Podcast terbaik Real Estate Radio Live (2024)

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RERL-1790- Fed cuts again, Consumer debt at an all-time high! 15:12

1M ago15:12

15:12

In today’s episode, we dive into the Federal Reserve's recent decision to cut the prime rate by a quarter, bringing both relief and challenge as consumer debt hits an all-time high. Joe Cucchiara breaks down the weight of high-interest debt and the struggle for many to manage mortgages, credit cards, and home equity lines. He explores why consolida…

1
RERL-1789- Message to Realtors and Loan Officers! 28:08

1M ago28:08

28:08

In this episode of Real Estate Radio Live, host Joe Cucchiara delivers a timely message aimed at realtors and loan officers, urging them to rethink their partnerships and adapt to an increasingly challenging market. Joe emphasizes the importance of working with committed, like-minded professionals who uphold high standards, as the real estate and l…

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RERL-1788- 3rd Quarter market update - Is there a housing correction coming? 31:09

2M ago31:09

31:09

The end of the year is coming up and you may be curious as to what to expect in the 4th quarter. In this episode of Real Estate Radio Live, host Joe Cucchiara delivers a comprehensive 3rd quarter market update and discusses the potential for a housing correction. Joe explores the national housing shortage, low inventory, and the impact of investmen…

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RERL-1787- A digital alternative to traditional home buying! 39:46

7M ago39:46

39:46

A dynamic shift is happening to the home buying process. Millennials are buying differently than the previous generations, and as you can imagine many of them don’t want to pick up a phone or meet with an agent. Not only does buying a home start online, but the whole process can be done from your home, office, or even a classroom! Today host Joe Cu…

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RERL-1786 –DSCR Loans Explained 17:32

8M ago17:32

17:32

With interest rates hovering around 7%, this is the worst time to purchase an investment property, right? Of course not! Investors are hyper focusing on interest rates when they should be focusing on opportunity and timing. What makes debt service coverage ratio (DSCR) loans exciting is how they act like commercial loans where the purchaser doesn’t…

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RERL-1785 – The best time to purchase & refinance is now… why? 22:13

8M ago22:13

22:13

Interest rates are too high! Don’t make any moves with your real estate! If those statements sounded like complete garbage to you, then you know that those are just things the media will say to scare consumers. Longtime listeners of RERL and real estate professionals are aware that there is no wrong or correct time to buy. As host Joe Cucchiara has…

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RERL-1784 – Managing investment properties for increased profits! 25:31

9M ago25:31

25:31

Anyone who has tried their hand at becoming a landlord knows that managing rental properties without stress and landing a profit is next to impossible. Fortunately, there’s a new program on the market that could change the way landlords handle their properties. Whether you’ve got single dwelling homes in North Carolina or multi-unit investment prop…

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RERL-1783 – Financial Planning – Our guest Jeff Yoakum 31:52

9M ago31:52

31:52

Big corporations have little in common with small businesses when it comes to how they handle money, and an individual’s financial plan couldn’t be further away from that of a business. Having worked for both small and large financial institutions has given today’s guest, Jeff Yoakum, ample understanding of the many financial situations people may …

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RERL-1782 – NAR lawsuit – What does it mean for the real estate industry? 24:47

9M ago24:47

24:47

The National Association of Realtors found themselves on the wrong end of a landmark decision today. High commissions have long been a point of contention for consumers already paying top dollar for their new home and now future buyers and sellers will finally get a win. Not only will the NAR be forced to pay out millions for artificially inflating…

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RERL-1781 – Market Update Q2 - Real Estate and Lending 27:46

9M ago27:46

27:46

Q2 is fast approaching, but just one month ago a sudden spike in interest rates froze consumers just as they were getting pumped up to start the season. Of course, the market wasn’t going to stay stagnant for long. Inventory is trickling in and while it is still a sellers’ market, only specific areas are attracting the same hand over fist draw that…

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RERL-1780 – Reverse Mortgages & Alternative Financing 27:23

