Our personalized financial planning process is designed to explore your goals, dreams, values, and financial objectives. Each one of our clients has different goals and expectations for their wealth, and we specialize in developing custom strategies to support their goals. We help our clients build a worry-free financial future and a comfortable, secure retirement through comprehensive financial planning and prudent investment strategies. We pledge to honor our clients’ trust in us by giving ...
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Retirement planning can be confusing, and there's a lot of information out there. In this video, we break down six common myths that could be holding you back from a secure future. What do you need to know? Watch now to find out. For more information contact Ron Courser, CFP® at (616) 301-2581 and visit the website at www.cornerstone-rp.com/.…
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What To Consider With Roth Conversions
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Curious about Roth conversions and how they might impact your retirement? In this episode, we dive into the essentials of Roth conversions and what they could mean for your financial future. Understanding your options now could make all the difference later. For more information contact Ron Courser, CFP® at (616) 301-2581 and visit the website at w…
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Understanding Social Security: What You Need to Know!
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This episode covers essential information about Social Security, including eligibility, benefits, and how to apply. Learn practical tips to make the most of your Social Security benefits. For more information contact Ron Courser, CFP® at (616) 301-2581 and visit the website at www.cornerstone-rp.com/.…
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In this episode, we explore the income gap, touching on its causes and effects. Get a broad perspective on this economic issue and its impact. To connect with Ron and learn more about his financial planning services, you can contact him directly at (616) 301-2581 or visit his website at Cornerstone-rp.com. With Ron's guidance, you can make informed…
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Annuities, Life Insurance, & LTC
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In this episode, we cover the basics of annuities, life insurance, and long-term care (LTC). Discover the key points and considerations for each. To connect with Ron and learn more about his financial planning services, you can contact him directly at (616) 301-2581 or visit his website at Cornerstone-rp.com. With Ron's guidance, you can make infor…
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Retirement Withdrawal Strategies Part 2
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🌟 Planning for retirement? 🌟 Discover key drawdown strategies to manage your savings effectively. Learn the basics and tips to help you navigate your retirement years. Watch now for insights! 💸📈 To connect with Ron and learn more about his financial planning services, you can contact him directly at (616) 301-2581 or visit his website at Cornerston…
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Retirement Withdrawal Strategies Part 1
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🌟 Planning for retirement? 🌟 Discover key drawdown strategies to manage your savings effectively. Learn the basics and tips to help you navigate your retirement years. Watch now for insights! 💸📈 To connect with Ron and learn more about his financial planning services, you can contact him directly at (616) 301-2581 or visit his website at Cornerston…
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In this follow-up video, we continue exploring common challenges in retirement planning. We'll delve into managing healthcare costs, adjusting investment plans, and preparing for unexpected financial setbacks. To connect with Ron and learn more about his financial planning services, you can contact him directly at (616) 301-2581 or visit his websit…
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Planning for retirement can be challenging, with many potential roadblocks along the way. In this video, we'll discuss common obstacles such as debt, unexpected expenses, and inadequate savings, and share strategies to address these issues. To connect with Ron and learn more about his financial planning services, you can contact him directly at (61…
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Will Washington Wipe Out Wall Street?
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This episode explores the growing tension between Washington and Wall Street. With new regulations and policies targeting financial institutions, is Wall Street's dominance under threat? Discover the potential impacts on the economy, investors, and the future of finance in America. To connect with Ron and learn more about his financial planning ser…
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Are you ready to take the plunge into retirement and embark on a new phase of life? Meet Ron Courser, CFP®, your trusted partner in navigating the complex course through retirement planning. With his years of experience and expertise, Ron can help you address the six core issues that are crucial for a successful retirement journey. Don't wait to se…
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Politics Impact On Your Retirement
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In this episode, we explore how political decisions impact your retirement. Discover how elections, policy changes, and inflation influence your savings and financial security. Learn about social security adjustments and other critical factors that could affect your future. Stay informed about the political landscape to better prepare for your reti…
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Planning for income in retirement is essential for financial stability. In this video, we cover key strategies for creating a solid retirement income plan. Discover different income sources, investment options, and tips for managing your savings. Whether you're close to retirement or just beginning to plan, this video offers useful insights to help…
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Discover the 3 Biggest Expenses that are Killing Your Finances!
