my Book (Retirement Planning 101) CLICK HERE Want to chat with me? HERE's my cal…

Do you have any aging parent? Do you feel like they are getting closer to needing some help? Listen and receive some tips on how to to have some of those tough conversations about future health care needs. Grab a FREE copy of my Book (Retirement Planning 101) CLICK HERE Want to chat with me? HERE's my calendar Facebook: https://www.facebook.com/Ret…

Grab a FREE copy of my Book (Retirement Planning 101) CLICK HERE I always get asked " After I quit my job, what should I do with my 401k?" Today I'll give you the 6 choices that you have to take control of your savings and make sure you continue to grow it, or to start taking distributions from it. You always want to make sure you do this properly …

Show Title: Medicare Planning Main Topic: What is Social Security? What are the befits and how do you become eligible? Current Market Update and Key Planning Dates News Event of the Week: Medicare won'y pay for these weight loss drugs The Top 6 Scams to Avoid in 2024 FREE 2024 Medicare Quick Reference Guide Download Questions? Schedule a call TalkT…

Show Title: Planning for Scoial Security Main Topic: What is Social Security? What are the befits and how do you become eligible? Current Market Update and Key Planning Dates News Event of the Week: SEC approves a spot Bitcoin ETF!! What is crypto currency? Is it right for you? Schedule a FREE Strategy Call with me TalkToPatrick.com. Dedicated to Y…

Welcome to Retirement Lifestyles with Patrick McNally!! August Financial Topic: Cash Management Show Title: 4 Ways to Increase Savings -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) -4 Ways to Increase Savings (starting at 07:48) -4 Ways continued (starting at 18:14) -Mailbag - Retirement Expectations vs Reality (starti…

Welcome to Retirement Lifestyles with Patrick McNally!! August Financial Topic: Cash Management Show Title: Cash Flow Traps & How to Avoid Them -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) -Major Trap - Credit Card Debt (starting at 07:17) -3 Other Traps (starting at 17:43) -Interview: Dr. Todd Royce, Chiropractic Fir…

Welcome to Retirement Lifestyles with Patrick McNally!! August Financial Topic: Cash Management Show Title: Building a Liquidity Fund -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) -Building a Liquidity Fund (starting at 07:20) -Mail Bag. (starting at 28:15) -IRA Tips: Should you name your trust as beneficiary?. (starti…

Welcome to Retirement Lifestyles with Patrick McNally!! August Financial Topic: Cash Management -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) -How to Assess Your Cash Needs and Plan For Inflation (starting at 08:07) -Mail Bag. (starting at 29:15) -A Little Known 401k Plan Option That Could Be a Game Changer. (starting …

Welcome to Retirement Lifestyles with Patrick McNally!! July's Financial Topic: Risk Management, aka Insurance Show Title: The Month in Review -Here's a breakdown of this weeks show... -Introduction. (starting at 0:52) - Review of LTC, Medicare, Life & Annuities (starting at 06:23) - My RLA X-Ray Planning System. (starting at 28:51) - Wrap up and A…

Welcome to Retirement Lifestyles with Patrick McNally!! July's Financial Topic: Risk Management, aka Insurance Show Title: Medicare -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) - Annuities.. a Love Hate Relationship (starting at 06:15) - My RLA X-Ray Planning System. (starting at 28:40) - Wrap up and Action Items! (st…

Welcome to Retirement Lifestyles with Patrick McNally!! July's Financial Topic: Risk Management, aka Insurance Show Title: Medicare -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) - Do You Still Need Life Insurance? (starting at 06:15) - Why a Dividend Portfolio is Better. (starting at 28:40) - Wrap up and Action Items! …

Welcome to Retirement Lifestyles with Patrick McNally!! July's Financial Topic: Risk Management, aka Insurance Show Title: Medicare -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) - Understanding Medicare (starting at 06:15) - Why the 4% Rule Doesn't Work. (starting at 28:40) - Wrap up and Action Items! (starting at 49:4…

Welcome to Retirement Lifestyles with Patrick McNally!! July's Financial Topic: Risk Management, aka Insurance Show Title: Long Term Care -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) - Planning with Long Term Care Insurance (starting at 06:15) - Investing for Income vs Growth . (starting at 28:40) - Wrap up and Action…