10M ago27:23

27:23

Years ago, people got in trouble for taking advantage of the elderly by abusing reverse mortgages. Today the reverse mortgage still carries around a lot of that stigma, but that ends now! With interest rates still solidly in the 7% range, a reverse mortgage can be a tremendous benefit to any homeowner aged 62 or older who would describe themselves …

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RERL-1779 – When will rates improve enough to make a difference? 27:09

10M ago27:09

27:09

How low do rates need to go to make a difference in the marketplace? Just a couple years ago consumers could get 30-year fixed loans with interest as low as 3%. This spurred a huge boom in refinances and home purchases. To no one’s surprise, interest rates jumped up to 8%. The sudden spike paralyzed the consumer and the economy making last year one…

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RERL-1778 – Will AI Fully Automate Residential Real Estate? 45:46

12M ago45:46

45:46

Way back in the early 2000’s, everyone in the mortgage company panicked when a single company decided they would go all in and become the first online mortgage company. It didn’t take long for professionals to figure out how archaic the system was and today, going online for any part of your home buying experience is just part of the process. Now A…

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RERL-1777 – Will Real Estate Brokerage Industry Survive Antitrust Litigation? 42:05

1y ago42:05

42:05

Despite the recent ups and downs we’ve seen in the market, sellers around the US have been happy with their transactions over the last 10 years; but have they gotten the short end of the stick? The National Association of Realtors and a few major brokers have been found guilty of inflating their commissions in Missouri, Kansas, and Illinois. Though…

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RERL-1776 – Is Money Changing the Culture of Silicon Valley? 55:32

1+ y ago55:32

55:32

When the housing market was strong, nearly everyone either had a part time gig in real estate or they fully switched career paths for easy money. Now that the market has slowed, nearly 40% of loan officers declined the option to renew their license this year. It’s an unfortunate, but necessary cycle that weeds out those who dabbled in the market an…

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RERL-1775 – Will ChatGPT Become A New "Employer" Due Diligence Tool? 48:21

1+ y ago48:21

48:21

The real estate market is slowly leaking air, and it’s not just in residential. The construction of Google’s downtown San Jose mega-campus was put on hold, and it might not be completely due to workers refusing to head back to the office. Google’s campus was expected to create thousands of new jobs and provide housing for several thousand as well, …

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RERL-1774 –Why right now is the best time to buy! 17:22

1+ y ago17:22

17:22

Rolling into a new quarter means new changes are happening in the real estate market. Interest rates are finally starting to trend down after 2-3 years of rate hikes and it’s likely that this summer the Bay Area will see more transactions now that the worst of covid seems to be over. Listen in as host Joe Cucchiara explains why the second quarter m…

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RERL-1773 – California First Time Home Buyer Program and More! 34:07

1+ y ago34:07

34:07

First time homebuyers finally have a new option to help them achieve the dream of buying their very own place. The Dream For All program which launched Monday will assist first time home buyers in California for the first time by providing 100% financing! Dream For All is a shared appreciation financing program where borrowers will have to meet som…

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RERL-1772 – Will the Failure of Silicon Valley Bank Have Broader Ramifications? 30:19

2y ago30:19

30:19

It’s been quite a day for Silicon Valley. Stock prices for Silicon Valley Bank plunged from a hearty 260 to a meager 26, a whopping 90% reduction, over the course of just a few days! Solvency and liquidity have become an urgent issue for Silicon Valley bank as it has backed many FinTech startups over the years, many of which were crypto firms that …

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RERL-1771 – Housing Market – Will We Repeat 2008 & 2009? 36:28

2y ago36:28

36:28

While California and New York have always been expensive places to live, the middle US has historically been a reliable area to purchase affordable housing. Unfortunately, that is no longer the case today and the housing market is essentially broken. One of the reasons why housing prices continue to skyrocket across the country is the increasing co…

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RERL-1770- The Housing Market Just Took A Turn! 42:36