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Have you identified and addressed the biggest expenses that will impact your finances throughout retirement? In this edition of "Your Course To Retirement", Ron Courser, CFP® identifies the three largest expenses that can drain your wallet and derail your financial goals. He shares insights on how to minimize these expenses and take control of your…
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In this episode, we'll dive into the world of annuities, an important financial tool for retirement planning. 📈💰 We'll explore various types of annuities, such as fixed, variable, immediate, and deferred, and provide insights into how they operate. 📝 Whether you seek a stable income source for retirement or simply want to grasp annuities better, th…
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Happy Mothers Day from Cornerstone Retirement Partners
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On this program we will be addressing what we can do to protect our family’s financial security. For more information contact Ron Courser, CFP® at (616) 301-2581 and visit the website at www.cornerstone-rp.com/.Oleh Ron Courser, CFP®
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Unlock the secrets to maximizing your retirement savings with our comprehensive guide to your 401(k)! Discover why employer-sponsored plans like the 401(k) are vital tools for securing your financial future. From the convenience of automatic contributions to the allure of employer matches, we explore every aspect of your retirement plan. Learn how …
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📊 Join Ron Courser, CFP® from Cornerstone Retirement Partners for insightful discussions on optimizing income during retirement. From investment insights to budgeting basics, we're here to guide you. Subscribe now for valuable strategies to secure your financial future. 💼 For more information contact Ron Courser, CFP® at (616) 301-2581 and visit ou…
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Structuring Different Kinds Of Income
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Discover smart ways to structure your income! In this quick video, Ron Courser, CFP® shares practical tips to help you make the most of your earnings and investments to generate tax-advantaged streams of income. Whether you're self-employed or working a traditional job, optimizing your income can lead to greater financial stability. Watch now for a…
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Unveil Tax Season and Saving Strategies with Ron Courser, CFP®! 🎙️ Join Ron Courser, CFP®, Owner of Cornerstone Retirement Partners, as he dives into essential tax planning insights in this episode of Your Course To Retirement. 💼 Host: Ron Courser, CFP® 📞 Contact: (616) 301-2581 🌐 Website: https://www.cornerstone-rp.com/ Discover actionable tips to…
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When planning for retirement, you want confidence. You want to know that your money is going to be well-managed while working towards retirement and protected once you are in retirement. You don't want to go through retirement not spending because you are worried you might not have enough. The retirement that you deserve should be fun, doing all th…
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For more updates on when Cornerstone Retirement Partners uploads a new video follow these social medias Facebook - https://www.facebook.com/CornerstoneRetirementPartners Linkedin - https://www.linkedin.com/company/cornerstone-retirement-partners/ Twitter - https://twitter.com/Cornerstone_rp If you perfer to listen to the videos they will be posted …
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For more updates on when Cornerstone Retirement Partners uploads a new video follow these social medias Facebook - https://www.facebook.com/CornerstoneRetirementPartners Linkedin - https://www.linkedin.com/company/cornerstone-retirement-partners/ Twitter - https://twitter.com/Cornerstone_rp If you perfer to listen to the videos they will be posted …
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Are you #readytoretire? Like, really ready? Not just tired of work and wishing to quit, but financially prepared for 20 to 30 years or more of unemployment? If you're retirement-minded and aiming for confidence when that day comes, tune in to this week's #YourCourseToRetirement as @RonCourser reviews the essential questions to answer to gauge your …
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Calculating Your Retirement Number
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Are you wondering about the financial requirements for retirement? Join us in this insightful program where we'll dive deep into understanding your retirement number. We'll explore practical methods for calculating it, the significance of adopting an Income Allocation strategy to tackle this challenge, and the specific risks it can mitigate. Additi…
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🤔 Curious about 401(k)s? 🧐 Explore the ins and outs with Ron Courser, CFP® from Cornerstone Retirement Partners, the good, the not-so-good, and everything in between. Get insights for smarter financial moves. No fluff, just real talk. Dive in and navigate the 401(k) landscape with us 🚀! Contact Ron Courser at (616) 301-2581 and visit the website at…
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🤔 Curious about 401(k)s? 🧐 Explore the ins and outs with Ron Courser, CFP® from Cornerstone Retirement Partners, the good, the not-so-good, and everything in between. Get insights for smarter financial moves. No fluff, just real talk. Dive in and navigate the 401(k) landscape with us 🚀! Contact Ron Courser at (616) 301-2581 and visit the website at…
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🔍 Explore the path to a secure financial future with our Retirement Planning insights! Delve into the realms of Income Planning, designed to provide lifelong expense coverage. Discover Investment Planning strategies that align with your goals, control volatility, and optimize portfolios. Gain clarity in Tax Planning to minimize liabilities and enha…
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Let's Start The New Year Off Right.