Welcome to Retirement Lifestyles with Patrick McNally!! May's Financial Topic: Estate Planning Show Title: Using Life Insurance in Estate Planning -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) - Using Life Insurance in Estate Planning (starting at 06:27) - Mailbag: Transfers and Pension problems. (starting at 28:55) - …

Welcome to Retirement Lifestyles with Patrick McNally!! May's Financial Topic: Estate Planning Show Title: Powers of Attorney and Health Care Directives -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) - Powers of Attorney and Health Care Directives. (starting at 06:27) - Mailbag: What are the chances that we will need LT…

Welcome to Retirement Lifestyles with Patrick McNally!! May's Financial Topic: Estate Planning Show Title: What is Probate? -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) - What is Probate? (starting at 06:27) - Mailbag: Helping Senior Parents with Technology. (starting at 28:55) - IRA FAQ: RMD Questions. - Wrap up and …

Welcome to Retirement Lifestyles with Patrick McNally!! May's Financial Topic: Estate Planning Show Title: What is a Trust & Why Do You Need One? -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) - What is a Trust & Why Do You Need One? (starting at 06:27) - Mailbag: Affordable Health Insurance Before Medicare? (starting a…

Welcome to Retirement Lifestyles with Patrick McNally!! May's Financial Topic: Retirement Goals & Values Show Title: Post - Values and Legacy. -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) - What kind of legacy do you want to leave for your heirs? (starting at 06:27) - Mailbag: Listener Question Regarding Income Planni…

Welcome to Retirement Lifestyles with Patrick McNally!! May's Financial Topic: Retirement Goals & Values Show Title: Post - Beliefs About Planning. -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) - Do you think that planning ahead will make any difference? (starting at 06:27) - Mailbag: Retirement becoming complacent? (s…

Welcome to Retirement Lifestyles with Patrick McNally!! May's Financial Topic: Retirement Goals & Values Show Title: Post - Thoughts on the Meaning of Money. -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) - What does money actually mean to you? (starting at 06:28) - Mailbag: Saying Goodbye to Your Home. (starting at 28:…

Welcome to Retirement Lifestyles with Patrick McNally!! Mays's Financial Topic: Retirement Goals & Values Show Title: Post - Personal and Professional Goals. -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) - 7 Steps to Achieve Your Retirement Goals. (starting at 06:25) - Mailbag: Government Defualts. (starting at 28:55) …

Welcome to Retirement Lifestyles with Patrick McNally!! April's Financial Topic: Retirement Planning Show Title: Post - Retirement Planning; What to do now that your retired. -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) - Post - Retirement Planning; What to do now that your retired. (starting at 06:15) - Mailbag: Pros…

Welcome to Retirement Lifestyles with Patrick McNally!! April's Financial Topic: Retirement Planning Show Title: What to do when SS cuts your check by 20% in 11 years! -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) - What to do when SS cuts your check by 20% in 11 years! (starting at 06:15) - Mailbag: Handling boredom i…

Welcome to Retirement Lifestyles with Patrick McNally!! April's Financial Topic: Retirement Planning Show Title: How to Rollover Your IRA Without the IRS Taking 50% of it! -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) - How to rollover your IRA without the IRS taking 50% of it! (starting at 06:15) - Mailbag: What's You…

Welcome to Retirement Lifestyles with Patrick McNally!! April's Financial Topic: Retirement Planning Show Title: Retirement Mindsets -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) - Retirement Mindsets: How to handle the emotional rollercoaster of retiring (starting at 06:15) - Mailbag: 8 months into retirement & Findin…

Welcome to Retirement Lifestyles with Patrick McNally!! April's Financial Topic: Retirement Planning Show Title: Pre-Retirement Planning -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) - Pre-Retirement-What to do before the big day! (starting at 06:28) - Mailbag: Home Warranties & Traveling First Class (starting at 28:56…

Welcome to Retirement Lifestyles with Patrick McNally!! February's Financial Topic: Investment Concepts Show Title: How to Build a Bullet Proof Investment Plan in Retirement -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) - March Month in Review (starting at 06:28) -How to Build a Bullet Proof Investment Plan in Retireme…

Welcome to Retirement Lifestyles with Patrick McNally!! February's Financial Topic: Investment Concepts Show Title: The Different Types of Investments -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) - Investing For Retirement vs Investing In Retirement (starting at 06:30) -Mailbag - Getting cold feet heading in retiremen…