2y ago42:36

42:36

Not too long ago the silicon valley lifestyle of the constant hustle was something to be glorified. Who didn’t come to California dreaming about being the startup CEO who bikes to work at 4 am and spends 12+ hours building a successful business? Well, it seems the luster of a luxurious workplace has finally started to wear off and having a plethora…

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RERL-1769- Technology and its impact of lending and real estate 30:29

2+ y ago30:29

30:29

Covid and the lockdown did very little in the way of shutting down technology. In fact, it did quite the opposite. The pace at which professionals have come to use technology was forcibly accelerated – unless you work in real estate or lending. Two years have gone by and there has been virtually no progress in assisting consumers with the lending o…

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RERL-1768- Mental Health Awareness Month: Guest - My Daughter Rachel Cucchiara 40:09

2+ y ago40:09

40:09

Most of us would be surprised to learn how many people around us are dealing with mental health issues. May is mental health awareness month and even if you are not fighting a mental illness yourself, it’s a good time to learn about the people around us who are. Joining Joe Cucchiara to discuss the importance of mental health is none other than his…

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RERL-1767- Market Update – Joe’s Back! 22:48

2+ y ago22:48

22:48

We’re back! The world may seem like it’s getting back to normal, but the real estate market is still changing rapidly. In about a month, interest rates jumped from 3% to 6% and ending the years of all-time low interest rates. Living in Silicon Valley, it’s hard to believe that anything could touch our real estate when its inimitable uniqueness keep…

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RERL-1766- Zillow’s Big Flop! 40:52

3y ago40:52

40:52

Zillow quickly became the first step for buyers and sellers due to their instant connection to tons of real estate information. However, the disruptor ran into some big issues when it tried to add buying and selling to its repertoire. The issue? Not enough hands to make the purchase and selling process as seamless as they wanted. As a result, the i…

1
RERL-1765- Secure the cheap money while it lasts! 32:43

3y ago32:43

32:43

Paying off the mortgage early is that goal all homeowners work towards – and why wouldn’t you? Any form of debt is bad and you’re just throwing away money in the form of interest. Well, mortgage rates are crazy low right now with some rates below 3%, but with inflation pressing upon us those rates could easily rise to 4-5%! Joe Cucchiara argues tha…

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RERL-1764- Is California bad for business? 44:21

3y ago44:21

44:21

After many decades of finding talent and reaping success in California, Larry Ellison packed up Oracle and headed for Texas – and he’s not the only one. Charles Schwab followed suit and now Elon Musk has confirmed Tesla will also be finding a new home in Austin. Those are three big blows to California that has others wondering if these moves are mo…

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RERL-1763- Is California real estate still a good investment? 32:13

3y ago32:13

32:13

Ask your financial planner and they will agree that long-term real estate is almost always a good investment as long as the timing is right for you. Even in California where average home prices are notoriously high can real estate be a sound investment; you just need to be more cautious of the type of investment you make. While primary residences a…

1
RERL-1762-Best cities to retire & The friendliest cities! 42:40

3+ y ago42:40

42:40

Taxes, climate, and the general costs of living are 3 of the top concerns when moving to a new state - but certainly community plays a big role in the future quality of your life! There are 50 states that have their own unique ways of doing things, but only a few can claim to be the homes of the friendliest cities in America or have the best cities…

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RERL-1761- Ed Bass, Realtor - Monterey Coast Realty 33:13

3+ y ago33:13

33:13

When interviewing agents, it’s hard to find anyone better than an agent who prioritizes relationship building with clients and works with a group of dedicated and experienced coworkers. Add in that you’ll be looking at homes in one of the more beautiful spots in the country and life couldn’t get much better. Today Joe Cucchiara introduces us to his…

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RERL-1760-Special Guest-Tyler Baldwin, CEO of Reali 35:50

