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Being curious by nature, I always ask questions. Lots of questions. I will share interactions I have with prospective and current clients, industry experts both in finance and other industries, things that puzzle me, my thoughts and concerns as well as ideas to help you. Reach out to me on Twitter https://twitter.com/terencetobin - Let me know what you are curious about, what you want to know and learn as well as who I should chat with on my podcast. Maybe even you?
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This is the audio from a client update held by Rich Ideas and Sygnia. We discussed, recessions, interest rates, value investing, strong dollar, how to navigate 2023 and what to do when a slow down occurs. How will the Ukrainian war effect us, what are the EURO Zone doing and will the FED in the USA continue raising interest rates? Further insights …
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I had the pleasure of chatting with Lezanne, one of the seven founders of BankZero. What they are doing for banking is exceptional and as an active user for the last 12 months, I wanted to know more. This podcast is not provided as financial advice nor a recommendation. It is educational only and not a paid promotion either. Any questions, email po…
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What does it mean if SA is Grey Listed? Who is going to Grey List us? Will it affect my investments? What about my emmigration plans? All of these questions are more are answered in this podcast with special guest Tara Hibbard. Your comments and questions are welcome - please email podcast@richideas.co.za…
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On this episode, I was asked by a Twitter Follower "Hi, indicate when would a trust be required and associated costs plus process. Estates - what is the process and roles and responsibilities of an executor so that you can choose your executor wisely." Send your questions to me via @terencetobin on Twitter Hope you enjoy.…
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Recently, I was interviewed on the Easy Does It Podcast.... It's about time that we start talking to and about financial advisors and planners in order to strip away some of the traditional notions we hold about money. With the help of Terence Tobin, an independent financial planner, we compare and contrast between the different shades of advisors …
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This podcast special has been recorded by Cayleigh, who is part of our client support team. She is in her 20's and has learnt so much about investments, money management and financial planning since she has started working with. Let me know your toughts, comments and questions via podcast@richideas.co.za…
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Gavin Lewin takes over this episode of the podcast, to answer a listeners question. He unpacks marketing plans, due diligence, solving customers problems, figuring out how your business fits in, when to register your business and ensuring business success, with scalable options. Send us your questions to podcast@richideas.co.za, with Podcast in the…
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Cayleigh really picks my brain about various factors when investing. Is investing offshore or locally, better then the other? Does your age make a difference in your decision making? When reading your investment statements, what causing the balance to increase or decrease? What indicators should you focus on, to know when to make changes to your po…
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How do taxes work? Is it really tax free? Do I get any money back or paybacks? What about accessing my money? What about choosing my own funds? I heard RA's and Pension/Provident funds actually give ZERO return - how is that possible? What is an asset class? How are ETF's and UT's different? What about fees? Do you have questions for my podcast? Em…
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Cayleigh says she is young (under 30) and wants to know what else she can invest in besides an RA and pension/provide fund for her future. What could she use? Does age, mobility, risk, returns and tax play a role in your decision? Traditional investment options might not be your thing - could it be crypto, NFT's or something else? Do you have quest…
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What factors should we consider when deciding how much is enough? Is it ever too early or too late to start investing? Should you use the 4% rule, 300 x your living expenses or some other formula? Do you have questions for my podcast? Email podcast@richideas.co.za Would you like financial planning and advisory assistance? Check out www.richideas.co…
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If you are planning on emigrating from sunny South Africa, how will this affect your retirement savings? Can you withdraw? Can you leave it? What about tax? How do we factor in the "what if" situations of life, politics, legislative changes, tax law changes and should we even worry about those? Do you have questions for my podcast? Email podcast@ri…
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Should you have multiple retirement annuities, pension funds or provident funds? Will my retirement from my company affect my retirement annuity? Why can't a self employed person have a pension fund? The questions that are being sent through are amazing. Keep them coming - podcast@richideas.co.za
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Is there a specific age one should start saving for retirement? How much should you be investing? Should I have a pension fund, provident fund, retirement? What investment options exist if I don't plan to retire in South Africa? What about if I am in my 20s and don't know where I will be? Terence do you have options for me? ABSOLUTELY!! Send your q…
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When you in your 20's you have so much time to invest for retirement, right? Cayleigh and I chat about how much you should invest for your retirement goals and understanding what retirement actually means. Send your in questions or topic requests to - podcast@richideas.co.zaOleh Terence Tobin
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With so many options to consider, when investing for retirement, what should you do? I have a chat with JP, a retirement investment specialist and we unpack the workings of a pension fund, provident fund, retirement annuity, regulation 28, tax, what happens to your money at death and so much more. If you have any questions, email podcast@richideas.…
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Cayleigh had questions about wills and estate planning. On this episode we discuss if you should have a joint will or not, marriage in community of property, ANC marriages, what happens at divorce and why your ex spouse could still benefit from your estate. Do you have questions, please email hello@richideas.co.za with Podcast in your subject. We l…
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Cayleigh had questions about wills and estate planning. On this episode we discuss reviewing your will, when you should and what should you consider. Do you have questions, please email hello@richideas.co.za with Podcast in your subject. We look forward to helping you. Mention you listened to our podcast, to take advantage of our free will consulta…
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Cayleigh had questions about wills and estate planning. On this episode we discuss time lines to wind up your estate, what is required, what needs to be done and who is paid when. Do you have questions, please email hello@richideas.co.za with Podcast in your subject. We look forward to helping you. Mention you listened to our podcast, to take advan…
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Cayleigh had questions about wills and estate planning. On this episode we discuss executorship, duties, responsibilities, fees and obligations. Do you have questions, please email hello@richideas.co.za with Podcast in your subject. We look forward to helping you. Mention you listened to our podcast, to take advantage of our free will consultation,…
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Cayleigh had questions about wills and estate planning. On this episode we discuss minors. What happens when you pass away with children or have children nominated in your will? Do you have questions, please email hello@richideas.co.za with Podcast in your subject. We look forward to helping you. Mention you listened to our podcast, to take advanta…
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Cayleigh had questions about wills and estate planning. On this episode we discuss living wills, last wills, living trusts and which is best for you. Do you have questions, please email hello@richideas.co.za with Podcast in your subject. We look forward to helping you. Mention you listened to our podcast, to take advantage of our free will consulta…
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Cayleigh had questions about wills and estate planning. On this episode we discuss what to include your will, what will be allowed, offshore assets, unique assets and ensuring your executor can execute your will. Do you have questions, please email hello@richideas.co.za with Podcast in your subject. We look forward to helping you. Mention you liste…
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Cayleigh had questions about wills and estate planning. On this episode we discuss what you need to know to ensure your will is valid, who should sign and should witnesses be present when you sign. Do you have questions, please email hello@richideas.co.za with Podcast in your subject. We look forward to helping you. Mention you listened to our podc…
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Cayleigh had questions about wills and estate planning. On this episode we discuss who should draft your will, pitfalls of DIY wills and why having a professional is so important. Do you have questions, please email hello@richideas.co.za with Podcast in your subject. We look forward to helping you. Mention you listened to our podcast, to take advan…
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Cayleigh had questions about wills and estate planning. On this episode we discuss what happens when your will is invalid or there is now will. Who will benefit from your estate, how is your estate divided, what does the law say. Do you have questions, please email hello@richideas.co.za with Podcast in your subject. We look forward to helping you. …
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Cayleigh had questions about wills and estate planning. On this episode we discuss defining a will, what it covers and is there a difference between a will and a testament. Do you have questions, please email hello@richideas.co.za with Podcast in your subject. We look forward to helping you. Mention you listened to our podcast, to take advantage of…
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