Welcome to Retirement Lifestyles with Patrick McNally!! February's Financial Topic: Investment Concepts Show Title: The Different Types of Investments -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) - The Different Types of Investments (starting at 06:30) -Mailbag - Are Your Beneficiaries Up to Date? (starting at 28:47) …

Welcome to Retirement Lifestyles with Patrick McNally!! February's Financial Topic: Investment Concepts Show Title: 3 Rules For Successful Investing -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) -3 Rules For Successful Investing (starting at 07:30) - 3 Rules continued (starting at 17:55) -Mailbag - Asking For Help in R…

Welcome to Retirement Lifestyles with Patrick McNally!! February's Financial Topic: Cash Management Show Title: 4 Ways to Increase Savings -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) -4 Ways to Increase Savings (starting at 07:48) -4 Ways continued (starting at 18:14) -Mailbag - Retirement Expectations vs Reality (st…

Welcome to Retirement Lifestyles with Patrick McNally!! February's Financial Topic: Cash Management Show Title: Cash Flow Traps & How to Avoid Them -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) -Major Trap - Credit Card Debt (starting at 07:17) -3 Other Traps (starting at 17:43) -Interview: Dr. Todd Royce, Chiropractic…

Welcome to Retirement Lifestyles with Patrick McNally!! February's Financial Topic: Cash Management Show Title: Building a Liquidity Fund -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) -Building a Liquidity Fund (starting at 07:20) -Mail Bag. (starting at 28:15) -IRA Tips: Should you name your trust as beneficiary?. (st…

Welcome to Retirement Lifestyles with Patrick McNally!! February's Financial Topic: Cash Management -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) -How to Assess Your Cash Needs and Plan For Inflation (starting at 08:07) -Mail Bag. (starting at 29:15) -A Little Known 401k Plan Option That Could Be a Game Changer. (start…

Welcome to Retirement Lifestyles with Patrick McNally!! -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) -Do You Need Life Insurance in Retirement? (starting at 08:15) -Mail Bag. (starting at 29:10) -Roth-O-Mania. (starting at 39:44) -Wrap up and Action Items! (starting at 51:58) Get your FREE copy of my book "Retirement …

Welcome to Retirement Lifestyles with Patrick McNally!! -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) -Planning for Long Term Care (starting at 08:09) -Mail Bag. (starting at 29:11) -SECURE 2.0 and your IRA's. (starting at 40:40) -Wrap up and Action Items! (starting at 51:58) Get your FREE copy of my book "Retirement P…

Welcome to Retirement Lifestyles with Patrick McNally!! -Here's a breakdown of this weeks show... -How Annuities Provide Income for Retirement. (starting at 6:00) -Planning with Annuities cont'd (starting at 17:50) -The 4 Different Types of Annuities. (starting at 30:02) -Real Estate Update with Daniel Miller. (starting at 42:28) -Wrap up and Actio…

Welcome to Retirement Lifestyles with Patrick McNally!! -Here's a breakdown of this weeks show... -Here's what you'll pay for Medicare in 2023. (starting at 7:08) -Retirees and Bankruptcy (starting at 19:40) -Generating income in retirement to offset healthcare expenses. (starting at 31:27) -Health and Fitness headed into 2023. (starting at 44:12) …

Welcome to Retirement Lifestyles with Patrick McNally!! Here's a breakdown of this weeks show... In the Health segment, I discuss considering adding chiropractic care to your lifestyle. It could be a great way to prevent injury, and also help you recover. (starting at 1:45) In the Wealth segment, I think the 4% rule is stupid, and I've got the math…

Welcome to Retirement Lifestyles with Patrick McNally!! Here's a breakdown of this weeks show... In the Health segment, I discuss listening to your body and letting it get the rest it needs in order to come back stronger. (starting at 1:38) In the Wealth segment, is it the end of the world? Should I be going to cash, or buying gold? Don't I need to…

Welcome to Retirement Lifestyles with Patrick McNally!! Here's a breakdown of this weeks show... In the Health segment, I’ve got an update on a sleeping product known as the Pillow Cube and how it's been helping me as a side sleeper. (starting at 1:04) In the Wealth segment, continuing with Life Insurance Awareness month, today I'll go through Term…