3+ y ago35:50

35:50

The real estate market has been largely stagnant in terms of technological growth. Meet Tyler Baldwin, Ceo of Reali – a one stop real estate shop looking to disrupt the market so everything about the home buying and selling process becomes smarter, faster, and smoother. Host Joe Cucchiara finds out from Tyler how Reali uses their technology to stre…

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RERL-1759-Eviction Moratorium – Is it helping or hurting? 31:19

3+ y ago31:19

31:19

Right, wrong, good or bad, the eviction moratorium is under hot debate right now. After millions of Americans were spared the fear of losing their home in addition to their job when the pandemic hit, the time to unfreeze the ban on evictions and return to something resembling normal life has come – or has it? Like many things, viewpoints and needs …

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RERL-1758-Market Update & Which US City Has The Highest Share Of Superrich Residents In The World? 27:49

3+ y ago27:49

27:49

Is the market still on fire? Are buyers still snapping up homes now that the state has opened? What do agents and lenders predict will happen 90 days from now? 2021 continues to be a wild ride for real estate that we might not be able to accurately predict. Is there anything that could bring the market to its knees? Later on, Joe Cucchiara asks Mik…

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RERL-1757- Joe from Hawaii and Jack from Florida! Now that's remote! 34:15

3+ y ago34:15

34:15

It doesn’t matter where we are, Real Estate Radio Live will always be around to bring you the fresh, relevant content you rely on. Need proof? Well, Joe Cucchiara is hosting from Hawaii and longtime guest Jack Russo is calling in from Florida to demonstrate today’s topic. The ability to work remotely has impacted real estate in more ways than you t…

1
RERL-1756-Housing market peaks & new ways to look at second homes! 34:37

3+ y ago34:37

34:37

Has the market officially peaked? It’ll be a while until we know for sure, but Joe Cucchiara believes Silicon Valley’s insane sellers’ market has finally hit its lofty ceiling. Right or wrong, what does this information mean for you and does it change your strategy going forward? Going with the assumption that the market is indeed flattening, Joe b…

1
RERL-1755-Bay Area real estate - Should you buy, sell or hold? 29:37

3+ y ago29:37

29:37

Buy, hold or sell? It’s a simple question that can make a huge impact, and the answer is very simple – you do all three! Either one of these moves can be the right move for you if you have the correct strategy in place and, as the market continues to shoot up, people are feeling the pressure to make a move. Should you sell and take advantage of sky…

1
RERL-1754- Mental Illness Awareness Month- Special Guest - Rachel Cucchiara 38:54

3+ y ago38:54

38:54

Nearly 1 in 5 adults in the US has some form of mental illness and there is still much stigma surrounding the topic, both publicly and internally. Admitting to yourself or others that you have a mental illness can be a major battle, so while it is still mental illness awareness month, Joe Cucchiara welcomes in his daughter Rachel Cucchiara to openl…

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RERL-1753-Housing Market – Major Changes On The Way! 32:55

3+ y ago32:55

32:55

Is the housing market ever going to stop rallying? Most likely. The market is all over the place and you could even say it’s carrying the same crazy vibe as the 2005 and 2006 markets. Homes are being fought over and prices are being run up by over 30% of the asking price. No one could possibly have seen this coming, and if they did its probably jus…

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RERL-1752-Why professional photography makes a difference! 32:24

3+ y ago32:24

32:24

We can all have a good chuckle when you meet with a professional, and you realize their publicity photo was taken years ago. Today Joe chats with Teresa (FOTOS BY T), who outside of keeping your publicity photos relevant, captures all her clients’ memorable moments while making the shoot itself fun and lighthearted. We seriously doubt anyone else b…

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RER-1751-California opening, and rates are going up. What will this do for housing? 37:38

4y ago37:38

37:38

It’s been happening for a while, but you could unofficially call 2020 the year people wanted to leave California. We saw the economy have a massive run up coupled with crazy low interest rates that made it too tempting to buy no matter the cost. Joe Cucchiara and Jack Russo team up to discuss how the turbulent political environment and knee-jerk co…