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Often times we hear about “The Year In Review”, looking back at major events that have happened in the prior year. In our personal financial lives, this is also what we do during tax preparation. Filing taxes is literally putting together a personal “Financial Year In Review”, but we are planners. This is a show about planning. Planning is about lo…
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As you look forward to the approaching new year, ready to chart your course for 2024, the prospect of setting financial goals may be on your mind. Perhaps you're aiming to eliminate lingering student loans by the next holiday season or contemplating strategies to enhance your retirement plan. Unlike the transient nature of many New Year's resolutio…
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Giving & Gifting It is a Financial Christmas
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’Tis the season for thinking of family and friends, for gifting, giving, and generosity. For the holidays, we generally think of bows and packages in wrapping paper. Of course, these gifts cost money and we should try to be responsible with the way we spend throughout the holidays. On a larger scale, we should also consider our ongoing financial im…
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2 Most Determining Factors For A Successful Retirement
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You have always first and foremost had an income plan. When you set your alarm so that you get up to show up for work, put in your time and sweat equity to perform your tasks, and trade that time for money, that is your income plan. You plan to repeat that routine overtime to earn a living, manage your bills, and to support your ability to save for…
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Wrapping Up The New Year With Ron Courser,CFP®
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There is no doubt this year has had its twists and turns especially for the market, and let's not even get into the personal and even global issues for financial progress. This year has had a host of challenges but, so will next year and the year after that. Tune into today's episode as Ron Courser, CFP® wraps up this year, gives insight on what ma…
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2023 EP1028 | Ron Courser | 6 Core Issues
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Are you ready to take the plunge into retirement and embark on a new phase of life? Meet Ron Courser, CFP®, your trusted partner in navigating the complex course through retirement planning. With his years of experience and expertise, Ron can help you address the six core issues that are crucial for a successful retirement journey. Don't wait to se…
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2023 EP1014 | Ron Courser | In Service Distribution
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One of the best opportunities to prepare assets for retirement occurs when we have the opportunity to access retirement accounts at 591/2. First, at age 591/2 you have the ability to pull from retirement accounts without the additional 10% penalty. If you need income to support yourself, this is the traditional milestone that allows you to utilize …
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2023 EP0923 | Ron Courser | Avoiding 5 Common Mistakes
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5 Common #FinancialMistakes - Retirement involves the delicate task of both growing your savings for the future and managing your current income for your #retirementexpenses. While there is no foolproof method for achieving this balance, there are recommended practices that can be followed to minimize common mistakes. If you have any questions, ple…
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2023 EP0902 | Ron Courser | 3 Biggest Expenses
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Have you identified and addressed the biggest expenses that will impact your finances throughout retirement? In this edition of "Your Course To Retirement", Ron Courser, CFP® identifies the three largest expenses that can drain your wallet and derail your financial goals. He shares insights on how to minimize these expenses and take control of your…
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2023 EP0826 | Ron Courser | Annuities
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What are annuities? What do they do? What do they not do well? Why do they seem to have a negative reputation? How do they function? What role can they play in comprehensive retirement planning? On this program, we will examine annuities. There are pro’s, con’s, benefits, disadvantages, and specific features to understand. If you have any questions…
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2023 EP0819 | Ron Courser | Control, Minimize or even Eliminate Taxes In Retirement
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Taxes are the biggest expense between making money and keeping it, so taxes should be managed proactively too. On this episode, we will discuss Roth strategies as a means of controlling the expense of taxation on your wealth and discuss some specifics on the opportunity to take advantage and maximize your Roth balance. If you have any questions, pl…
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2023 EP0812 | Ron Courser, CFP® | Average Returns On My Portfolio, Helpful or Hurtful?