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RERL-1750-Why everyone's fleeing to Florida, and careful with a vacation home purchase! 35:02

4y ago35:02

35:02

There’s a lot going on in Florida and if you haven’t looked into it yet, we’ve got you covered. Jack Russo provides us with an insider’s look at all the ways Florida is drawing in people from more than just California – and yes, it goes well beyond affordable housing! Politics and recreation aside, it could be possible that Florida is on its way to…

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RERL-1749-Boycott B of A, and don't be so quick to sell your home! 32:08

4y ago32:08

32:08

Why boycott Bank of America? If your privacy is important to you, then you will want to strongly consider switching your account to a different bank. Bank of America has been sharing private information with government agencies about consumer spending habits in the time around the January 6th Capitol riots. Though it is easy to sell off this underr…

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RERL-1748- How Does the Election Impact Real Estate Investors? 38:28

4y ago38:28

38:28

As an industry, the National Association of Realtors is a strong lobbying body in Congress, but in one week, a new administration will take office. Regardless of the NAR’s power, many things will officially begin to change starting January 20th and smart investors will start planning for new changes. Joe Cucchiara asks Jack Russo what changes he th…

1
RERL-1747-End of The Year Review in Real Estate & What to Expect in 2021 32:55

4y ago32:55

32:55

2020 was so crazy, it’s hard to remember anything that happened that isn’t covid related. Residential real estate remained surprisingly strong in Silicon Valley and it is arguable that residential real estate actually benefitted from the pandemic – but can the same be said for commercial real estate? Joe Cucchiara wraps up a wild year for real esta…

1
RERL-1746-Business and Real Estate - Small actions yield big HQ implications for Uber, Wells Fargo, Chevron 41:43

4y ago41:43

41:43

Wake up California! Big companies have had it and are finally leaving for a more business friendly state. For a few years now you have heard us talk about how California residents have flocked to states where homes can be 1/10 the price for a lot more space and are a lot more attractive when Tax Day rolls around. Companies such as Oracle, Hewlett P…

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RERL-1745- Showcasing Small Business - Chris Cucchiara with ReGenesis 360 29:21

4y ago29:21

29:21

There comes a time for every business owner when tough decisions need to be made. As the economy dwindles away, fear, confusion and hopelessness make it easy to cloud the minds of owners and consumers. No one knows this better than Chris Cucchiara who opened an innovative lifestyle center in the central coast just three years ago. Working alongside…

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RERL-1743- Calling all small businesses - We want to help! 18:05

4y ago18:05

18:05

Since March, small businesses have been riding this crazy roller coaster and taken more than their fair share of hits. Shutdowns and stricter regulations are being put back into place as covid makes its resurgence and many small businesses that were already in survival mode, may soon lose it all. Starting today, Joe Cucchiara is challenging you to …

1
RERL-1742-NatureQuant.com – The New Way to Track Your Nature Scores! 29:43

4y ago29:43

29:43

The studies are in, exposure to nature can be the most important factor to promoting your physical and mental wellbeing. One way we can bring the relevance of nature to the forefront, is to allow people to quantify it and then track it over time. Host Joe Cucchiara asks Jared Hanley and Dr. Chris Minson about how users calculate their “NatureScore”…

1
RERL-1741-Breast Cancer Awareness Month 27:36

4y ago27:36

27:36

October may be the home of post-season baseball, Halloween, mountains of candy and our favorite spooky themed treats. However, the scariest thing that happens during October has nothing to do with skeletons, zombies, cavities, or the LA Dodgers winning the World Series, October is breast cancer awareness month. Anyone who has faced any type of canc…

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RERL-1740-Big City Rents Dropping… Are Big City Home Values Next? 30:37

4y ago30:37

30:37

From San Francisco to New York City, rents are drastically dropping across all the major US cities. For years you have heard us talking about building modular and prefabricated homes as ways to get the price per square foot down. More recently we have focused on the exodus of California and other high-income states (or the United States altogether)…

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