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In this episode, you can see what an average rate of return can do to an investment portfolio through the example graphics on the screen. Ron Courser, CFP®, explains and discusses the reasons behind potential issues that could arise if you stick with an average rate of return. However, there are indeed other alternatives instead of adhering to a si…
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2023 EP0805 - RON COURSER - INCOME VS INVESTMENT PLANNING PART2
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Tune in as Ron Courser discusses the difference between an #InvestmentPlan and an #IncomePlan. Ron Courser is a Certified Financial Planning professional with years of experience assisting proactive savers and investors structure plans to achieve their goals. Ron Courser, CFP® understands the risks, issues, and opportunities in retirement. For info…
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2023 EP0729 | Ron Courser | Income vs Investment Planning
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Tune in as Ron Courser discusses the difference between an #InvestmentPlan and an #IncomePlan. Ron Courser is a Certified Financial Planning professional with years of experience assisting proactive savers and investors structure plans to achieve their goals. Ron Courser, CFP® understands the risks, issues, and opportunities in retirement. For info…
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2023 EP0722 | Ron Courser | 6 Stealth Taxes
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Of the six stealth taxes, all but one has been in existence for several years. Two of the stealth taxes are difficult to avoid due to their low-income threshold. While most of these stealth taxes may not kick in until retirement, planning for each stealth tax should begin several years before a federal employee retires and continues throughout his …
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2023 EP0715 | Ron Courser | What Is Financial Risk PART 2
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We have been taught that taking risks is a necessary part of making financial progress. Why? What is risk? How much you should be taking? How can risk be identified or quantified? What are the benefits, payoffs, potential drawbacks or dangers, and what is the true necessity of taking risk? We will discuss...risk, safe money strategies, pros and con…
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2023 EP0708 | Ron Courser, CFP® | What Is Financial Risk
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We have been taught that taking risks is a necessary part of making financial progress. Why? What is risk? How much you should be taking? How can risk be identified or quantified? What are the benefits, payoffs, potential drawbacks or dangers, and what is the true necessity of taking risk? We will discuss...risk, safe money strategies, pros and con…
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2023 EP0612 | Ron Courser, CFP® | 9 Critical Risks In Retirement | Part 9 | Longevity
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SEASON FINALE LONGEVITY !!!! The risk multiplier! Living longer is a blessing we hope for. It also increases the likelihood that all other risks we have covered in this series will impact us. Over a longer life, we will experience more of them, potentially multiple times. Only by having a solid plan that addresses all the other risks and extended l…
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2023 EP0610 | Ron Courser, CFP® | College Planning?
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When planning for your kids to go to college, you have to consider and address their new living situation, college choice, classes, major, and most of all..... MONEY! Ron Courser, CFP® discusses the stress planning and paying for college can create, and how to plan for the money you will need to afford college life, including tuition, room & board,…
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2023 EP0610 | Ron Courser, CFP® | 9 Critical Risks In Retirement | Part 8 | Inflation
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Even at historically moderate rates, inflation will eat away at your spending power throughout retirement. Expenses often increase faster than retirement income keeps up. Over certain periods, inflation can quickly spike to even higher levels. Contact Ron Courser, CFP® to make sure your plan addresses Inflation Risk in Retirement. Call (616) 301-25…
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2023 EP0605 | Ron Courser, CFP® | 9 Critical Risks In Retirement | Part 7 | Taxation
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Every dollar has a tax plan associated with it. Taxation is one of your largest known expenses in retirement. Deferred taxes during your working career and investment growth means more taxes in retirement on income withdrawals, as well as on inheritance. Deferred tax may also impact Social Security taxation and Medicare premiums. Tax rates and brac…
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